We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The Top Regular Savers Discussion Thread

15545555575595601024

Comments

  • jameseonline
    jameseonline Posts: 1,303 Forumite
    1,000 Posts First Anniversary Name Dropper
    Hattie627 said:
    gt94sss2 said:
    For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

    The choices include the new Issue 4 of their 6 month RS.
    Maturity instructions submitted. Let's see how many Issue 4s I can accrue!
    same here - though I noticed the link that opens the account terms pdf fails (as it did originally when I opened one a couple of days ago - they fixed that link, but not this one)... it just occurred to me that I haven't received anything about this maturity in the post yet - pretty sure last time, I got the letter weeks before the maturity options were available online.

    also, if anyone gets the dreaded secure message, from the unidentified member of staff, rejecting multiple Issue 4 accounts, then you should still be able to call them and do it over the phone without any hassle.
    it seems that the unidentifiable member of the digital team staff works on a Saturday morning - I received a secure message about 20 minutes after submitting the maturity options...
    Hello

    Thank you for your secure message.

    Regrettably we are unable to complete your maturity instructions as you already hold the 6 Month Regular Saver issue 4.

    As stated in the terms and conditions for this account you are only able to hold one account of the same issue. Please confirm how you would like to proceed. 
    no problem I thought, i'll just give them a call - spoke to a nice lady with a lovely Welsh accent, requested £200 into a new RS4 and the rest of the balance into an Easy Access account with them (as I have previously)... she checks my account.... "oh i'm sorry", she says, "you seem to already have an Issue 4 and you can only have one of these accounts"... then she jokes, "how have you managed to get 3 x Issue 3 accounts?" - I explained they were maturity options for previous accounts and she says "i'm surprised we haven't closed them down!"...  in the end, I just requested the entire balance to go to the EA account.

    so perhaps there has been some staff training and they, or at least some of them, are now on the ball with regards to this... or i've just been unlucky.

    next maturity options for me are in 6 weeks time - perhaps if I get postal maturity details for that account, i'll apply the maturity choice by post - but I don't see online or telephone options as viable now (or at least pot luck as to who you get dealing with it).
    You submitted instructions by secure message then you called them?, maybe that's the problem, I've always submitted my instructions via the website forms without any issues 
    no this wasn't my first rodeo - I submitted the instructions via the maturity option forms yellow box in the maturing account itself... the one that gives you a list of maturity options... completed all the steps, submitted and it was our friend in the digital team that sent me a secure message (not the other way around)... I didn't call them for the sheer fun or someone to talk to - there was a purpose behind it, ie my submitted maturity choice being rejected!
    Principality BS: Rollover of maturing 6 Month RS Issue 3 to an Issue 4

    Funny, I did the exact same thing this morning for my Issue 3 maturing on 13th September, that is, submitted instructions for rollover to an Issue 4 using the maturity options menu in the yellow box in the maturing account. I haven't (yet) had a secure message saying that my instructions cannot be complied with due to already having an Issue 4 (which I have). What HAS appeared is a yellow box in the maturing account saying that my maturity instructions have been received and will be implemented on 13th September. Fingers crossed that I have slipped through the net somehow. 
    Maybe doing things out of hours is the key?🤔, also are you in Wales?, just trying to get to the bottom of what the factors might be as to why things seem to work fine for some & not others
  • Hattie627
    Hattie627 Posts: 610 Forumite
    500 Posts Second Anniversary Name Dropper
    Hattie627 said:
    gt94sss2 said:
    For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

    The choices include the new Issue 4 of their 6 month RS.
    Maturity instructions submitted. Let's see how many Issue 4s I can accrue!
    same here - though I noticed the link that opens the account terms pdf fails (as it did originally when I opened one a couple of days ago - they fixed that link, but not this one)... it just occurred to me that I haven't received anything about this maturity in the post yet - pretty sure last time, I got the letter weeks before the maturity options were available online.

    also, if anyone gets the dreaded secure message, from the unidentified member of staff, rejecting multiple Issue 4 accounts, then you should still be able to call them and do it over the phone without any hassle.
    it seems that the unidentifiable member of the digital team staff works on a Saturday morning - I received a secure message about 20 minutes after submitting the maturity options...
    Hello

    Thank you for your secure message.

