The Top Regular Savers Discussion Thread

ForumUser7

SuperHans1 said:

ForumUser7 said:

Saffron

This whole refer a friend thing is a bit odd. As far as I can tell, the referred gets a good regular saver, and the referrer gets nothing? Highly unorthodox if so - generally the referrer would get like at least an Amazon gift card or something??

There is an incentive for referring a friend (https://www.saffronbs.co.uk/membersmonth);

If you introduce a new Member to Saffron (to start their savings story) we'll reward you with a free gift. Its simple, just do the following things in this order:

Step 1: Open our exclusive Members' Month Loyalty Saver account.
Step 2: Provided your account has been successfully opened, we will email you a web link to send to a friend.
Step 3: Ask your friend to use the link to complete the account opening process and refer a friend form (please note their account wont be opened if they do not complete the form).
Step 4: If your friend’s account has been successfully opened we will send you a £15 book token

Lol, good to know - thank you - but odd there was no info on the product page about this. N.B. It states one voucher only forumites

Kim_13

SuperHans1 said:

ForumUser7 said:

Saffron

This whole refer a friend thing is a bit odd. As far as I can tell, the referred gets a good regular saver, and the referrer gets nothing? Highly unorthodox if so - generally the referrer would get like at least an Amazon gift card or something??

There is an incentive for referring a friend (https://www.saffronbs.co.uk/membersmonth);

If you introduce a new Member to Saffron (to start their savings story) we'll reward you with a free gift. Its simple, just do the following things in this order:

Step 1: Open our exclusive Members' Month Loyalty Saver account.
Step 2: Provided your account has been successfully opened, we will email you a web link to send to a friend.
Step 3: Ask your friend to use the link to complete the account opening process and refer a friend form (please note their account wont be opened if they do not complete the form).
Step 4: If your friend’s account has been successfully opened we will send you a £15 book token

Book token is extremely limiting considering they have previously had activities where you got a £10 Amazon voucher, and most recently a £30 Virtual Incentive where they sent the credit that you could exchange for a gift card of your choosing (included Amazon, but also TK Maxx, some dining options, Google PlayStore.)

Yet to receive such an email having opened via maturity process, so those with 2024 accounts yet to mature who might wish to take up the book token offer should perhaps have funds paid away on maturity and then start a fresh application for the 2025 version.

Bridlington1

Just a reminder the following interest rate cuts come into effect tomorrow:

Account	Old rate	New rate	Date
Leek BS Homebuyers Regular Savings	3.05%	2.80%	04/06/2025
Leek BS Regular Saver Account Issue 1 & 2	3.05%	2.80%	04/06/2025
Leek BS Regular Saver Account Issue 3	4.65%	4.35%	04/06/2025

friolento

Got one of my 2 8% Saffron accounts that I opened at the weekend closed, and funds returned with 1p interest.

flaneurs_lobster

friolento said:

Got one of my 2 8% Saffron accounts that I opened at the weekend closed, and funds returned with 1p interest.

And so it begins......

Email notification?

friolento

flaneurs_lobster said:

friolento said:

Got one of my 2 8% Saffron accounts that I opened at the weekend closed, and funds returned with 1p interest.

And so it begins......

Email notification?

Yes, three. And 2 secure messages.

allegro120

friolento said:

flaneurs_lobster said:

friolento said:

Got one of my 2 8% Saffron accounts that I opened at the weekend closed, and funds returned with 1p interest.

And so it begins......

Email notification?

Yes, three. And 2 secure messages.

Saffron
My accounts are still showing.  By the look of it they are probably doing it manually so it may take time for staff to process a huge amount of illegitimate accounts.  It's a lot of work.  Most providers wouldn't allow you to open an account that you're not eligible for.  Let them open and then weeding them out doesn't look like an efficient practice. 

WillPS

Still no accounts open on either of our Saffron profiles, nor any messages.

We both applied for the MM Loyalty Saver on Sunday before the goalpost shifting on the R-a-F savers began. 

Will give it til the end of the week.

BestSeagull

mon3ysav3r said:

BestSeagull said:

IanManc said:

ChewyyBacca said:

mon3ysav3r said:

Progressive login screen reads "We have sent a 6-digit access code to you by SMS or WhatsApp. It may take five minutes for your code to arrive." but the input just says to enter "6 Digit WhatsApp Code".

It took a few minutes to arrive and I could login, wonder if it detects those without WhatsApp and falls back to SMS?

I used to get a 2 min delayed SMS
Today no SMS, no whatsapp either.
Tried ''resend code'', still waiting for code to arrive, been 15 mins now

I've got a dumbphone, so no WhatsApp. I waited ten minutes for a code by SMS, then requested another, and now 15 minutes later I've received nothing.

How ****** useless.

I just called them. I don't want WhatsApp or an authenticator app. It's far from ideal but they can give you the code over the phone so even without a smartphone you can still access your online account, during business hours at least.

Giving codes out to a caller does of course completely negate the entire point of the "something they have" part of a multi factor authentication!

How are they verifying that you are who you say you are, using some of the existing password or memorable information?

You're right. And it was the most basic security just some combination of name, address, date of birth. 

For what it's worth, I got the impression that they are trying really hard to do the right thing even if they seem to be out in left field with their method.

One thing that was mentioned was that there is an App in the works so perhaps this current system is temporary. 

flaneurs_lobster

BestSeagull said:

One thing that was mentioned was that there is an App in the works so perhaps this current system is temporary. 

Them introducing an app is not going to help those people without a smartphone.

2FA by SMS is not the most secure of the usual methods but it's better than asking for your first pet's name over the phone.

Poor that they have simply turned it off.