The Top Regular Savers Discussion Thread

Dizzycap

allegro120 said:

friolento said:

friolento said:

Middle_of_the_Road said:

Bridlington1 said:

Middle_of_the_Road said:

Bridlington1 said:

Just a reminder Hanley Economic BS Online Regular Saver (NLA) reduces from 5% to 4.7% from 1/5/25 (tomorrow).

Thanks for the reminder.
I'm contemplating favouring my Cov.FHS2  this month @ 4.8%.
Are there any terms for Hanley on minimum deposit, or missing monthly deposits?

From the Ts&Cs:

The account must be opened with £1,000.

The minimum balance is £1,000, the maximum balance is £100,000.

A subscription of between £250 and £1,000 should be received each calendar month and you can vary the amount you wish to save. You can make more than one subscription per month providing the maximum subscription is not exceeded. You can make subscriptions by Standing Order, Bank Transfer or Debit Card. Please note Debit Card deposits can be only be made via the Online Portal/Mobile App.

If no subscriptions are made for 3 consecutive months or if 3 or more monthly subscriptions are missed throughout the anniversary year the Society, after giving you 60 days notice of our intention to do so, reserves the right to close the account and either return the balance or transfer it to an Instant Access Account.

You can make 5 withdrawals per tax year (6 April to 5 April) without penalty. All other withdrawals are subject to 30 days loss of interest on the amount withdrawn. Withdrawals will be made to the nominated bank account provided at the time of opening the account. £1,000 must remain in the account following a withdrawal.

https://web.archive.org/web/20231209161548/https://thehanley.co.uk/savings-accounts/

Thanks, will reduce the deposit to £250 going forward.

I have withdrawn my balance bar £1 and will chance no deposits for the next few months to see how they react 

HEBS appear to be very sharp. I already had an email reminding me that the min balance is £1,000 and that they would close my account in 60 days if my withdrawal was intentional. I duly made a £1,000 deposit as I don't want to give up that account - yet.

Thanks for trying and sharing.  I withdrew the minimum allowed £10k today (arrived within 4 hours), but wasn't sure how to deal with the rest.  Now I know I will be closing this account tomorrow or Monday.  The money will camp in 4.8% Chase until 8th May and then move to 4.75% Cahoots. Cahoot usually gives 60 day notice, so no point for me keeping £1k+interest in HEBS.  I hope closure is as quick as withdrawal, not the next working day.

Has anyone had any experience in closing Hanley's online/app accounts?

Yes, I received a message from them saying balance below £1,000 please fund or we'll close your account. I messaged them in the app and asked for closuer and all done same day as message request.

35har1old

allegro120 said:

friolento said:

friolento said:

Middle_of_the_Road said:

Bridlington1 said:

Middle_of_the_Road said:

Bridlington1 said:

Just a reminder Hanley Economic BS Online Regular Saver (NLA) reduces from 5% to 4.7% from 1/5/25 (tomorrow).

Thanks for the reminder.
I'm contemplating favouring my Cov.FHS2  this month @ 4.8%.
Are there any terms for Hanley on minimum deposit, or missing monthly deposits?

From the Ts&Cs:

The account must be opened with £1,000.

The minimum balance is £1,000, the maximum balance is £100,000.

A subscription of between £250 and £1,000 should be received each calendar month and you can vary the amount you wish to save. You can make more than one subscription per month providing the maximum subscription is not exceeded. You can make subscriptions by Standing Order, Bank Transfer or Debit Card. Please note Debit Card deposits can be only be made via the Online Portal/Mobile App.

If no subscriptions are made for 3 consecutive months or if 3 or more monthly subscriptions are missed throughout the anniversary year the Society, after giving you 60 days notice of our intention to do so, reserves the right to close the account and either return the balance or transfer it to an Instant Access Account.

You can make 5 withdrawals per tax year (6 April to 5 April) without penalty. All other withdrawals are subject to 30 days loss of interest on the amount withdrawn. Withdrawals will be made to the nominated bank account provided at the time of opening the account. £1,000 must remain in the account following a withdrawal.

https://web.archive.org/web/20231209161548/https://thehanley.co.uk/savings-accounts/

Thanks, will reduce the deposit to £250 going forward.

