The Top Regular Savers Discussion Thread

s71hj

mhoc said:

I was only away for 10 days but I had 54 pages today on the forum to read back on and catch up with!!
 - I was hoping that Monmouthshire issues would be resolved but still rumbling on ...

This weekends entertainment 
Principality 6 month saver maturity instructions
Principality 6 month saver issue 4 applications
Monmouthshire branch saver applications
Nationwide issue 7 application if it will allow me

I've also got YBS £50 esavers maturing and Coventry sunny days this month although they wont add much to the cash flow issue - and reducing my Coventry SOs to a minimum for the time being.
No idea why I opened new Leeds and Chorley savers last month with such low interest rates ...

It's been quite the fortnight! 

PowerSavingMode

francoghezzi said:

Bridlington1 said:

Suffolk BS to launch new versions of their 1 Year Fixed Rate Regular Saver and Online Fixed Rate Regular Savers on Monday 8th September.

It doesn't appear there's any difference in the Ts&Cs compared to the current issues with the exception that the new versions mature on 30/11/26 and both accounts are set to pay 5%. 

I shall update P1 of this thread and the archived thread once the accounts have been launched.

It looks like it can be open even if we hold others Regular Saver with Suffolk, isn't it? I do have already the one that will mature 31/07/26 and the one that will end on 30/09/26. Not the best interest rates but both longer than a year

Re: Suffolk BS 1 Year Fixed Rate Regular Saver and Online Fixed Rate Regular Savers

It's worth bearing in mind that along with no withdrawals allowed, closure is not permitted until maturity, either.

ThePirates

s71hj said:

surreysaver said:

mhoc said:

No idea why I opened new Leeds and Chorley savers last month with such low interest rates ...

It gives you immediate access to future accounts should they release market leading rates in the future; plus you've got those accounts should they become attractive rates compared to others at a future date 

I've reached a point where I write on the front of my paper file for each account EXACTLY why I opened it I am accumulating so many. 

You need a spreadsheet!

ThePirates

brucefan_2 said:

Stolas said:

The app is still unusable for me - it’s been updated to the latest version and reinstalled numerous times. I had to phone Monmouth to open the new app only saver. 

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

I am in the exact same position. It took some persuading but I did manage to get an app only RS opened with a  phone call.

Despite numerous un- and re-installs, trying to persuade it I was registering a new number etc., the app still refuses to play nice.

Practical upshot is that I have an open app-only account which I can't check because of a completely non-functioning app.

Last person I spoke to told me that the tech team were 'aware' of the issues and were working on a fix. In the meantime Ihave been advised to 'sit tight and wait'

A few of us had that same issue, it looks like your number is blocked after a few unsuccessful attempts at getting through security. For me it just wouldn't display the SMS or email options. 

You need to ring them and ask them to action unlocking your phone number.

s71hj

ThePirates said:

s71hj said:

surreysaver said:

mhoc said:

No idea why I opened new Leeds and Chorley savers last month with such low interest rates ...

It gives you immediate access to future accounts should they release market leading rates in the future; plus you've got those accounts should they become attractive rates compared to others at a future date 

I've reached a point where I write on the front of my paper file for each account EXACTLY why I opened it I am accumulating so many. 

You need a spreadsheet!

Somebody on here kindly sent me one but I need to get my head round how they work. It's on my list but I suspect I need to do a bit of a basic excel course! 

Bob2000

Stolas said:

The app is still unusable for me - it’s been updated to the latest version and reinstalled numerous times. I had to phone Monmouth to open the new app only saver. 

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

Yes, same here by the looks of it. Uninstalled then reinstall  worked for the evening then gone silly again.
Pain in the bum!

Bob2000

jameseonline said:

Bob2000 said:

jameseonline said:

Just requested my Principality 2 Year Healthy Habits to be closed, hopefully that will be done today.

Do you get the funds back plus interest  or is there any restrictions due to early closure please?

Nah Principality are decent with closing early, you'll get funds back + interest for their regular savers

Good to know.

Bob2000

Dizzycap said:

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

Yes! Uninstalled the monbs app again & reinstalled without issues so far today.

Lucky you, mine gone glitchy again.

surreysaver

brucefan_2 said:

Stolas said:

The app is still unusable for me - it’s been updated to the latest version and reinstalled numerous times. I had to phone Monmouth to open the new app only saver. 

Bob2000 said:

Are anybody else having problems with the Monbs app please.
Been just stuck on the intro screen since 8ish last night.

Despite numerous un- and re-installs, trying to persuade it I was registering a new number etc., the app still refuses to play nice.

If you're uninstalling and reinstalling Monmouthshire's app, you need to choose 'new phone', not 'new number'.

Andystriker

Hi there

Pricipality 6 month Regular Saver's 

As we are opening multiple 6-month Regular Savers, I just wondered what Principality could do about this, if they so choose? 

I ask because I wonder if it is worth it, and if it could cause problems further down the line. 

I now have 3 of the Issue 3 accounts, and will have 2 of the issue 4 later this month, which will reduce my Issue 3 holding to 2 accounts, so one extra of each. 

Now when I opened these extra accounts, I was told that they are subject to the terms and conditions. 

Could Principality do what Lloyds did to Briddlington1 and close all accounts and ban me as a customer?  Bit dramatic I know, but I have fixed rate ISAs with them and a little niggling thought in the back of my mind says to me, is it worth this risk, or, do you think there no risk that they would or could do this. 

I was told by our previously named but now anonymous friend by message on 2 occasions that I could not have extra regular savers, “it’s against the terms and conditions”, but still I managed to open them later.

 

Just wondered what your thoughts are?