The Top Regular Savers Discussion Thread

Section62

Bridlington1 said:

WillPS said:

Apologies if it's been mentioned, but I see it's not on Page 1 yet.

Nottingham Branch Saver Issue 3 (matures 30/06/26) is NLA and has been replaced by Issue 4 (maturing 30/09/26). Interest rate remains 4.75% var, max pay in of £500 and unlimited withdrawals (in branch only).

https://www.thenottingham.com/savings/products/branch-regular-saver

It shall be added shortly, it appears to've been launched on 30th June too so must've somehow got missed.

The Nottingham's RS products have been very missable for the last few years, unfortunately.

trickydicky14

s71hj said:

innocentlove said:

Thanks a lot @flaneurs_lobster for taking time in explaining. Cheers!

Thanks @crumpet_man for the info. Cheers!

I have been doing multiple daily debit card payments for £1.01 from my and wife's RBS and Natwest accounts into various accounts in our own name. These include Cambridge BS, Skipton BS, PayPal, Hanley BS, Newbury BS, Starling bank. There are more options but I try and stick with the ones with apps as it's quicker. Managing to increase balances of each RBS and Natwest RS by 2 or £300 a week as a result.

I have been doing something similar to you for sometime but I have avoided Skipton BS as I have read posts on this site that say Skipton get upset if they see you doing lots of tiny payments, can I assume you have not had this issue?

s71hj

trickydicky14 said:

s71hj said:

innocentlove said:

Thanks a lot @flaneurs_lobster for taking time in explaining. Cheers!

Thanks @crumpet_man for the info. Cheers!

I have been doing multiple daily debit card payments for £1.01 from my and wife's RBS and Natwest accounts into various accounts in our own name. These include Cambridge BS, Skipton BS, PayPal, Hanley BS, Newbury BS, Starling bank. There are more options but I try and stick with the ones with apps as it's quicker. Managing to increase balances of each RBS and Natwest RS by 2 or £300 a week as a result.

I have been doing something similar to you for sometime but I have avoided Skipton BS as I have read posts on this site that say Skipton get upset if they see you doing lots of tiny payments, can I assume you have not had this issue?

I limit it to 2 or 3 a day with Skipton. Do you know of any others with apps? That said I could always open non app ones, eg Darlington BS, Yorkshire BS on consecutive Internet pages if I was organised enough. The other thing that I've found to be useful is having the relevant debit cards in Google wallet and Samsung Wallet with biometrics enabled which makes the whole process quick and hassle free.

surreysaver

s71hj said:

trickydicky14 said:

s71hj said:

innocentlove said:

Thanks a lot @flaneurs_lobster for taking time in explaining. Cheers!

Thanks @crumpet_man for the info. Cheers!

I have been doing multiple daily debit card payments for £1.01 from my and wife's RBS and Natwest accounts into various accounts in our own name. These include Cambridge BS, Skipton BS, PayPal, Hanley BS, Newbury BS, Starling bank. There are more options but I try and stick with the ones with apps as it's quicker. Managing to increase balances of each RBS and Natwest RS by 2 or £300 a week as a result.

I have been doing something similar to you for sometime but I have avoided Skipton BS as I have read posts on this site that say Skipton get upset if they see you doing lots of tiny payments, can I assume you have not had this issue?

I limit it to 2 or 3 a day with Skipton. Do you know of any others with apps? That said I could always open non app ones, eg Darlington BS, Yorkshire BS on consecutive Internet pages if I was organised enough. The other thing that I've found to be useful is having the relevant debit cards in Google wallet and Samsung Wallet with biometrics enabled which makes the whole process quick and hassle free.

https://forums.moneysavingexpert.com/discussion/6445857/savings-investment-dds-and-debit-card-deposits-an-updated-list

s71hj

surreysaver said:

s71hj said:

trickydicky14 said:

s71hj said:

innocentlove said:

Thanks a lot @flaneurs_lobster for taking time in explaining. Cheers!

Thanks @crumpet_man for the info. Cheers!

I have been doing multiple daily debit card payments for £1.01 from my and wife's RBS and Natwest accounts into various accounts in our own name. These include Cambridge BS, Skipton BS, PayPal, Hanley BS, Newbury BS, Starling bank. There are more options but I try and stick with the ones with apps as it's quicker. Managing to increase balances of each RBS and Natwest RS by 2 or £300 a week as a result.

