The Top Regular Savers Discussion Thread

judexx

Andystriker said:

Section62 said:

janusdesign said:

if this has only happened to me, then i'll assume it's likely just a newer member of staff who doesn't know about the maturity options..
it's all good and i've sent them a message about it - though with it being a long weekend, I guess I might not get a reply until the middle of next week... annoying that I can't edit the maturity choice and choose another option, but there's plenty of time before maturity so we'll see what the reply is next week - i'll let you know what happens.

Not just you.  I've had a very similar (but not identical) message also signed by '[Removed by Forum Team]'.  The minor difference in wording suggests these aren't automated responses.

Hopefully it is just '[Removed by Forum Team]' following the wrong process.

And really daft the chosen maturity option has been rejected, but the account list still shows the instruction will be completed with no option to select a different one.

I also will be attempting to renew into another Principality RS3 on renewal date of 5th June 2025. It will be my third if successful.

Suppose it depends if I bump into [Removed by Forum Team] on the way.

Lifetime ISA's - surely wrong thread  🤣🤣🤣

Hattie627

Not meaning to be pedantic, but I thought there was a rule about not identifying staff working in financial institutions in discussions on here. [Removed by Forum Team] from Halifax probably wouldn't be identifiable (there will be many [Removed by Forum Team] there) but there is probably only one [Removed by Forum Team] at Principality.

I have two pending RS maturities with Principality, 30th May and 5th June. The online system offered me, in both cases, a rollover to a 6 month RS Issue 3, which I opted for in both cases. My options were acknowledged without issue. I will be disappointed if it turns out that such an option is not allowed.

HHUK

Hattie627 said:

Lis

[Removed by Forum Team]

a from Halifax probably wouldn't be identifiable (there will be many [Removed by Forum Team] there) but there is probably only one [Removed by Forum Team] at Principality.

I have two pending RS maturities with Principality, 30th May and 5th June. The online system offered me, in both cases, a rollover to a 6 month RS Issue 3, which I opted for in both cases. My options were acknowledged without issue. I will be disappointed if it turns out that such an option is not allowed.

Yes probably more likely to find oneself speaking with Aled, Angharad, Ffion or Gethin there! 

I've also opted to rollover a maturing Principality Regular Saver into another Issue 3 on 5 June. I believe i'm right in saying the number of the maturing account will be retained, thus obviating the need to change my existing standing order?

surreysaver

Hattie627 said:

Not meaning to be pedantic, but I thought there was a rule about not identifying staff working in financial institutions in discussions on here. [Removed by Forum Team] from Halifax probably wouldn't be identifiable (there will be many [Removed by Forum Team] there) but there is probably only one [Removed by Forum Team] at Principality.

I have two pending RS maturities with Principality, 30th May and 5th June. The online system offered me, in both cases, a rollover to a 6 month RS Issue 3, which I opted for in both cases. My options were acknowledged without issue. I will be disappointed if it turns out that such an option is not allowed.

It could well be a pseudonym, and their real name may not be [Removed by Forum Team]

janusd

HHUK said:

Hattie627 said:

Lisa from Halifax probably wouldn't be identifiable (there will be many Lisa's there) but there is probably only one Lisa at Principality.

I have two pending RS maturities with Principality, 30th May and 5th June. The online system offered me, in both cases, a rollover to a 6 month RS Issue 3, which I opted for in both cases. My options were acknowledged without issue. I will be disappointed if it turns out that such an option is not allowed.

Yes probably more likely to find oneself speaking with Aled, Angharad, Ffion or Gethin there! 

I've also opted to rollover a maturing Principality Regular Saver into another Issue 3 on 5 June. I believe i'm right in saying the number of the maturing account will be retained, thus obviating the need to change my existing standing order?

that's correct, the account details remains the same when maturing into another RS Issue 3.

SJMALBA

Just given my instructions for 6 Month RS issue 2 maturity, choosing another issue 3 (which will be my fourth) - thus far, no run-ins with [Removed by Forum Team]...

