The Top Regular Savers Discussion Thread

35har1old

flaneurs_lobster said:

happybagger said:

I've just had an email from Earl Shilton on their rate changes
Their monthly regular saver goes from 3.60%

... to 6.00%

I kid you not. I had to double check it wasn't a new product.

I'm not sure what is happening here as the existing RS terms allow up to £1k per month and unlimited balances but the new interest rates show up to £500 pm max balance £5k

source 

Those terms are so different that it must be a new product?

NB: Current product is not unlimited funding (no product ever is)  - max balance £100k.

email was  headed Notice of interest rate decrease 

Dizzycap

chris_the_bee said:

Stargunner said:

Furness BS 160 Year Anniversary RS

I posted an application form and cheque 1st Class on Thursday. My RS has been opened and is now showing in the app. That was quick, shame they can't get deposits to show so quickly   

Furness BS 160 Year Anniversary RS
**Can one have an Online version and a Postal one at the same time?

This product is limited to one account per person.

There seems to be no Furness account access either online or via the app at present. I can't remember if there was maintenance this weekend or not.

ForumUser7

Dizzycap said:

chris_the_bee said:

Stargunner said:

Furness BS 160 Year Anniversary RS

I posted an application form and cheque 1st Class on Thursday. My RS has been opened and is now showing in the app. That was quick, shame they can't get deposits to show so quickly   

Furness BS 160 Year Anniversary RS
**Can one have an Online version and a Postal one at the same time?

This product is limited to one account per person.

There seems to be no Furness account access either online or via the app at present. I can't remember if there was maintenance this weekend or not.

Dear Member

We're getting in touch to let you know about some planned improvements to your digital services.

To carry out this work, access to the Furness Digital Savings web platform and our mobile apps (iOS and Android) will be temporarily unavailable from 12pm on Saturday 17th January until 4pm on Sunday 18th January.

We've scheduled this work over the weekend and during off-peak hours to minimise disruption to you.

We're sorry for any inconvenience this may cause and truly appreciate your patience while we make these enhancements to improve your experience.

Thank you for being a valued member of Furness Building Society.

Kind regards

Digital Savings Team

Received on Thursday

chris_the_bee

Stargunner said:

Furness BS 160 Year Anniversary RS

I posted an application form and cheque 1st Class on Thursday. My RS has been opened and is now showing in the app. That was quick, shame they can't get deposits to show so quickly   

Furness BS 160 Year Anniversary RS
Did you send the form to the head office or to a branch address?

Hattie627

chris_the_bee said:

Stargunner said:

Furness BS 160 Year Anniversary RS

I posted an application form and cheque 1st Class on Thursday. My RS has been opened and is now showing in the app. That was quick, shame they can't get deposits to show so quickly   

Furness BS 160 Year Anniversary RS
Did you send the form to the head office or to a branch address?

I posted my application form by first class post on Thursday to the Head Office (Emlyn Hughes House). No idea if it has been received and the account open (I have no online or app access). Cheque (£160) not yet debited but this would not be expected to be through until Monday at earliest (if banked on Friday). The form was not specific to this account and had no instructions on it as to where to post the form. If I've sent it to the wrong place, this may cause a bit of delay.

If anyone else is thinking of sending a postal application, the cheque should be payable to oneself. Note that the maximum amount is the unusual figure of £160 (not £150, although that would presumably be accepted)

10_66

HSBC
Do any additional "catch-up" payments into their regular saver have to be sent via an amended Standing Order, or can it be by Faster Payment, please?  Looking at their T&C's, I think it's the former but one of their reps said it can be by Faster Payment.

Bridlington1

10_66 said:

HSBC
Do any additional "catch-up" payments into their regular saver have to be sent via an amended Standing Order, or can it be by Faster Payment, please?  Looking at their T&C's, I think it's the former but one of their reps said it can be by Faster Payment.

My reading of the terms was that regular deposits needed to be made by SO, but one off payments, i.e. to catch up on payments didn't. 

allegro120

10_66 said:

HSBC
Do any additional "catch-up" payments into their regular saver have to be sent via an amended Standing Order, or can it be by Faster Payment, please?  Looking at their T&C's, I think it's the former but one of their reps said it can be by Faster Payment.

My experience might be out of date, but I used to make Faster Payments to my HSBC RS and it was fine.  I'd suggest you make an internal transfer and see what happens.

nomorekids

10_66 said:

HSBC
Do any additional "catch-up" payments into their regular saver have to be sent via an amended Standing Order, or can it be by Faster Payment, please?  Looking at their T&C's, I think it's the former but one of their reps said it can be by Faster Payment.

I did this recently and simply totaled what the maximum payments into the regular saver could have been less the
£25 monthly I had put in and transferred the difference online from my current into the regular saver moving money between accounts. 

Stargunner

chris_the_bee said:

Stargunner said:

Furness BS 160 Year Anniversary RS

I posted an application form and cheque 1st Class on Thursday. My RS has been opened and is now showing in the app. That was quick, shame they can't get deposits to show so quickly   

Furness BS 160 Year Anniversary RS
Did you send the form to the head office or to a branch address?

I sent it to the Barrow in Furness branch address