We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Regular Savers Discussion Thread

1…325326328330331…884

Comments

  • Bridlington1
    Bridlington1 Posts: 4,211 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    trickydicky14 said:
    ForumUser7 said:
    Funding Zopa

    I'm still confused tbh. If I pay into the account details Zopa shows for savings, does that then go to the access account and then I can transfer internally into the RS? I.e. the RS itself has no sort code and account number? Thanks
    Why not just use the auto save facility it's so simple and will pay money directly into your regular saver.
    I seem to recall some have experienced issues with the autosave facility so @ForumUser7 may be wishing to avoid that.

    Also some (myself included) simply prefer to pay in manually as opposed to using standing orders and autosave.

    Personally I usually just send £300 to the Zopa current account and do a transfer from there, plus I go into the app each month anyway so that I can update my spreadsheet on how much interest I've earned this tax year.
  • chris_the_bee
    chris_the_bee Posts: 484 Forumite
    Third Anniversary 100 Posts Name Dropper
    Bridlington1 said:
    Following the BOE Base Rate being held at 4.25% on 19th June 2025 I am no longer updating my list of regular saver interest rate cuts following the BOE base rate cut on 8th May 2025.

    The following providers of regular savers did not declare their intentions with regards to interest rates:
    Nottingham BS
    Gatehouse.


    The full list of regular saver interest rate changes can be found below:
    https://forums.moneysavingexpert.com/discussion/comment/81440959/#Comment_81440959

    This link is also included on the first page of the Archived History of Regular Savers thread.
    Gatehouse 

    I’m writing to remind you we will be reducing the rate on your Gatehouse Bank Easy Access Maturity account effective 02 July 2025 as follows:

    Current rateNew lower rate
    4.35% Gross4.15% Gross
  • WillPS
    WillPS Posts: 5,280 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    chris_the_bee said:
    Bridlington1 said:
    Following the BOE Base Rate being held at 4.25% on 19th June 2025 I am no longer updating my list of regular saver interest rate cuts following the BOE base rate cut on 8th May 2025.

    The following providers of regular savers did not declare their intentions with regards to interest rates:
    Nottingham BS
    Gatehouse.


    The full list of regular saver interest rate changes can be found below:
    https://forums.moneysavingexpert.com/discussion/comment/81440959/#Comment_81440959

    This link is also included on the first page of the Archived History of Regular Savers thread.
    Gatehouse 

    I’m writing to remind you we will be reducing the rate on your Gatehouse Bank Easy Access Maturity account effective 02 July 2025 as follows:

    Current rateNew lower rate
    4.35% Gross4.15% Gross
    They clearly waited until our @Bridlington1 announced he wouldn't cover changes they made :D 
  • Kim_13
    Kim_13 Posts: 3,792 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    WillPS said:
    chris_the_bee said:
    Bridlington1 said:
    Following the BOE Base Rate being held at 4.25% on 19th June 2025 I am no longer updating my list of regular saver interest rate cuts following the BOE base rate cut on 8th May 2025.

    The following providers of regular savers did not declare their intentions with regards to interest rates:
    Nottingham BS
    Gatehouse.


    The full list of regular saver interest rate changes can be found below:
    https://forums.moneysavingexpert.com/discussion/comment/81440959/#Comment_81440959

    This link is also included on the first page of the Archived History of Regular Savers thread.
    Gatehouse 

    I’m writing to remind you we will be reducing the rate on your Gatehouse Bank Easy Access Maturity account effective 02 July 2025 as follows:

    Current rateNew lower rate
    4.35% Gross4.15% Gross
    They clearly waited until our @Bridlington1 announced he wouldn't cover changes they made :D 
    The account mentioned is an Easy Access though, potentially retained to maintain membership (though for a maturity account which are usually found paying derisory rates, it isn’t bad) so outwith the scope of this thread. Presumably they have been silent on rate changes to any Regular Savers. 

