The Old Regular Savers Discussion Thread 28/12/24-29/1/26

flaneurs_lobster

Hattie627 said:

Principality BS

Ditto to everything @Hattie627 says

moi

Bridlington1 said:

Coventry BS Loyalty Regular Saver (3) at 5% has disappeared from moneyfacts suggesting it shall go NLA within hours. It still shows on their website though and I was able to open the account a minute ago in online banking.

As you expected, it's gone from their own site now.  I can't see Loyalty Regular Saver (3) in Coventry's rate reductions list that AndyTh_2 posted. So if it's staying at 5%, it could be worth keeping, rather than just having it for the 31 May prize draw.

exel1966

COVENTRY BS

Kim_13

moi said:

Bridlington1 said:

Coventry BS Loyalty Regular Saver (3) at 5% has disappeared from moneyfacts suggesting it shall go NLA within hours. It still shows on their website though and I was able to open the account a minute ago in online banking.

As you expected, it's gone from their own site now.  I can't see Loyalty Regular Saver (3) in Coventry's rate reductions list that AndyTh_2 posted. So if it's staying at 5%, it could be worth keeping, rather than just having it for the 31 May prize draw.

I put £100 in it earlier in the month for the draw, intending to leave it there rather than take the penalty as it is only £100 and I have £100 earning less permanently for the purposes of continuity of membership at Cambridge BS. If this Coventry account should become more competitive relative to the competition later in the term and I have funds to do so, I will start actively funding it. 

Aidanmc

Progressive BS

Decrease in interest rate payable on Online Regular Rainy Day Saver Acc – current interest rate 6.50% Gross*/AER** (variable)

I am writing to advise that the Society has reviewed the interest rate payable on our Online Regular Rainy Day Saver Acc. The interest rate on your Online Regular Rainy Day Saver Acc will reduce from 6.50% Gross*/AER** (variable) to 6.25% Gross*/AER** (variable) and the change will be effective from 01 June 2025.

Stargunner

Decrease in interest rate payable on Online Regular Rainy Day Saver Account 3 – current interest rate 5.75% Gross*/AER** (variable) 

I am writing to advise that the Society has reviewed the interest rate payable on our Online Regular Rainy Day Saver Account 3. The interest rate on your Online Regular Rainy Day Saver Account 3 will reduce from 5.75% Gross*/AER** (variable) to 5.50% Gross*/AER** (variable) and the change will be effective from 01 June 2025.

Archerychick

Stargunner said:

Decrease in interest rate payable on Online Regular Rainy Day Saver Account 3 – current interest rate 5.75% Gross*/AER** (variable) 

I am writing to advise that the Society has reviewed the interest rate payable on our Online Regular Rainy Day Saver Account 3. The interest rate on your Online Regular Rainy Day Saver Account 3 will reduce from 5.75% Gross*/AER** (variable) to 5.50% Gross*/AER** (variable) and the change will be effective from 01 June 2025.

Which society is this please?

Stargunner

Archerychick said:

Stargunner said:

Decrease in interest rate payable on Online Regular Rainy Day Saver Account 3 – current interest rate 5.75% Gross*/AER** (variable) 

I am writing to advise that the Society has reviewed the interest rate payable on our Online Regular Rainy Day Saver Account 3. The interest rate on your Online Regular Rainy Day Saver Account 3 will reduce from 5.75% Gross*/AER** (variable) to 5.50% Gross*/AER** (variable) and the change will be effective from 01 June 2025.

Which society is this please?

Sorry, it is Progressive BS

Kim_13

Rate reduction for Stafford BS Regular Saver Issue 1 just arrived in the post. Already mentioned here I think, but they included the rates for all of their accounts and only the RS and Junior ISA have been cut by 0.35%, everything else by the cut exactly. Bit cheeky.

Bridlington1

YBS Interest rate cuts 19/6/25:

Currently available:
FIRST HOME SAVER ~~~ NO CHANGE ~~~~ Remains at 4.7%
LOYALTY REGULAR SAVER ~~~ Reduces from 5.25% to 5.05%
REGULAR SAVER ~~~ Reduces from 4.65% to 4.45%

NLA:
£50 REGULAR SAVER ~~~~ NO CHANGE~~~~ Remains at 8%
CHRISTMAS REGULAR SAVER 2025 ~~~~ Reduces from 5% to 4.8%