    Regrettably we are unable to complete your maturity instructions as you already hold the 6 Month Regular Saver issue 4.

    As stated in the terms and conditions for this account you are only able to hold one account of the same issue. Please confirm how you would like to proceed. 
    no problem I thought, i'll just give them a call - spoke to a nice lady with a lovely Welsh accent, requested £200 into a new RS4 and the rest of the balance into an Easy Access account with them (as I have previously)... she checks my account.... "oh i'm sorry", she says, "you seem to already have an Issue 4 and you can only have one of these accounts"... then she jokes, "how have you managed to get 3 x Issue 3 accounts?" - I explained they were maturity options for previous accounts and she says "i'm surprised we haven't closed them down!"...  in the end, I just requested the entire balance to go to the EA account.

    so perhaps there has been some staff training and they, or at least some of them, are now on the ball with regards to this... or i've just been unlucky.

    next maturity options for me are in 6 weeks time - perhaps if I get postal maturity details for that account, i'll apply the maturity choice by post - but I don't see online or telephone options as viable now (or at least pot luck as to who you get dealing with it).
    You submitted instructions by secure message then you called them?, maybe that's the problem, I've always submitted my instructions via the website forms without any issues 
    no this wasn't my first rodeo - I submitted the instructions via the maturity option forms yellow box in the maturing account itself... the one that gives you a list of maturity options... completed all the steps, submitted and it was our friend in the digital team that sent me a secure message (not the other way around)... I didn't call them for the sheer fun or someone to talk to - there was a purpose behind it, ie my submitted maturity choice being rejected!
    Principality BS: Rollover of maturing 6 Month RS Issue 3 to an Issue 4

    Funny, I did the exact same thing this morning for my Issue 3 maturing on 13th September, that is, submitted instructions for rollover to an Issue 4 using the maturity options menu in the yellow box in the maturing account. I haven't (yet) had a secure message saying that my instructions cannot be complied with due to already having an Issue 4 (which I have). What HAS appeared is a yellow box in the maturing account saying that my maturity instructions have been received and will be implemented on 13th September. Fingers crossed that I have slipped through the net somehow. 
    Maybe doing things out of hours is the key?🤔, also are you in Wales?, just trying to get to the bottom of what the factors might be as to why things seem to work fine for some & not others
    Not in Wales. I did my online instructions sometime after 9.30am this morning, within working hours if Saturday morning is treated as working hours.
  • Hattie627
    Hattie627 Posts: 610 Forumite
    500 Posts Second Anniversary Name Dropper
    Hattie627 said:
    gt94sss2 said:
    For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

    The choices include the new Issue 4 of their 6 month RS.
    Maturity instructions submitted. Let's see how many Issue 4s I can accrue!
    same here - though I noticed the link that opens the account terms pdf fails (as it did originally when I opened one a couple of days ago - they fixed that link, but not this one)... it just occurred to me that I haven't received anything about this maturity in the post yet - pretty sure last time, I got the letter weeks before the maturity options were available online.

    also, if anyone gets the dreaded secure message, from the unidentified member of staff, rejecting multiple Issue 4 accounts, then you should still be able to call them and do it over the phone without any hassle.
    it seems that the unidentifiable member of the digital team staff works on a Saturday morning - I received a secure message about 20 minutes after submitting the maturity options...
    Hello

    Thank you for your secure message.

    Regrettably we are unable to complete your maturity instructions as you already hold the 6 Month Regular Saver issue 4.