    This thread is more ‘what’s the minimum I can leave in an EA?’ rather than how much it’s paying :D
  • Bridlington1
    Bridlington1 Posts: 4,211 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Kim_13 said:
    WillPS said:
    chris_the_bee said:
    Bridlington1 said:
    Following the BOE Base Rate being held at 4.25% on 19th June 2025 I am no longer updating my list of regular saver interest rate cuts following the BOE base rate cut on 8th May 2025.

    The following providers of regular savers did not declare their intentions with regards to interest rates:
    Nottingham BS
    Gatehouse.


    The full list of regular saver interest rate changes can be found below:
    https://forums.moneysavingexpert.com/discussion/comment/81440959/#Comment_81440959

    This link is also included on the first page of the Archived History of Regular Savers thread.
    Gatehouse 

    I’m writing to remind you we will be reducing the rate on your Gatehouse Bank Easy Access Maturity account effective 02 July 2025 as follows:

    Current rateNew lower rate
    4.35% Gross4.15% Gross
    They clearly waited until our @Bridlington1 announced he wouldn't cover changes they made :D 
    The account mentioned is an Easy Access though, potentially retained to maintain membership (though for a maturity account which are usually found paying derisory rates, it isn’t bad) so outwith the scope of this thread. Presumably they have been silent on rate changes to any Regular Savers. 

    This thread is more ‘what’s the minimum I can leave in an EA?’ rather than how much it’s paying :D
    As the account mentioned isn't a regular saver it doesn't feature on my lists

    I do not currently have a Gatehouse regular saver so haven't been notified of any reduction to its interest rate. 

    Has anyone who has the Gatehouse RS been notified of any rate changes? If not I shall mark it as a NO CHANGE on my lists, if they have I shall add Gatehouse to the list.


  • ForumUser7
    ForumUser7 Posts: 2,533 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Bridlington1 said:
    Kim_13 said:
    WillPS said:
    chris_the_bee said:
    Bridlington1 said:
    Following the BOE Base Rate being held at 4.25% on 19th June 2025 I am no longer updating my list of regular saver interest rate cuts following the BOE base rate cut on 8th May 2025.

    The following providers of regular savers did not declare their intentions with regards to interest rates:
    Nottingham BS
    Gatehouse.


    The full list of regular saver interest rate changes can be found below:
    https://forums.moneysavingexpert.com/discussion/comment/81440959/#Comment_81440959

    This link is also included on the first page of the Archived History of Regular Savers thread.
    Gatehouse 

    I’m writing to remind you we will be reducing the rate on your Gatehouse Bank Easy Access Maturity account effective 02 July 2025 as follows:

    Current rateNew lower rate
    4.35% Gross4.15% Gross
    They clearly waited until our @Bridlington1 announced he wouldn't cover changes they made :D 
    The account mentioned is an Easy Access though, potentially retained to maintain membership (though for a maturity account which are usually found paying derisory rates, it isn’t bad) so outwith the scope of this thread. Presumably they have been silent on rate changes to any Regular Savers. 

    This thread is more ‘what’s the minimum I can leave in an EA?’ rather than how much it’s paying :D
    As the account mentioned isn't a regular saver it doesn't feature on my lists

    I do not currently have a Gatehouse regular saver so haven't been notified of any reduction to its interest rate. 

    Has anyone who has the Gatehouse RS been notified of any rate changes? If not I shall mark it as a NO CHANGE on my lists, if they have I shall add Gatehouse to the list.


    Not currently been notified of any RS2 changes for Gatehouse
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 4,211 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    ForumUser7 said:
    Bridlington1 said:
    Kim_13 said:
    WillPS said:
    chris_the_bee said:
    Bridlington1 said:
    Following the BOE Base Rate being held at 4.25% on 19th June 2025 I am no longer updating my list of regular saver interest rate cuts following the BOE base rate cut on 8th May 2025.

    The following providers of regular savers did not declare their intentions with regards to interest rates:
    Nottingham BS
    Gatehouse.


