The Top Regular Savers Discussion Thread

10_66

Saver684926 said:

@10_66 - Was that a 12 month regular saver maturity please?

Darlington.
Yes, it was a 12 Month Regular Saver that matured.

george4064

When trying to open the Principality 6 month regular saver I get the following message:

Sorry! Something’s gone wrong.

We’re working hard to put it right. In the meantime, please try again.

Anyone else getting this or just me?

chris_the_bee

george4064 said:

When trying to open the Principality 6 month regular saver I get the following message:

Sorry! Something’s gone wrong.

We’re working hard to put it right. In the meantime, please try again.

Anyone else getting this or just me?

I seem to remember they carry out end of day maintenance which stops some activity.
Try again later.

BestSeagull

ForumUser7 said:

Welcome to the forum.

My accounts were converted and I was not notified either, but I did hold less than £100. They probably are supposed to notify us.

I don't think anyone did post before the changes occurred, but I posted (as did @BestSeagull ) when we became aware, albeit after the changes had taken place. I am unsure what their balance was. I don't believe anyone else posted about the same issue, so perhaps it is just us three affected.

My balance was less than £100.

CricketLady

Market Harborough 6% regular saver set to mature at end of November 2025...

I need access to my funds earlier than the maturity date.  I notice in the ts & cs it says the following:

"No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time."

If I miss September's payment, then October's, presumably the account will change to easy access on the 1st of November?  (I know this is only a few weeks earlier than actual date of maturity but that would be fine)

And - sorry for the silly question but you're all lovely on here - presumably I'd still get the 6% on the money that has been in there since about September last year, and just the easy access rate until I take my cash out?

Have a lovely day xx

Dizzycap

@ CricketLady - Based upon the T&C's, yes the RS should revert to an easy access saver around the 1st of November & yes, you should receive the correct amount of interest upto the point of the RS being reverted.

One of my MH RS had to be cloed due to over funding and I received the correct amount of interest up to the point of closure 

janusd

Principality BS have announced a 0.20% reduction on their existing variable rate accounts from 18th September...

Our variable rate savings accounts will be decreasing by 0.20% on 18 September 2025. To view our new interest rates, visit the savings products pages.

• 1 Year Triple Access Regular Saver - from 5.15% to 4.95%
• First Home Steps Account - from 4.40% to 4.20%

for withdrawn products, they haven't updated their rates pdf yet, so you might have to wait for their emails to find out what's happening to those NLA accounts... though all of my RS with them are fixed rate, so this change won't affect those accounts.

clairec666

janusdesign said:

Principality BS have announced a 0.20% reduction on their existing variable rate accounts from 18th September...

Our variable rate savings accounts will be decreasing by 0.20% on 18 September 2025. To view our new interest rates, visit the savings products pages.

• 1 Year Triple Access Regular Saver - from 5.15% to 4.95%
• First Home Steps Account - from 4.40% to 4.20%

for withdrawn products, they haven't updated their rates pdf yet, so you might have to wait for their emails to find out what's happening to those NLA accounts... though all of my RS with them are fixed rate, so this change won't affect those accounts.

Obviously not affecting the 6 month regular saver as it's fixed rate, but it might mean they'll bring out an issue 4 at a slightly lower rate. And if they stick to their usual T&Cs, we'll be able to open it even if we already have an issue 3 (and 2...)

somsman

CricketLady said:

Market Harborough 6% regular saver set to mature at end of November 2025...

I need access to my funds earlier than the maturity date.  I notice in the ts & cs it says the following:

"No withdrawals permitted however if more than one monthly payment is missed during a calendar year the account will be transferred to the easy access account and interest rate at that time."

If I miss September's payment, then October's, presumably the account will change to easy access on the 1st of November?  (I know this is only a few weeks earlier than actual date of maturity but that would be fine)

And - sorry for the silly question but you're all lovely on here - presumably I'd still get the 6% on the money that has been in there since about September last year, and just the easy access rate until I take my cash out?

Have a lovely day xx

 In my experience it takes much longer for them to close the account. I made my last payment on 3 December 2024, and they didn't close it until around the 20 April 2025.  

Hattie627

Buckinghamshire Building Society

Regular Saver Locals (NLA)

Reducing from 3.30% to 3.05% with effect from 1 September 2025.
Source: email