The Top Regular Savers Discussion Thread

Bob2000

friolento said:

Bob2000 said:

flaneurs_lobster said:

Bob2000 said:

MonBS APP EXCLUSIVE  RS 7%

Would MonBS close the account  because of non-app use?

If it were any other building society then I would say "No way" but..... 

Well l thought  I'd contact the people who would know but in the end decided  to get in touch with Monmouthshire instead!

What did they say?

Dunno,  I'll have to wait until tomorrow l guess.

dcs34

Born2Save_3 said:

Born2Save_3 said:

Bigwheels1111 said:

Born2Save_3 said:

MHBS Fixed Term Regular Savers Overfunding

They're enforcing the rules this month.  My second account £250 funding returned :

01/09/2025

Clrd Sav Rcpt

Standing Order xxxxxxxxxxx

£250.00

02/09/2025

Sav Return S/O

Standing Order Restricted

-£250.00

Credited to my current account today 3/9/25.

That's not good.

Both mine went in and have credited this month, I hop they leave it for 2 more payments.

Fingers crossed.

Did they close some of your accounts and/or return money to you recently ? 

Did anyone manage to have more than one £250 payment to MHBS accepted this month ?  And did you have money returned and / or accounts closed recently for having added too much or having too many accounts ?

Thanks

Not to jinx it but both my £250 to payments for Market Harborough Regular Saver 30.11.2025 and Market Harborough Regular Saver 31.03.2026 have been credited.

I'd deliberately decided to not open further accounts given these had both worked to date and not wanting to upset the applecart!

schiff

MHB(2025)  is OK to £3750 I think.

allegro120

Born2Save_3 said:

Born2Save_3 said:

Bigwheels1111 said:

Born2Save_3 said:

MHBS Fixed Term Regular Savers Overfunding

They're enforcing the rules this month.  My second account £250 funding returned :

01/09/2025

Clrd Sav Rcpt

Standing Order xxxxxxxxxxx

£250.00

02/09/2025

Sav Return S/O

Standing Order Restricted

-£250.00

Credited to my current account today 3/9/25.

That's not good.

Both mine went in and have credited this month, I hop they leave it for 2 more payments.

Fingers crossed.

Did they close some of your accounts and/or return money to you recently ? 

Did anyone manage to have more than one £250 payment to MHBS accepted this month ?  And did you have money returned and / or accounts closed recently for having added too much or having too many accounts ?

Thanks

Yes, I deposited £250 in each on 1st September, both accepted, nothing returned or closed.  I did £10/£240 split for the first 3 months of the second RS running, after that I always paid £250x2.

nomorekids

Born2Save_3 said:

Born2Save_3 said:

Bigwheels1111 said:

Born2Save_3 said:

MHBS Fixed Term Regular Savers Overfunding

They're enforcing the rules this month.  My second account £250 funding returned :

01/09/2025

Clrd Sav Rcpt

Standing Order xxxxxxxxxxx

£250.00

02/09/2025

Sav Return S/O

Standing Order Restricted

-£250.00

Credited to my current account today 3/9/25.

That's not good.

Both mine went in and have credited this month, I hop they leave it for 2 more payments.

Fingers crossed.

Did they close some of your accounts and/or return money to you recently ? 

Did anyone manage to have more than one £250 payment to MHBS accepted this month ?  And did you have money returned and / or accounts closed recently for having added too much or having too many accounts ?

Thanks

I have for Sept, and indeed Aug, July and June but before that I did several months I could only afford a tenner in each so that might be the reason why they are leaving me alone

Bigwheels1111

allegro120 said:

Born2Save_3 said:

Born2Save_3 said:

Bigwheels1111 said:

Born2Save_3 said:

MHBS Fixed Term Regular Savers Overfunding

They're enforcing the rules this month.  My second account £250 funding returned :

01/09/2025

Clrd Sav Rcpt

Standing Order xxxxxxxxxxx

£250.00

02/09/2025

Sav Return S/O

Standing Order Restricted

-£250.00

Credited to my current account today 3/9/25.

That's not good.

Both mine went in and have credited this month, I hop they leave it for 2 more payments.

Fingers crossed.

Did they close some of your accounts and/or return money to you recently ? 

Did anyone manage to have more than one £250 payment to MHBS accepted this month ?  And did you have money returned and / or accounts closed recently for having added too much or having too many accounts ?

Thanks

Yes, I deposited £250 in each on 1st September, both accepted, nothing returned or closed.  I did £10/£240 split for the first 3 months of the second RS running, after that I always paid £250x2.

Filled them Both from Day one, No issues yet.

WillPS

Not sure why there's so much pessimism YBS will be able to offer 8% again, Saffron had no problem offering the same rate (and even extending out eligibility via their refer-a-friend offering). Recent offers from Darlington and Monmouthshire have been on an upwards trajectory. To be clear I'm not saying they will definitely offer a repeat run or an improvement, but it wouldn't be a surprise to me if they did.

As for the tiny pay ins... if you're aiming to keep the number of accounts you have down I can kind of understand but if not surely every little helps? It's not as though sending to 1 extra account each month is particularly burdensome. 

Born2Save_3

MHBS RS Funding

Thanks for your replies.  So I think that the people who have 2 accounts and did not have accounts closed recently or money returned are ok.  I had 2 accounts closed and £4K+ returned and got on the naughty list...

topyam

Just noticed Monmouthshire exclude Northern Ireland

nomorekids

topyam said:

Just noticed Monmouthshire exclude Northern Ireland

That's bad, discriminatory even, poor NI savers