The Top Regular Savers Discussion Thread

Bigwheels1111

Zopa Reg Saver T&C regarding funding day.

A monthly allowance period determines when your £300 monthly deposit allowance resets.  

This starts from the day you open a pot. For example, if you open a pot on 8th July, your £300 monthly deposit allowance will reset on the 8th of each month. If you open a pot on the 29th or later, and that date doesn’t fall in a particular month, your monthly allowance period will reset on the last day of that month. 

https://www.zopa.com/help/article/what-s-a-monthly-allowance-period

granta

BestSeagull said:

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

I opened last week and it was instant and was able to fund immediately via the Zopa savings hub. There's no way to set up a direct SO though.

Growingold

Even though you can't set up a SO for the Zopa Regular Saver you can set up an autosave which also works at weekends

RosieRooBear

Loughborough Building Society

They updated their interest list today and it appears that the Retirement Monthly Saver (5.5%) and the Holiday Monthly Saver (5.6%) aren’t changing 🤞😁

https://www.theloughborough.co.uk/wp-content/uploads/2023/04/Interest-Rate-Poster-17-February-2025.pdf

AndyTh_2

Growingold said:

Even though you can't set up a SO for the Zopa Regular Saver you can set up an autosave which also works at weekends

Auto-save only works with some open banking partners as well though, not for example from Chase

simonsmithsays

RosieRooBear said:

Loughborough Building Society

They updated their interest list today and it appears that the Retirement Monthly Saver (5.5%) and the Holiday Monthly Saver (5.6%) aren’t changing 🤞😁

https://www.theloughborough.co.uk/wp-content/uploads/2023/04/Interest-Rate-Poster-17-February-2025.pdf

Thanks 

RS1 unchanged too at 2.5% for those of us who still hold this for loyalty reasons.

Aidanmc

Regarding the Santander Regular saver, i know the terms say that it must be funded from Santander curremt account but has anyone tried funding it from an eternal account without consequences?

flaneurs_lobster

Aidanmc said:

Regarding the Santander Regular saver, i know the terms say that it must be funded from Santander curremt account but has anyone tried funding it from an eternal account without consequences?

Works for me.

Aidanmc

Can i hold Melton RS 5(current one available @ 5%) and RS 6 at the same time?

Aidanmc

flaneurs_lobster said:

Aidanmc said:

Regarding the Santander Regular saver, i know the terms say that it must be funded from Santander curremt account but has anyone tried funding it from an eternal account without consequences?

Works for me.

Is there some way to find out the Santander RS sort code and acc number

all i can find is

sort code - SAVING

account no - R12345678