The Top Regular Savers Discussion Thread

Bridlington1

topyam said:

So...
I opened issue 3 mid Aug
Can I open issue 4 then as well?
From reading these messages, seems I can?

Yes, you can hold one of each issue. I have both issues, I've also got some of their other regular savers.

jameseonline

s71hj said:

Anyone else having dreams involving Welsh Building societies...? 

My dream involves Swansea providing decent savings accounts, that you can easily apply for online & via app😏

mon3ysav3r

topyam said:

So...
I opened issue 3 mid Aug
Can I open issue 4 then as well?
From reading these messages, seems I can?

Yes you can

janusd

jameseonline said:

s71hj said:

Anyone else having dreams involving Welsh Building societies...? 

My dream involves Swansea providing decent savings accounts, that you can easily apply for online & via app😏

... and doesn't require residence in Wales!

jameseonline

youngretired said:

I've got a Coventry Sunny Day Saver maturing on the 6th and a Yorkshire Loyalty Saver maturing on the 10th. I haven't received any instructions or messages about maturity instructions. Has anyone else that have these maturing soon, received anything? My post doesn't seem to be getting delivered again regularly.

I had a Coventry letter a while ago, dated 7th August, told me what I had in the account at time the letter was produced plus the interest accrued so I know I'm getting at least a payout of £1,859.29.

My account matures on 4th.

Basically like majority of other regulars it automatically gets converted to an easy access account paying a poopy rate.

s71hj

Bobblehat said:

s71hj said:

Anyone else having dreams involving Welsh Building societies...? 

I have one where a Welsh BS opens a branch in Chester and offers a 10% RS Branch only account @ £500pm. Why Chester you ask? I have a Senior Citizen Travel Pass that would get me to Chester FOC  Nice day out by train! Come on Yr Wyddgrug Building Society ... you know you want to!

Off to Merseyside in a few weeks so fingers crossed they still have it then if I eat enough cheese hopefully be able to get one.

jameseonline

janusdesign said:

janusdesign said:

surreysaver said:

gt94sss2 said:

For those who have a Principality Account maturing on the 13/09/25, the maturity options are now showing on their website.

The choices include the new Issue 4 of their 6 month RS.

Maturity instructions submitted. Let's see how many Issue 4s I can accrue!

same here - though I noticed the link that opens the account terms pdf fails (as it did originally when I opened one a couple of days ago - they fixed that link, but not this one)... it just occurred to me that I haven't received anything about this maturity in the post yet - pretty sure last time, I got the letter weeks before the maturity options were available online.

also, if anyone gets the dreaded secure message, from the unidentified member of staff, rejecting multiple Issue 4 accounts, then you should still be able to call them and do it over the phone without any hassle.

it seems that the unidentifiable member of the digital team staff works on a Saturday morning - I received a secure message about 20 minutes after submitting the maturity options...

Hello

Thank you for your secure message.

Regrettably we are unable to complete your maturity instructions as you already hold the 6 Month Regular Saver issue 4.

As stated in the terms and conditions for this account you are only able to hold one account of the same issue. Please confirm how you would like to proceed. 

no problem I thought, i'll just give them a call - spoke to a nice lady with a lovely Welsh accent, requested £200 into a new RS4 and the rest of the balance into an Easy Access account with them (as I have previously)... she checks my account.... "oh i'm sorry", she says, "you seem to already have an Issue 4 and you can only have one of these accounts"... then she jokes, "how have you managed to get 3 x Issue 3 accounts?" - I explained they were maturity options for previous accounts and she says "i'm surprised we haven't closed them down!"...  in the end, I just requested the entire balance to go to the EA account.

so perhaps there has been some staff training and they, or at least some of them, are now on the ball with regards to this... or i've just been unlucky.

next maturity options for me are in 6 weeks time - perhaps if I get postal maturity details for that account, i'll apply the maturity choice by post - but I don't see online or telephone options as viable now (or at least pot luck as to who you get dealing with it).

You submitted instructions by secure message then you called them?, maybe that's the problem, I've always submitted my instructions via the website forms without any issues.

If I'm right the fact you've sent them a secure message &/or called them means they actually check your account details carefully as in manually as in a human checks things, presumably it would be the same as postal instructions, whereas the online forms wouldn't go through the same checks because it's automated.

jameseonline

topyam said:

So...
I opened issue 3 mid Aug
Can I open issue 4 then as well?
From reading these messages, seems I can?

You can have at least 1 of any regular saver issue with Principality, as you may or may not have seen, people have got multiple of the same issue 6 month ones due to having maturing savings accounts & in online maturity options it offers another 6 month regular.

So yeah sign up for a Issue 4 via the website, so that will be your 1st issue 4 & check your online maturity options for any other Principality accounts & you may end up with more.

jameseonline

janusdesign said:

jameseonline said:

s71hj said:

Anyone else having dreams involving Welsh Building societies...? 

My dream involves Swansea providing decent savings accounts, that you can easily apply for online & via app😏

... and doesn't require residence in Wales!

I'm in Wales so that doesn't bother me 

ChewyyBacca

Bridlington1 said:

s71hj said:

Kazza242 said:

Bridlington1 said:

Monmouthshire BS Branch Exclusive RS Issue 1:

I sent off a postal application for the account on Thursday with a cheque for £500 just on the off-chance. I can now see the account in the app alongside the app version so it seems in my case at least they have accepted a postal application.

I also sent off a postal application for the Monmouthshire Branch Exclusive RS with a cheque for £500 last Thursday evening (21st Aug) and I'm pleased to say that the Monmouthshire opened the account for me this morning - they sent me an e-mail to confirm this and I can see the account in the app. 

I now have all three of their recent regular savers (6.00% iss8, app 7.00% and branch 7.00%).  Hopefully, the Mon RS interest rates hold up better than the previous 6.00% 2024 regular saver edition, which is now paying only 4.90%.

So as this is a branch or agency account did you send the forms off to a specific otoc branch? Or if not what address? 

I just used one of my MBS prepaid envelopes that I had lying around, IIRC it had their head office address on it.

Is the cheque mandatory for the Monmouth Branch Excl Reg Saver? Will they accept my postal application & let me fund electronically later? 
I will be sending the appl today