    As stated in the terms and conditions for this account you are only able to hold one account of the same issue. Please confirm how you would like to proceed. 
    no problem I thought, i'll just give them a call - spoke to a nice lady with a lovely Welsh accent, requested £200 into a new RS4 and the rest of the balance into an Easy Access account with them (as I have previously)... she checks my account.... "oh i'm sorry", she says, "you seem to already have an Issue 4 and you can only have one of these accounts"... then she jokes, "how have you managed to get 3 x Issue 3 accounts?" - I explained they were maturity options for previous accounts and she says "i'm surprised we haven't closed them down!"...  in the end, I just requested the entire balance to go to the EA account.

    so perhaps there has been some staff training and they, or at least some of them, are now on the ball with regards to this... or i've just been unlucky.

    next maturity options for me are in 6 weeks time - perhaps if I get postal maturity details for that account, i'll apply the maturity choice by post - but I don't see online or telephone options as viable now (or at least pot luck as to who you get dealing with it).
    You submitted instructions by secure message then you called them?, maybe that's the problem, I've always submitted my instructions via the website forms without any issues 
    no this wasn't my first rodeo - I submitted the instructions via the maturity option forms yellow box in the maturing account itself... the one that gives you a list of maturity options... completed all the steps, submitted and it was our friend in the digital team that sent me a secure message (not the other way around)... I didn't call them for the sheer fun or someone to talk to - there was a purpose behind it, ie my submitted maturity choice being rejected!
    Principality BS: Rollover of maturing 6 Month RS Issue 3 to an Issue 4

    Funny, I did the exact same thing this morning for my Issue 3 maturing on 13th September, that is, submitted instructions for rollover to an Issue 4 using the maturity options menu in the yellow box in the maturing account. I haven't (yet) had a secure message saying that my instructions cannot be complied with due to already having an Issue 4 (which I have). What HAS appeared is a yellow box in the maturing account saying that my maturity instructions have been received and will be implemented on 13th September. Fingers crossed that I have slipped through the net somehow. 
    I did the same method - but that yellow box is automatically shown upon just the submission of the maturity option choice - I got it too (still have)... the secure message was sent later... I hope you timed it well (she must have been on a coffee break) and got away with it!


    Here was me thinking the yellow box means I will get a new Issue 4. Looks like I will have to wait and see what happens on 13th September.
  • jameseonline
    jameseonline Posts: 1,303 Forumite
    1,000 Posts First Anniversary Name Dropper
    Hattie627 said:
    Hattie627 said:
    gt94sss2 said:
    For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

    The choices include the new Issue 4 of their 6 month RS.
    Maturity instructions submitted. Let's see how many Issue 4s I can accrue!
    same here - though I noticed the link that opens the account terms pdf fails (as it did originally when I opened one a couple of days ago - they fixed that link, but not this one)... it just occurred to me that I haven't received anything about this maturity in the post yet - pretty sure last time, I got the letter weeks before the maturity options were available online.

    also, if anyone gets the dreaded secure message, from the unidentified member of staff, rejecting multiple Issue 4 accounts, then you should still be able to call them and do it over the phone without any hassle.
    it seems that the unidentifiable member of the digital team staff works on a Saturday morning - I received a secure message about 20 minutes after submitting the maturity options...
    Hello

    Thank you for your secure message.

    Regrettably we are unable to complete your maturity instructions as you already hold the 6 Month Regular Saver issue 4.