I have withdrawn my balance bar £1 and will chance no deposits for the next few months to see how they react 

HEBS appear to be very sharp. I already had an email reminding me that the min balance is £1,000 and that they would close my account in 60 days if my withdrawal was intentional. I duly made a £1,000 deposit as I don't want to give up that account - yet.

Thanks for trying and sharing.  I withdrew the minimum allowed £10k today (arrived within 4 hours), but wasn't sure how to deal with the rest.  Now I know I will be closing this account tomorrow or Monday.  The money will camp in 4.8% Chase until 8th May and then move to 4.75% Cahoots. Cahoot usually gives 60 day notice, so no point for me keeping £1k+interest in HEBS.  I hope closure is as quick as withdrawal, not the next working day.

Has anyone had any experience in closing Hanley's online/app accounts?

Is Cahoot not paying 5% now?

35har1old

allegro120 said:

trickydicky14 said:

Kazza242 said:

Virgin Money have launched a new regular saver account, Regular Saver Exclusive (issue 2), paying 6.50% (fixed rate)

- Pay in up to £250 per month. 
- The maximum investment is £3,250.
- The account is available to new and existing Virgin Money current account customers
- Withdrawals permitted
- The account can be opened online or in branch.
- The account matures on the 29/05/2026.

Link here

I have just tried to open this account and it wont let me. I still have running the great 10% Regular saver that was available last year. The terms of the new one says, you can only have one 'regular saver exclusive' my 10% RS is just called regular saver not 'exclusive'. So do you think if you have a RS of any sort you can't have this one.

It is called "Regular Saver Exclusive".

If you check the pdf of when you applied it is called Exclusive with a maturity date of the 31st July

bristolleedsfan

Skipton - Not able to key or paste saved info into login box via website. ( I do not use apps) Tried different browsers and different devices.

Would prefer not to contact them about it myself  

Bob2000

bristolleedsfan said:

Skipton - Not able to key or paste saved info into login box via website. ( I do not use apps) Tried different browsers and different devices.

Would prefer not to contact them about it myself  

I have similar issues since yesterday.
I downloaded  the app done what l wanted  to do then uninstalled.

I've had problems with Skipton online since getting accounts.

flaneurs_lobster

Bob2000 said:

bristolleedsfan said:

Skipton - Not able to key or paste saved info into login box via website. ( I do not use apps) Tried different browsers and different devices.

Would prefer not to contact them about it myself  

I have similar issues since yesterday.
I downloaded  the app done what l wanted  to do then uninstalled.

I've had problems with Skipton online since getting accounts.

Can't get past the warning popup, 2 different browsers on laptop, browser on phone

jaypers

flaneurs_lobster said:

Bob2000 said:

bristolleedsfan said:

Skipton - Not able to key or paste saved info into login box via website. ( I do not use apps) Tried different browsers and different devices.

Would prefer not to contact them about it myself  

I have similar issues since yesterday.
I downloaded  the app done what l wanted  to do then uninstalled.

I've had problems with Skipton online since getting accounts.

Can't get past the warning popup, 2 different browsers on laptop, browser on phone

Just tried it on Safari on an iPad and clicked Login on the pop-up which takes me to the login screen without issue. 

flaneurs_lobster

bristolleedsfan said:

Click close should get rid of message.

Indeed it does, leaving the previous screen where a press of the login button brings up the pop-up.....

surreysaver

BestSeagull said:

Aldermore RS issue 1. I didn't notice any restriction on a 13th payment  but the website isn't allowing it. Can anyone clarify please?

My Faster Payment went through to Aldermore today okay

Section62

flaneurs_lobster said:

bristolleedsfan said:

Click close should get rid of message.

Indeed it does, leaving the previous screen where a press of the login button brings up the pop-up.....

A great way of helping to prevent people being scammed.... if an endless loop means you can't log in then you can't transfer your life savings to that Nigerian Prince. Job done.

I'm not getting the problem with Firefox... these sort of issues seem to be getting more and more browser-specific.