The Top Regular Savers Discussion Thread

simonsmithsays

Bridlington1 said:

simonsmithsays said:

Bridlington1 said:

Mansfield BS Interest Rate Reductions From 7/3/25:

Regular Savings (Issue 8) from 4.85% to 4.6% (includes 1.85% bonus for first 12 months)
 

Was this i.e. not 4.85



Reverting to this

Quite correct, thanks for pointing this out, apologies for the significant number of typos I've been making of late. I've got my first day off work since 19th January tomorrow so shall go through this thread and the Archived thread to ensure the info is accurate.

EDITED TO ADD:

Additionally the first page of the Archived thread isn't up to date, I haven't forgotten about the Ts&Cs to these accounts and they have still been archived to the wayback machine. I shall put them into my spreadsheet and update the first page of that thread within the next 24 hours.

Absolutely no need to apologise.

There really isn't 

Make sure you do something enjoyable, and for you, on your day off too

Bobblehat

Dizzycap said:

Bobblehat said:

Dizzycap said:

Has anyone received a confirmation email from Skipton regarding a reduction of their Loyalty RS Issue 4?

I received an email from them today regarding reductions on easy access accounts but their was no mention of any reduction on their Loyalty RS Issue 4, in fact, any LRS issue? TIA

Is there such a named account? There are Member accounts ... which are mentioned in the list I posted a link to on page 118?

Yes, thanks I looked at your link on page 118 a few days ago and as far as I can see, there is no menton of the Member RS which is why I was asking if anyone had received a direct email about a reduction on the RS, as it tracks at 2% above BoEBR, I would have thought that there would have been a reduction in the variable interest rate?

EDIT: The answer is yes, it has reduced by 0.25%

Ah! You found it! It was there on that page I linked to ... but it was on the "Changes to Tracker Account" link!

jameseonline

Dizzycap said:

Has anyone received a confirmation email from Skipton regarding a reduction of their Loyalty RS Issue 4?

I received an email from them today regarding reductions on easy access accounts but their was no mention of any reduction on their Loyalty RS Issue 4, in fact, any LRS issue? TIA

Same for me, maybe it's delayed?

blue_eyes

jameseonline said:

Dizzycap said:

Has anyone received a confirmation email from Skipton regarding a reduction of their Loyalty RS Issue 4?

I received an email from them today regarding reductions on easy access accounts but their was no mention of any reduction on their Loyalty RS Issue 4, in fact, any LRS issue? TIA

Same for me, maybe it's delayed?

form the Product Terms and Conditions [my emphasis]:
"If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective"

jaypers

The Vernon RS reducing from 6.5% to 6.25% from 3/3. 

BestSeagull

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

flaneurs_lobster

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

BestSeagull

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

flaneurs_lobster

BestSeagull said:

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

Can't be certain (was 5 mths ago) but pretty sure it was instant - think it's just another savings 'pot' and they open straight away.

subjecttocontract

flaneurs_lobster said:

BestSeagull said:

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

Can't be certain (was 5 mths ago) but pretty sure it was instant - think it's just another savings 'pot' and they open straight away.

It was instant for me when I opened mine recently. Can't pay in direct to the reg saver via standing order though.