The Top Regular Savers Discussion Thread

Bobblehat

Dizzycap said:

Bobblehat said:

Dizzycap said:

Has anyone received a confirmation email from Skipton regarding a reduction of their Loyalty RS Issue 4?

I received an email from them today regarding reductions on easy access accounts but their was no mention of any reduction on their Loyalty RS Issue 4, in fact, any LRS issue? TIA

Is there such a named account? There are Member accounts ... which are mentioned in the list I posted a link to on page 118?

Yes, thanks I looked at your link on page 118 a few days ago and as far as I can see, there is no menton of the Member RS which is why I was asking if anyone had received a direct email about a reduction on the RS, as it tracks at 2% above BoEBR, I would have thought that there would have been a reduction in the variable interest rate?

EDIT: The answer is yes, it has reduced by 0.25%

Ah! You found it! It was there on that page I linked to ... but it was on the "Changes to Tracker Account" link!

jameseonline

Dizzycap said:

Has anyone received a confirmation email from Skipton regarding a reduction of their Loyalty RS Issue 4?

I received an email from them today regarding reductions on easy access accounts but their was no mention of any reduction on their Loyalty RS Issue 4, in fact, any LRS issue? TIA

Same for me, maybe it's delayed?

blue_eyes

jameseonline said:

Dizzycap said:

Has anyone received a confirmation email from Skipton regarding a reduction of their Loyalty RS Issue 4?

I received an email from them today regarding reductions on easy access accounts but their was no mention of any reduction on their Loyalty RS Issue 4, in fact, any LRS issue? TIA

Same for me, maybe it's delayed?

form the Product Terms and Conditions [my emphasis]:
"If the Bank of England Base Rate changes, the new interest rate on your account will apply without notice, no more than 14 days after the change is effective"

jaypers

The Vernon RS reducing from 6.5% to 6.25% from 3/3. 

BestSeagull

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

flaneurs_lobster

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

BestSeagull

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

flaneurs_lobster

BestSeagull said:

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

Can't be certain (was 5 mths ago) but pretty sure it was instant - think it's just another savings 'pot' and they open straight away.

subjecttocontract

flaneurs_lobster said:

BestSeagull said:

flaneurs_lobster said:

BestSeagull said:

Zopa regular saver. 
I'm finally eligible to apply but I can't find the t's and c's anywhere before I make the application. Is it a calendar month account or application date?
Thanks.

Opening date.

Zopa.
Thanks. Does it open right away? I had to wait a day for the current account to open.

Can't be certain (was 5 mths ago) but pretty sure it was instant - think it's just another savings 'pot' and they open straight away.

It was instant for me when I opened mine recently. Can't pay in direct to the reg saver via standing order though.

Bigwheels1111

Zopa Reg Saver T&C regarding funding day.

A monthly allowance period determines when your £300 monthly deposit allowance resets.  

This starts from the day you open a pot. For example, if you open a pot on 8th July, your £300 monthly deposit allowance will reset on the 8th of each month. If you open a pot on the 29th or later, and that date doesn’t fall in a particular month, your monthly allowance period will reset on the last day of that month. 

https://www.zopa.com/help/article/what-s-a-monthly-allowance-period