I have been doing something similar to you for sometime but I have avoided Skipton BS as I have read posts on this site that say Skipton get upset if they see you doing lots of tiny payments, can I assume you have not had this issue?

I limit it to 2 or 3 a day with Skipton. Do you know of any others with apps? That said I could always open non app ones, eg Darlington BS, Yorkshire BS on consecutive Internet pages if I was organised enough. The other thing that I've found to be useful is having the relevant debit cards in Google wallet and Samsung Wallet with biometrics enabled which makes the whole process quick and hassle free.

https://forums.moneysavingexpert.com/discussion/6445857/savings-investment-dds-and-debit-card-deposits-an-updated-list

Yes, I'm very familiar with that extremely useful thread which is where I have found many of the institutions I choose to use. Really it's the availability of an app and intelligence about how particular one's respond to repeated £1.01 debit payments that I felt may be useful specifically to this thread.

Kazza242

Skipton Building Society have launched a new Regular Saver, paying 5.75% AER (variable)

- Save from £1 - £200 per month
- The account runs for 12 months
- No withdrawals, though early closure permitted
- It tracks 1.50% above Bank of England base rate for 12 months.
- The account is only available to open if you don't already hold a product from the Skipton BS Regular Saver range (either a Member Regular Saver, Branch Member Regular Saver, Regular Saver or a Branch Regular Saver)
- They have launched an online and branch-based edition of this account
- The account can be opened via Skipton Online, in the Skipton App, in branch, by post or by phone
- The interest is paid the day before the anniversary of account opening

Further details here.

ForumUser7

Kazza242 said:

Skipton Building Society have launched a new Regular Saver, paying 5.75% AER (variable)

- Save from £1 - £200 per month
- The account runs for 12 months
- No withdrawals, though early closure permitted
- It tracks 1.50% above Bank of England base rate for 12 months.
- The account is only available to open if you don't already hold a product from the Skipton BS Regular Saver range (either a Member Regular Saver, Branch Member Regular Saver, Regular Saver or a Branch Regular Saver)
- They have launched an online and branch-based edition of this account
- The account can be opened via Skipton Online, in the Skipton App, in branch, by post or by phone
- The interest is paid the day before the anniversary of account opening

Further details here.

Shame it's one RS only

Kim_13

Kazza242 said:

Skipton Building Society have launched a new Regular Saver, paying 5.75% AER (variable)

- Save from £1 - £200 per month
- The account runs for 12 months
- No withdrawals, though early closure permitted
- It tracks 1.50% above Bank of England base rate for 12 months.
- The account is only available to open if you don't already hold a product from the Skipton BS Regular Saver range (either a Member Regular Saver, Branch Member Regular Saver, Regular Saver or a Branch Regular Saver)
- They have launched an online and branch-based edition of this account
- The account can be opened via Skipton Online, in the Skipton App, in branch, by post or by phone
- The interest is paid the day before the anniversary of account opening

Further details here.

It’s nice to see an open to all offering from them. £50 per month and 0.5% lower than the Member variant, but it does retain the favourable condition of being able to make up missed deposits in future months - especially useful when an account isn’t at the top of the pile.

WillPS

Section62 said:

Bridlington1 said:

WillPS said:

Apologies if it's been mentioned, but I see it's not on Page 1 yet.

Nottingham Branch Saver Issue 3 (matures 30/06/26) is NLA and has been replaced by Issue 4 (maturing 30/09/26). Interest rate remains 4.75% var, max pay in of £500 and unlimited withdrawals (in branch only).

https://www.thenottingham.com/savings/products/branch-regular-saver

It shall be added shortly, it appears to've been launched on 30th June too so must've somehow got missed.

The Nottingham's RS products have been very missable for the last few years, unfortunately.

Agree. It'd be useful as an easy access float if there was a remote way of getting to it... even with a branch a mile away and free parking in my case it's too much of an obstacle for it to be useful to me as that though.

Even the 6% var one they did for savers week was only worth having for a short period, IMHO.

liamcov

My Saffron Small Saver is due to mature on 31st - having just checked online to see if I can send maturity instructions, I saw the interest rate listed is 4.4%

I have on my spreadsheet it should be 5.75% and is a fixed account.

Can anyone shed any light on this (and also whether it is possible to give maturity instructions etc)?