Also today, received an email regarding the end date for my '1 Year Triple Access Regular Saver (Online)', in which it states - 'You’re able to review your options and let us know your preference on or after 31 May 2025'.

Money_Grabber13579

[Removed by Forum Team] came back to me as well and told me I wasn’t allowed another regular saver 3. Oh well, was good for the short time it lasted.

pecunianonolet

Money_Grabber13579 said:

[Removed by Forum Team]

 came back to me as well and told me I wasn’t allowed another regular saver 3. Oh well, was good for the short time it lasted.

[Removed by Forum Team] from Principality has not been your friend for sure and it's annoying not being able to make some extra interest. Rachel from Accounts is perhaps more of a concern to us and could cost us far more of future returns e.g. ISA's but we shall see. 

Anyhow, it's all been fairly quiet on the regular saver front, not many new accounts and mainly notices of rate reductions. 

Personally, I am hoping the Virgin regular saver is still around in July when my 10% version matures. Skipton is also maturing in about 2 weeks for me and of course I am hoping [Removed by Forum Team] will not block me from having a third issue 3 regular saver so going to submit maturity instruction online on the day before maturity after business hours on the 4th. 

allegro120

pecunianonolet said:

Money_Grabber13579 said:

[Removed by Forum Team]

 came back to me as well and told me I wasn’t allowed another regular saver 3. Oh well, was good for the short time it lasted.

[Removed by Forum Team] from Principality has not been your friend for sure and it's annoying not being able to make some extra interest. Rachel from Accounts is perhaps more of a concern to us and could cost us far more of future returns e.g. ISA's but we shall see. 

Anyhow, it's all been fairly quiet on the regular saver front, not many new accounts and mainly notices of rate reductions. 

Personally, I am hoping the Virgin regular saver is still around in July when my 10% version matures. Skipton is also maturing in about 2 weeks for me and of course I am hoping [Removed by Forum Team] will not block me from having a third issue 3 regular saver so going to submit maturity instruction online on the day before maturity after business hours on the 4th. 

My 3rd and 4th issue3s are coming on 30th May and 5th June respectively.  I've received e-mail and letter confirmation for both. I expect them to be opened as promised. 

I'm hoping for Virgin too. Both 10.38% RSs, "82"and "05", mature on 1st and 2nd June respectively. I hope 6.5% option will still be there. £500 p/m @6.5% would be awesome.  I've now lowered my margin to 5%, this month I've funded all 5%-ers except Suffolk and Coventry Loyalty 3, next month I will probably fund these two as well.

MDMD

allegro120 said:

pecunianonolet said:

Money_Grabber13579 said:

Lisa came back to me as well and told me I wasn’t allowed another regular saver 3. Oh well, was good for the short time it lasted.

Lisa from Principality has not been your friend for sure and it's annoying not being able to make some extra interest. Rachel from Accounts is perhaps more of a concern to us and could cost us far more of future returns e.g. ISA's but we shall see. 

Anyhow, it's all been fairly quiet on the regular saver front, not many new accounts and mainly notices of rate reductions. 

Personally, I am hoping the Virgin regular saver is still around in July when my 10% version matures. Skipton is also maturing in about 2 weeks for me and of course I am hoping Lisa will not block me from having a third issue 3 regular saver so going to submit maturity instruction online on the day before maturity after business hours on the 4th. 

My 3rd and 4th issue3s are coming on 30th May and 5th June respectively.  I've received e-mail and letter confirmation for both. I expect them to be opened as promised. 

I'm hoping for Virgin too. Both 10.38% RSs, "82"and "05", mature on 1st and 2nd June respectively. I hope 6.5% option will still be there. £500 p/m @6.5% would be awesome.  I've now lowered my margin to 5%, this month I've funded all 5%-ers except Suffolk and Coventry Loyalty 3, next month I will probably fund these two as well.

Are you sure about that June date for the 10.38% account? The KPI says it matures on 31 July?

https://uk.virginmoney.com/downloads/pdf/savings/regular-saver-account-summary-box.pdf