The Old Regular Savers Discussion Thread 28/12/24-29/1/26

soulsaver

soulsaver said:

Kim_13 said:

… That would explain why I haven’t heard anything. Found an undeliverable in my junk box, saying the file size is too large. PDF is 13.4MB, but the maximum allowed is 15MB. According to the message the email was 56MB - how?! 

Tried extracting the images but they come to more than 15MB that way as it’s a 4 page form 🤷🏻‍♀️

Try 'PDFGear' to merge pages to one PDF. Omit 4th page (office use only, IIRC)? Or ring them and ask if you can omit it, if you'd like to be certain?

My 4 page single PDF was 483 kBs, sent 22nd Dec

topyam

Just got the Principality one year fixed rate bond (4.85%). What wasn't appealing a while ago, now is... Tbh can't see many fixed rate RS hanging about. 

Hattie627

topyam said:

Just got the Principality one year fixed rate bond (4.85%). What wasn't appealing a while ago, now is... Tbh can't see many fixed rate RS hanging about. 

Always good to get a fixed rate RS while it's available. As long as you can close early if necessary, which Principality allows.

happybagger

Anybody with a Furness BS 1 year RS, it's going down from 4.00 to 3.75 on 12 Jan. Had an email despite mine having already matured.
Last winter they offered a festive RS in January, here's hoping.

Bridlington1

Leeds BS Interest Rate Reductions 4/2/26:

Home Deposit Saver (balances under £30k)~~~ NO CHANGE ~~~ Remains at 4.8%. The rate for balances above £30k reduces from 1.7% to 1.45% however.

REGULAR SAVER (ISSUE 51, 52, 53, 54, 56, 57, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, & 71) ~~~ Reduction from 4.7% to 4.45% for balances below £6k

REGULAR SAVER (ISSUE 55 & 58) ~~~ Reduction from 4.85% to 4.6% for balances below £6k

surreysaver

Hattie627 said:

topyam said:

Just got the Principality one year fixed rate bond (4.85%). What wasn't appealing a while ago, now is... Tbh can't see many fixed rate RS hanging about. 

Always good to get a fixed rate RS while it's available. As long as you can close early if necessary, which Principality allows.

Even if you fund it with the minimum required, I'll tend to open fixed rate ones

topyam

Msurreysaver said:

Hattie627 said:

topyam said:

Just got the Principality one year fixed rate bond (4.85%). What wasn't appealing a while ago, now is... Tbh can't see many fixed rate RS hanging about. 

Always good to get a fixed rate RS while it's available. As long as you can close early if necessary, which Principality allows.

Even if you fund it with the minimum required, I'll tend to open fixed rate ones

That certainty is v appealing atm
I can see fixed rate RS becoming less common tbh amd those that are available becoming NLA

Gers

Hattie627 said:

topyam said:

Just got the Principality one year fixed rate bond (4.85%). What wasn't appealing a while ago, now is... Tbh can't see many fixed rate RS hanging about. 

Always good to get a fixed rate RS while it's available. As long as you can close early if necessary, which Principality allows.

Not for this RS bond.

https://www.principality.co.uk/home/savings/savings-accounts/1-year-regular-saver-bond?startingBalance=&savingsContributions=0&savingsFrequency=&accountTermInMonths=12

refluxer

Gers said:

Hattie627 said:

topyam said:

Just got the Principality one year fixed rate bond (4.85%). What wasn't appealing a while ago, now is... Tbh can't see many fixed rate RS hanging about. 

Always good to get a fixed rate RS while it's available. As long as you can close early if necessary, which Principality allows.

Not for this RS bond.

https://www.principality.co.uk/home/savings/savings-accounts/1-year-regular-saver-bond?startingBalance=&savingsContributions=0&savingsFrequency=&accountTermInMonths=12

I'm not sure about the other Principality Regular Saver accounts, but you can close the 6m, 12m and Christmas RS bonds early if you find you need to and they'll pay you the interest due up to the point of closure.

Hattie627

Gers said:

Hattie627 said:

topyam said:

Just got the Principality one year fixed rate bond (4.85%). What wasn't appealing a while ago, now is... Tbh can't see many fixed rate RS hanging about. 

Always good to get a fixed rate RS while it's available. As long as you can close early if necessary, which Principality allows.

Not for this RS bond.

https://www.principality.co.uk/home/savings/savings-accounts/1-year-regular-saver-bond?startingBalance=&savingsContributions=0&savingsFrequency=&accountTermInMonths=12

You can close the Regular Saver Bond Issue 36 early without notice or penalty.