The Top Regular Savers Discussion Thread

ChewyyBacca

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

Bridlington1

ChewyyBacca said:

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

Not the person you've requested an answer from but you could downgrade the account to an everyday account then open a new Edge Current account, you should be able to retain the lot.

WillPS

ChewyyBacca said:

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

Downgrade to Everyday. Kill the DDs. Maybe wait a month for safety. Upgrade to Edge.

Or downgrade to Everyday and open a new Edge.

PRAISETHESUN

ChewyyBacca said:

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

As above, you can't switch off the monthly fee once it starts to be taken unfortunately. I don't know how Santander will treat you downgrading and then re-upgrading the same account and whether the monthly fee will continue to be taken again, so I would agree the safest bet would be to downgrade the existing account and open a new Edge account.

jaypers

Slinky said:

Things still seem to be clunky with Furness following their app update across the weekend. Couldn't get into my account yesterday, today it's recognising my face but not loading my account up.

I can login ok too and also not loading my accounts. 

friolento

WillPS said:

ChewyyBacca said:

PRAISETHESUN said:

20122013 said:

friolento said:

Middle_of_the_Road said:

20122013 said:

SANTANDER MONTHLY SAVER -  how can I make my monthly payment without incurring the Edge current account monthly fee? I have tried to set up a Standing Order from another bank account as I only have a 'R'account number and no sort code, so it was not possible.

PS I have posted this question already but cannot find it to delete it.

The regular saver can only be funded by standing order from your Edge current account.
Doing so will not trigger the fee. Only direct debits would do that.

It can be funded from any Santander account and it doesn’t require a standing order.

If I add funds to my Edge current account to pay into the Monthly Saver, will that not trigger the monthly account fee?

A bit late to the party here @20122013 , but the trick to avoiding the monthly fee for the Santander edge account is to never trigger the requirements for cashback. As long as you never add £500+ AND pay 2x DDs come out in the same month you're golden. If you do this even once, then you will always be charged the monthly fee, even if you don't meet the cashback requirements in subsequent months.

PRAISETHESUN Any way to switch off the monthly fee? Santander will stop 1% debit card spend cashback from Sept 2025. I will be losing money with the monthly fee & 1% bills cashback (water bill is elsewhere) 
I want to retain edge saver and 5% regular saver. Any way to retain the goods and get rid of the fee?

Downgrade to Everyday. Kill the DDs.  

Are you sure?

I thought everything will be retained - sort code, account number, debit card, SOs, DDs. What you lose is any cashback and the monthly fee.

Slinky

jaypers said:

Slinky said:

Things still seem to be clunky with Furness following their app update across the weekend. Couldn't get into my account yesterday, today it's recognising my face but not loading my account up.

I can login ok too and also not loading my accounts. 

Working now

bishopsgirl

ForumUser7 said:

Speculator said:

bishopsgirl said:

ThePirates said:

ForumUser7 said:

Saffron BS

Anyone received their £15 National Book Token yet?

Nothing here yet

No book token from Saffron BS received here yet.

book token x 2 just received. 

Two? I thought it was one per customer

Mine still not arrived yet but I think it will.

Bridlington1

Just a reminder the following interest rates came into effect today:

Account	Old rate	New rate	Date
Cumberland BS Cumberland Regular Saver	5.00%	4.75%	08/07/2025
Cumberland BS First Home Saver – Issue 1	4.10%	4.00%	08/07/2025
Cumberland BS First Home Saver – Issue 2	4.10%	4.00%	08/07/2025

schiff

Progressive
Though my RS is not due to mature and be closed until tomorrow, I have been able to open new RS, Issue 3 at 5.50% Variable. Loading money not yet allowed, that will come tomorrow I assume. As will the interest be added to the closing account with withdrawal to follow. 
You can make the first deposit by debit card btw, which is useful for Halifax Reward chasers!