The Top Regular Savers Discussion Thread

dcs34

masonic said:

Slinky said:

Well that's odd. Having abandoned the login attempt without changing the password, when I went back to try and login again, the account page was already open without me changing the password. Feels a tad dodgy.

They are using Salesforce to power the online banking site. It is probably just that the password change is poorly enforced. You may get nagged again during your next login session.

Yes this is the case. I think they are prompting a password change every three months.

When that message comes up you can hit the back arrow on the browser, it looks like you're back on the request a code page, but if you then click the Progressive header graphic it refreshes the page and you can see your accounts.

mon3ysav3r

Slinky said:

I've just tried logging in to Progressive to check my SO has arrived today, and after putting in my password it's come up with a Salesforce page asking me to change my password.  Never had this before, I've abandoned the login. Is this genuine?

Yes it appears to be genuine.

It did the same to me a week or so ago, I changed my password and all is good.

I have worked my entire life working in IT, and I was surprised that they use Salesforce for authentication it makes no sense, but then I thought this is the only institution to stop using SMS message 2FA and swap to WhatsApp ....

s71hj

Re Monmouthshire branch exclusive RS, still nothing showing for me and my wife in the App. Posted forms last Wed am and based on others experience was hoping for something by now. 

Hattie627

s71hj said:

Re Monmouthshire branch exclusive RS, still nothing showing for me and my wife in the App. Posted forms last Wed am and based on others experience was hoping for something by now. 

Ditto. Posted application form plus cheque last Wed am and nothing showing on app so far. Postal service where I am is not particularly reliable. I will phone Monmouthshire if nothing showing by midweek.

WillPS

Hattie627 said:

s71hj said:

Re Monmouthshire branch exclusive RS, still nothing showing for me and my wife in the App. Posted forms last Wed am and based on others experience was hoping for something by now. 

Ditto. Posted application form plus cheque last Wed am and nothing showing on app so far. Postal service where I am is not particularly reliable. I will phone Monmouthshire if nothing showing by midweek.

It's entirely possible the forms haven't been delivered yet, particularly if you used second class/freepost/reply paid service. Royal Mail ask for 10 postage days to pass before they'll entertain that an item was delayed or lost.

Also entirely possible Monmouthshire are now backed up with postal applications.

allegro120

DealSeeker11 said:

RBS/Netwest Digital Regular Saver

Has anyone reached the 5K ceiling and had their standing order removed without issues? I’m slightly hesitant to cancel mine because their terms state standing order of £1-150 is a must?

I have them since September 2020.  I've reached the £5k ceiling last year, so don't deposit anymore, but I've never used standing orders for feeding these accounts, always deposited manually.  You can cancel your standing orders without hesitation.

SJMALBA

Mon BS Branch Exclusive RS

Posted my application (with cheque), 1st class, circa midday on Thursday; phoned this morning, and found out that it arrived, and the account was opened, Saturday; I was given the account number, added it to 'My Accounts', and when I checked this evening, the account was there, showing the deposit dated 30th.

Dizzycap

clivep said:

Nationwide

Regular saver matures later this month. 13th payment has been returned. In the past Nationwide has allowed the 13th payment. Is this a change in policy?

Not as far as I'm aware. My13th payment to the RS went in and hasn't been returned? My NW current account set up 12 monthly payments after I had manually paid in the initial £200, so I left as it was. 

allegro120

jameseonline said:

NatWest and RBS don't have a minimum amount to fund every month, I've never had standing orders setup for either, just manually paid in from NatWest and RBS current accounts.

Think the only standing orders setup I've had before are HSBC, First Direct & TSB, TSB being 1 you can get rid of but the other 2 you have to keep unless closing but then you also don't earn the interest rate etc

You can cancel HSBC SO too.  It's just First Direct, I can't think of any other RS that requires SO.

gt94sss2

SJMALBA said:

Mon BS Branch Exclusive RS

Posted my application (with cheque), 1st class, circa midday on Thursday; phoned this morning, and found out that it arrived, and the account was opened, Saturday; I was given the account number, added it to 'My Accounts', and when I checked this evening, the account was there, showing the deposit dated 30th.

No need to call them. If they have opened the account, it will appear in their app. You can then use the account number to add it to My Accounts.