The Top Regular Savers Discussion Thread

Aidanmc

allegro120 said:

clairec666 said:

francoghezzi said:

jaypers said:

francoghezzi said:

clairec666 said:

Progressive - never had an account with them before, so appreciate others sharing their experiences. 7% is worth snapping up, I don't mind accounts which are a bit slow or quirky for that rate.

Opened an easy saver account with them today to make my life easier on Monday and be already a member. It took 5 minutes, 1 pound sent with my Visa Debit and immediately on the account on line. Identification done on line (have your passport or ID ready), nominated account registered also in no time. Easy, simple, immediate. 

I’m confused as every account I look at indicates it’s for residents of Northern Ireland only. Is that the case?

I live in Scotland and a kind lady on the phone confirmed I could apply on line. Did it and sorted in few minutes. I thought it was only for NI residents myself, but apparently no

Progressive
I know nobody has a crystal ball and can't predict specific details of an account that hasn't been released yet, but are there likely to be any restrictions like existing customers only, NI only, etc.? Any benefit in opening an easy access account with them first? For context, I've never had an account with them before, UK not NI resident.

Edit: quick glance at their website and all accounts seem to be post/branch only, so no chance of opening a quick easy access account before Monday.

I can't think of any benefit in opening EA, they will open one for you at maturity anyway (assuming issue 4 will have the same t&c).  

I believe the idea was to open an EA account first just in case the new RS4 is for existing customers only.

snaffle_2

May I ask does anyone else have a problem logging in to Principality? Trying to work out if it is my elderly computer.

shirley999

snaffle_2 said:

May I ask does anyone else have a problem logging in to Principality? Trying to work out if it is my elderly computer.

I'm getting internal error, try again, and call them if still unable to login.

allegro120

Aidanmc said:

allegro120 said:

clairec666 said:

francoghezzi said:

jaypers said:

francoghezzi said:

clairec666 said:

Progressive - never had an account with them before, so appreciate others sharing their experiences. 7% is worth snapping up, I don't mind accounts which are a bit slow or quirky for that rate.

Opened an easy saver account with them today to make my life easier on Monday and be already a member. It took 5 minutes, 1 pound sent with my Visa Debit and immediately on the account on line. Identification done on line (have your passport or ID ready), nominated account registered also in no time. Easy, simple, immediate. 

I’m confused as every account I look at indicates it’s for residents of Northern Ireland only. Is that the case?

I live in Scotland and a kind lady on the phone confirmed I could apply on line. Did it and sorted in few minutes. I thought it was only for NI residents myself, but apparently no

Progressive
I know nobody has a crystal ball and can't predict specific details of an account that hasn't been released yet, but are there likely to be any restrictions like existing customers only, NI only, etc.? Any benefit in opening an easy access account with them first? For context, I've never had an account with them before, UK not NI resident.

Edit: quick glance at their website and all accounts seem to be post/branch only, so no chance of opening a quick easy access account before Monday.

I can't think of any benefit in opening EA, they will open one for you at maturity anyway (assuming issue 4 will have the same t&c).  

I believe the idea was to open an EA account first just in case the new RS4 is for existing customers only.

I never thought of that   So far all issues were for everyone, but of course this is not a guarantee that this trend will continue.

35har1old

TheElectricCow said:

OrangeBlueGreen said:

Kim_13 said:

Bridlington1 said:

Progressive BS to launch issue 4 of their online regular rainy day saver on Monday 6/10/25 at 7%

Never bothered with Progressive as yet as I’d gleaned from here that they’re a bit of a headache to deal with. How bad are they?

I appreciate that experiences will differ but I think I'd say everything feels clunky with them when you compare them to others. I ended up closing my account with them as I'd had enough of it and wouldn't go back whatever rate they offer, just not worth it. They were anything but progressive though of course that is just a name. I did also question myself as to how inclusive they truly are with some of what I would consider clumsy wording on their website.

I too have found myself shifting away from Progressive recently (in favour of Monmothshire who I’ve found comparatively far smoother). Have cleared out my regular saver with them for now, might keep an account open for future but I don’t expect to deposit any more for the foreseeable.

It was the unexpected change to the WhatsApp 2FA that solidified my decision to go, on principle more than anything else, but quite frankly I just don’t have enough faith in Progressive’s tech in its current state to want to continue dealing with them. Funnily enough they still send me 2FA codes for withdrawal requests via SMS while I log in with an authenticator app.

While everything I’ve done with them so far has eventually worked out, my experience with them has been fraught with more technical issues than any other bank/BS I’ve dealt with to date. Between login issues and unclear error messages relating to withdrawal requests, I didn’t fancy the possibility of ending up with any amount of money potentially stuck with them should their systems decide to have an uncooperative day.

A positive note in their favour is that they accept debit card deposits, although as the Halifax £5 reward extras offer is now done I’ll have no further use for this.

Overall they’re probably a fine enough BS for most here, but not one I’d personally want to  concern myself with unless there was a particularly exceptional offering. 

TheElectricCow said:

OrangeBlueGreen said:

Kim_13 said:

Bridlington1 said:

Progressive BS to launch issue 4 of their online regular rainy day saver on Monday 6/10/25 at 7%

Never bothered with Progressive as yet as I’d gleaned from here that they’re a bit of a headache to deal with. How bad are they?