    As stated in the terms and conditions for this account you are only able to hold one account of the same issue. Please confirm how you would like to proceed. 
    no problem I thought, i'll just give them a call - spoke to a nice lady with a lovely Welsh accent, requested £200 into a new RS4 and the rest of the balance into an Easy Access account with them (as I have previously)... she checks my account.... "oh i'm sorry", she says, "you seem to already have an Issue 4 and you can only have one of these accounts"... then she jokes, "how have you managed to get 3 x Issue 3 accounts?" - I explained they were maturity options for previous accounts and she says "i'm surprised we haven't closed them down!"...  in the end, I just requested the entire balance to go to the EA account.

    so perhaps there has been some staff training and they, or at least some of them, are now on the ball with regards to this... or i've just been unlucky.

    next maturity options for me are in 6 weeks time - perhaps if I get postal maturity details for that account, i'll apply the maturity choice by post - but I don't see online or telephone options as viable now (or at least pot luck as to who you get dealing with it).
    You submitted instructions by secure message then you called them?, maybe that's the problem, I've always submitted my instructions via the website forms without any issues 
    no this wasn't my first rodeo - I submitted the instructions via the maturity option forms yellow box in the maturing account itself... the one that gives you a list of maturity options... completed all the steps, submitted and it was our friend in the digital team that sent me a secure message (not the other way around)... I didn't call them for the sheer fun or someone to talk to - there was a purpose behind it, ie my submitted maturity choice being rejected!
    Principality BS: Rollover of maturing 6 Month RS Issue 3 to an Issue 4

    Funny, I did the exact same thing this morning for my Issue 3 maturing on 13th September, that is, submitted instructions for rollover to an Issue 4 using the maturity options menu in the yellow box in the maturing account. I haven't (yet) had a secure message saying that my instructions cannot be complied with due to already having an Issue 4 (which I have). What HAS appeared is a yellow box in the maturing account saying that my maturity instructions have been received and will be implemented on 13th September. Fingers crossed that I have slipped through the net somehow. 
    Maybe doing things out of hours is the key?🤔, also are you in Wales?, just trying to get to the bottom of what the factors might be as to why things seem to work fine for some & not others
    Not in Wales. I did my online instructions sometime after 9.30am this morning, within working hours if Saturday morning is treated as working hours.
    They clearly have staff working on a Saturday, that much we seem to know
  • My Progressive BS Online Regular Rainy-Day Saver Account matured today to Online Instant Access Saver Account 2. 
    Does the BS allow withdrawal on weekends or should I be expecting the credit on Monday?
  • Hal17
    Hal17 Posts: 397 Forumite
    Part of the Furniture 100 Posts Photogenic
    I updated the Principality maturity option on line and requested the New Iss 4 regular saver.  I got the yellow box showing the Maturity Instructions will be completed on the 13th September. 

    My wife did the same as me but she got a secure message telling her she cannot have two Issue 4 Regular Savers. I will need to wait and see if mine gets bounced. Fingers crossed.


  • surreysaver
    surreysaver Posts: 5,045 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Prinky Issue 3 maturity 

    I definitely submitted maturity instructions about 5am this morning to open a new Issue 4, however no secure message but gone into my online banking and its asked me to submit my maturity instructions again. So asked it to open an Issue 4 again....
    I consider myself to be a male feminist. Is that allowed?
  • Aidanmc
    Aidanmc Posts: 1,516 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Hal17 said:
    I updated the Principality maturity option on line and requested the New Iss 4 regular saver.  I got the yellow box showing the Maturity Instructions will be completed on the 13th September. 

    My wife did the same as me but she got a secure message telling her she cannot have two Issue 4 Regular Savers. I will need to wait and see if mine gets bounced. Fingers crossed.


    Seems all very random.
    I haven't received any notification yet of my maturity instruction been rejected
  • I havent received notification that my maturity instruction has been rejected either.
    But, I couldn't care less one way or the other. For the sake of £26 in interest I really can't get overly excited about it.  It does seem a bit of a lottery and adds a bit of fun to the game.
  • castle96
    castle96 Posts: 3,038 Forumite
    Part of the Furniture 1,000 Posts
       Principal - Iss 3 (one of) matures 13/9. Tried to open Iss 4 - refused (2.pm) Now 5.30pm (knockingoff time for whatshername?) This time istead of all maturity monies to me - refused - £200 to new Iss 4 (same account No), balance to me... All OK ! (so far)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.