The Top Regular Savers Discussion Thread

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  • jameseonline
    jameseonline Posts: 1,031 Forumite
    500 Posts First Anniversary Name Dropper
    So there's still delays opening in opening a co op regular then?, it's not like they've had a year to sort it out to make things as easy as possible is it?.

    So they accepting a 13th payment then without it being returned?, if so I'll do one start of next month
  • 35har1old
    35har1old Posts: 1,828 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Thanks for bringing the Loughborough BS one payment per month restriction to my attention. The first page of this thread and the listings in the archived thread have been updated accordingly.
    Yes, I have just noted that "Maximum of one receipt per calendar month" in my Loughborough RS, yet for months now I have been sending many deposits pcm — so far NONE of them have been returned, so I only hope that they have credited them all!
    They where having issues adding payments to some accounts.
    I had reason to phone to request a application pack and decided to check balances it was only then I discovered that payments had not be credited it took several days for it to be sorted out.If I had not phoned it may not have been discovered.
    So at the moment it looks like I will be making a phone after next payment date
    .
  • WillPS
    WillPS Posts: 5,026 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    So there's still delays opening in opening a co op regular then?, it's not like they've had a year to sort it out to make things as easy as possible is it?.
    Probably not realistic to expect much in the way of platform improvement until Coventry determine and outline their intentions for the bank. 
  • 35har1old said:
    Penrith rate on the 300 account reducing from 6% to 5% 17-03
    Thanks

    Looks like the two versions of the eSaver 200 RS are stopping at 5%

    Whilst the 200 RS itself is down to 4%
  • 35har1old
    35har1old Posts: 1,828 Forumite
    1,000 Posts Second Anniversary Name Dropper
    mhoc said:

    But now I am wondering if I should do the same with Lloyds regular savers, renew and then restart. 
    Renewing them now would not help with having a spread of savers maturing in different months which would be a minus point and also both of our Lloyds regular savers are just 3 months old so not a high balance in them.
    But is an interest rate drop for Lloyds inevitable and sooner rather than later so should I just get on and do it ....
    I had a letter yesterday about 2 other savers I have with Lloyds (child saver and some really low interest thing I don't keep any Money in)- the rates of those are both reducing. But the Club Lloyds Saver was not on the letter so I don't think they are reducing the rate- yet. 
    May reduce the rate for new applications 
    BOS renewing account.not working yesterday and today
  • Hattie627
    Hattie627 Posts: 314 Forumite
    100 Posts Second Anniversary Name Dropper
    35har1old said:
    mhoc said:

    But now I am wondering if I should do the same with Lloyds regular savers, renew and then restart. 
    Renewing them now would not help with having a spread of savers maturing in different months which would be a minus point and also both of our Lloyds regular savers are just 3 months old so not a high balance in them.
    But is an interest rate drop for Lloyds inevitable and sooner rather than later so should I just get on and do it ....
    I had a letter yesterday about 2 other savers I have with Lloyds (child saver and some really low interest thing I don't keep any Money in)- the rates of those are both reducing. But the Club Lloyds Saver was not on the letter so I don't think they are reducing the rate- yet. 
    May reduce the rate for new applications 
    BOS renewing account.not working yesterday and today
    The online renewal feature on the B of S Monthly Saver hasn't been working for several months, ditto the close early online button.  I had to let mine run to maturity in December, hoping they would keep the fixed rate at 5.50% for my new one, which they fortunately did. I haven't checked, but I think it's still being offered at 5.50% fixed.
  • Stargunner
    Stargunner Posts: 976 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 28 February at 12:00AM
    Hattie627 said:
    35har1old said:
    mhoc said:

    But now I am wondering if I should do the same with Lloyds regular savers, renew and then restart. 
    Renewing them now would not help with having a spread of savers maturing in different months which would be a minus point and also both of our Lloyds regular savers are just 3 months old so not a high balance in them.
    But is an interest rate drop for Lloyds inevitable and sooner rather than later so should I just get on and do it ....
    I had a letter yesterday about 2 other savers I have with Lloyds (child saver and some really low interest thing I don't keep any Money in)- the rates of those are both reducing. But the Club Lloyds Saver was not on the letter so I don't think they are reducing the rate- yet. 
    May reduce the rate for new applications 
    BOS renewing account.not working yesterday and today
    The online renewal feature on the B of S Monthly Saver hasn't been working for several months, ditto the close early online button.  I had to let mine run to maturity in December, hoping they would keep the fixed rate at 5.50% for my new one, which they fortunately did. I haven't checked, but I think it's still being offered at 5.50% fixed.
    I was able to close my BoS RS early, earlier this month from within the app. Then I opened a new one a day later.
  • 35har1old
    35har1old Posts: 1,828 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Hattie627 said:
    35har1old said:
    mhoc said:

    But now I am wondering if I should do the same with Lloyds regular savers, renew and then restart. 
    Renewing them now would not help with having a spread of savers maturing in different months which would be a minus point and also both of our Lloyds regular savers are just 3 months old so not a high balance in them.
    But is an interest rate drop for Lloyds inevitable and sooner rather than later so should I just get on and do it ....
    I had a letter yesterday about 2 other savers I have with Lloyds (child saver and some really low interest thing I don't keep any Money in)- the rates of those are both reducing. But the Club Lloyds Saver was not on the letter so I don't think they are reducing the rate- yet. 
    May reduce the rate for new applications 
    BOS renewing account.not working yesterday and today
    The online renewal feature on the B of S Monthly Saver hasn't been working for several months, ditto the close early online button.  I had to let mine run to maturity in December, hoping they would keep the fixed rate at 5.50% for my new one, which they fortunately did. I haven't checked, but I think it's still being offered at 5.50% fixed.
    Lucky the close option wasn't working closing account prevents you opening a new monthly saver until maturity  date of previous one as per the terms
  • Stargunner
    Stargunner Posts: 976 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 28 February at 12:07AM
    35har1old said:
    Hattie627 said:
    35har1old said:
    mhoc said:

    But now I am wondering if I should do the same with Lloyds regular savers, renew and then restart. 
    Renewing them now would not help with having a spread of savers maturing in different months which would be a minus point and also both of our Lloyds regular savers are just 3 months old so not a high balance in them.
    But is an interest rate drop for Lloyds inevitable and sooner rather than later so should I just get on and do it ....
    I had a letter yesterday about 2 other savers I have with Lloyds (child saver and some really low interest thing I don't keep any Money in)- the rates of those are both reducing. But the Club Lloyds Saver was not on the letter so I don't think they are reducing the rate- yet. 
    May reduce the rate for new applications 
    BOS renewing account.not working yesterday and today
    The online renewal feature on the B of S Monthly Saver hasn't been working for several months, ditto the close early online button.  I had to let mine run to maturity in December, hoping they would keep the fixed rate at 5.50% for my new one, which they fortunately did. I haven't checked, but I think it's still being offered at 5.50% fixed.
    Lucky the close option wasn't working closing account prevents you opening a new monthly saver until maturity  date of previous one as per the terms
    Although the t&c's say that, it is not enforced, and you can open one the next day. Same applies for Halifax and Lloyds.
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