I appreciate that experiences will differ but I think I'd say everything feels clunky with them when you compare them to others. I ended up closing my account with them as I'd had enough of it and wouldn't go back whatever rate they offer, just not worth it. They were anything but progressive though of course that is just a name. I did also question myself as to how inclusive they truly are with some of what I would consider clumsy wording on their website.

I too have found myself shifting away from Progressive recently (in favour of Monmothshire who I’ve found comparatively far smoother). Have cleared out my regular saver with them for now, might keep an account open for future but I don’t expect to deposit any more for the foreseeable.

It was the unexpected change to the WhatsApp 2FA that solidified my decision to go, on principle more than anything else, but quite frankly I just don’t have enough faith in Progressive’s tech in its current state to want to continue dealing with them. Funnily enough they still send me 2FA codes for withdrawal requests via SMS while I log in with an authenticator app.

While everything I’ve done with them so far has eventually worked out, my experience with them has been fraught with more technical issues than any other bank/BS I’ve dealt with to date. Between login issues and unclear error messages relating to withdrawal requests, I didn’t fancy the possibility of ending up with any amount of money potentially stuck with them should their systems decide to have an uncooperative day.

A positive note in their favour is that they accept debit card deposits, although as the Halifax £5 reward extras offer is now done I’ll have no further use for this.

Overall they’re probably a fine enough BS for most here, but not one I’d personally want to  concern myself with unless there was a particularly exceptional offering. 

Reward still seems to be active have qualityed for October 

PowerSavingMode

snaffle_2 said:

May I ask does anyone else have a problem logging in to Principality? Trying to work out if it is my elderly computer.

Principality Online Issues

Not just you/your computer:

soulsaver

So... Progressive, Principality and Melton are down. And Monmouth is out of synch with the app...

Hattie627

soulsaver said:

So... Progressive, Principality and Melton are down. And Monmouth is out of synch with the app...

Monmouth online has now updated my accounts for payments sent on Wed. Now agreeing with app which updated Thursday. 

clairec666

snaffle_2 said:

May I ask does anyone else have a problem logging in to Principality? Trying to work out if it is my elderly computer.

Someone's created a separate thread about this - might be the best place to look for updates
https://forums.moneysavingexpert.com/discussion/6632255/principality-log-on

TheElectricCow

francoghezzi said:

TheElectricCow said:

OrangeBlueGreen said:

Kim_13 said:

Bridlington1 said:

Progressive BS to launch issue 4 of their online regular rainy day saver on Monday 6/10/25 at 7%

Never bothered with Progressive as yet as I’d gleaned from here that they’re a bit of a headache to deal with. How bad are they?

I appreciate that experiences will differ but I think I'd say everything feels clunky with them when you compare them to others. I ended up closing my account with them as I'd had enough of it and wouldn't go back whatever rate they offer, just not worth it. They were anything but progressive though of course that is just a name. I did also question myself as to how inclusive they truly are with some of what I would consider clumsy wording on their website.

I too have found myself shifting away from Progressive recently (in favour of Monmothshire who I’ve found comparatively far smoother). Have cleared out my regular saver with them for now, might keep an account open for future but I don’t expect to deposit any more for the foreseeable.

It was the unexpected change to the WhatsApp 2FA that solidified my decision to go, on principle more than anything else, but quite frankly I just don’t have enough faith in Progressive’s tech in its current state to want to continue dealing with them. Funnily enough they still send me 2FA codes for withdrawal requests via SMS while I log in with an authenticator app.

While everything I’ve done with them so far has eventually worked out, my experience with them has been fraught with more technical issues than any other bank/BS I’ve dealt with to date. Between login issues and unclear error messages relating to withdrawal requests, I didn’t fancy the possibility of ending up with any amount of money potentially stuck with them should their systems decide to have an uncooperative day.

A positive note in their favour is that they accept debit card deposits, although as the Halifax £5 reward extras offer is now done I’ll have no further use for this.

Overall they’re probably a fine enough BS for most here, but not one I’d personally want to  concern myself with unless there was a particularly exceptional offering. 

I wouldn't touch Monmouth BS even if they offered 15% interest. We all have our 'no go' places 😉

Fair enough - By sheer luck I got two App Exclusive RS accounts opened with them (2x £1000 monthly deposit @ 7%) and have had a flawless experience with them so far, so I've been quite happy with them myself. Having read other's posts about them though I can appreciate how not everyone has been so fortunate in their dealings with the Monmouth and may not want to touch them with a barge pole.

35har1old said:

TheElectricCow said:
A positive note in their favour is that they accept debit card deposits, although as the Halifax £5 reward extras offer is now done I’ll have no further use for this.

Reward still seems to be active have qualityed for October 

Not wanting to drive this thread off topic as it's not RS related, but if you haven't seen yet, the Halifax monthly £5 reward has in fact now finished & been replaced with different benefits (with all outstanding rewards to be paid in one go later this month) i.e. there's no need to make the £500 debit card spend from October onwards as it will not earn you any further rewards. There's a MSE article and a fairly extensive thread on it here for more info:
https://www.moneysavingexpert.com/news/2025/06/halifax-reward-extras/
https://forums.moneysavingexpert.com/discussion/6609677/halifax-scrapping-5-cinema-ticket-rewards/p1