The Old Regular Savers Discussion Thread 28/12/24-29/1/26

easyasonetwothree

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

RosieRooBear

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

ThePirates

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

kermchem

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

And if you have a long term view that Principality are going to continue to offer decent interest rates on accounts that you can roll into, then open a 1 year regular saver bond, currently at issue 36, which can start from £1 and offering 4.85%, and when it matures roll it into a 6 month regular saver.

janusd

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

assuming that they allow you to - treat is as cashback, e.g not guaranteed... if they allow you to renew it, it's a bonus not a certainty... I have 4 x RS maturing with them this year (including the Xmas on the 24th) and from my previous experience, I don't expect to be allowed to renew any of them to RS4 (as I already have 1)... it won't stop me trying to each time, but I approach them with zero expectation of success (though have a green shirt handy to increase my chances).

potlings

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

s71hj

janusd said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

assuming that they allow you to - treat is as cashback, e.g not guaranteed... if they allow you to renew it, it's a bonus not a certainty... I have 4 x RS maturing with them this year (including the Xmas on the 24th) and from my previous experience, I don't expect to be allowed to renew any of them to RS4 (as I already have 1)... it won't stop me trying to each time, but I approach them with zero expectation of success (though have a green shirt handy to increase my chances).

Hence I assume leaving it at a low £1 ish investment then the loss is in the low decimal point £ type of area. 

janusd

potlings said:

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

you're limited to the max amount £200, with the rest going elsewhere.

Speculator

potlings said:

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

There are no regular savers where you can rollover the entire balance on maturity.

flaneurs_lobster

potlings said:

ThePirates said:

RosieRooBear said:

easyasonetwothree said:

Hattie627 said:

I have a Principality Christmas 2025 RS maturing on 24th October. I'm hoping to do a rollover to the 6 month RS (issue 4). I can't remember when the online maturity options menu normally appears, possibly 14 days before maturity (which would be tomorrow). Can anyone remember if it's 14 days or 7 days?

Though they might bring out another Christmas saver which could be worth considering.

No, you rollover the maturing one to a 6 month RS4 and you can open a Christmas saver separately if they do release one. 

That's how a lot of us now have 4+ RS4s 😉

Can you roll the entire balance of the maturing account into the 6 month RS4 or are you limited to the max monthly amount , which is £200?

The latter..