    The full list of regular saver interest rate changes can be found below:
    https://forums.moneysavingexpert.com/discussion/comment/81440959/#Comment_81440959

    This link is also included on the first page of the Archived History of Regular Savers thread.
    Gatehouse 

    I’m writing to remind you we will be reducing the rate on your Gatehouse Bank Easy Access Maturity account effective 02 July 2025 as follows:

    Current rateNew lower rate
    4.35% Gross4.15% Gross
    They clearly waited until our @Bridlington1 announced he wouldn't cover changes they made :D 
    The account mentioned is an Easy Access though, potentially retained to maintain membership (though for a maturity account which are usually found paying derisory rates, it isn’t bad) so outwith the scope of this thread. Presumably they have been silent on rate changes to any Regular Savers. 

    This thread is more ‘what’s the minimum I can leave in an EA?’ rather than how much it’s paying :D
    As the account mentioned isn't a regular saver it doesn't feature on my lists

    I do not currently have a Gatehouse regular saver so haven't been notified of any reduction to its interest rate. 

    Has anyone who has the Gatehouse RS been notified of any rate changes? If not I shall mark it as a NO CHANGE on my lists, if they have I shall add Gatehouse to the list.


    Not currently been notified of any RS2 changes for Gatehouse
    Lists now updated accordingly. Many thanks.
  • surreysaver
    surreysaver Posts: 4,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    trickydicky14 said:
    ForumUser7 said:
    Funding Zopa

    I'm still confused tbh. If I pay into the account details Zopa shows for savings, does that then go to the access account and then I can transfer internally into the RS? I.e. the RS itself has no sort code and account number? Thanks
    Why not just use the auto save facility it's so simple and will pay money directly into your regular saver.
    The auto save feature is unreliable 
    I consider myself to be a male feminist. Is that allowed?
  • surreysaver
    surreysaver Posts: 4,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 June at 6:51PM
    Bridlington1 said:
    Following the BOE Base Rate being held at 4.25% on 19th June 2025 I am no longer updating my list of regular saver interest rate cuts following the BOE base rate cut on 8th May 2025.

    The following providers of regular savers did not declare their intentions with regards to interest rates:
    Nottingham BS


    The full list of regular saver interest rate changes can be found below:
    https://forums.moneysavingexpert.com/discussion/comment/81440959/#Comment_81440959

    This link is also included on the first page of the Archived History of Regular Savers thread.
    I've got noted my Nottinghamshire Branch Regular Saver went down from 5.5% to 5.25% on 17th June.
    I think I was advised by post.
    I consider myself to be a male feminist. Is that allowed?
  • Bridlington1
    Bridlington1 Posts: 4,211 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 19 June at 7:17PM
    surreysaver said:
    Bridlington1 said:
    Following the BOE Base Rate being held at 4.25% on 19th June 2025 I am no longer updating my list of regular saver interest rate cuts following the BOE base rate cut on 8th May 2025.

    The following providers of regular savers did not declare their intentions with regards to interest rates:
    Nottingham BS


    The full list of regular saver interest rate changes can be found below:
    https://forums.moneysavingexpert.com/discussion/comment/81440959/#Comment_81440959

    This link is also included on the first page of the Archived History of Regular Savers thread.
    I've got noted my Nottinghamshire Branch Regular Saver went down from 5.5% to 5.25% on 17th June.
    I think I was advised by post.
    Thanks for this, I've now found their up to date list of interest rates.
    https://www.thenottingham.com/media/a4zj4vbb/interest-rate-checker.pdf

    This results in the following cuts from 17/6/25:
    AccountOld rateNew rateDate
    Nottingham BS Branch Regular Saver5.50%5.25%17/06/2025
    Nottingham BS Branch Regular Saver Issue 24.75%NO CHANGE17/06/2025
    Nottingham BS Children's Regular Saver3.35%NO CHANGE17/06/2025
    Nottingham BS Regular Saver2.25% (1.85% without bonus)2.1% (1.7% without bonus)17/06/2025
    Nottingham BS Regular Saver 22.25% (1.85% without bonus)2.1% (1.7% without bonus)17/06/2025
    Nottingham BS Regular Saver 32.25% (1.85% without bonus)2.1% (1.7% without bonus)17/06/2025
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture