VG lifestrategy 80/20 where now?

Tonyacs

Hi all l'm aware there are a lot of comments about vanguard and their new charges.
I am in the low investment bracket that will hit me hard. So I was thinking of withdrawing. Is anyone aware of a similar investment like the 80/20. I saw somewhere maybe the HSBC global strategy funds, but not sure. Any guidance would be much appreciated.
Hope all had a Merry Xmas.
Many thanks 

DavidT67

For OEICs: HSBC Global Strategy Dynamic portfolio, VT AJ Bell Adventurous, Legal & General Multi-Index 6, Blackrock MyMap 6, Fidelity Multi Asset Allocator Adventurous.

For ETFs: Blackrock iShares Growth portfolio

Albermarle

You can buy/invest in Vanguard LifeStrategy 80 on many other platforms than the Vanguard Platform.
Remember it is only the Vanguard platform charges that have changed. The charges for the investment funds have not changed.

david72

I assume that the new charge you are referring to is the upcoming minimum £4/month fee for holding your investments on the Vanguard platform? The costs of the funds themselves aren't changing.

If you like Vanguard LifeStrategy 80, you can certainly still continue to hold it, but could do an ISA transfer to move your ISA to a platform which has platform charges that you think are better suited to you (see the Monevator broker comparison list, for example). (And remember: don't just withdraw from your ISA as your investments will then lose their ISA status.)

However, as most other platforms have transaction charges for mutual funds/OEICs (such as the LifeStrategy funds), you might still find that the Vanguard platform charges still work out cheaper for you overall, depending on how often you buy/sell.

dunstonh

Tonyacs said:

Hi all l'm aware there are a lot of comments about vanguard and their new charges.
I am in the low investment bracket that will hit me hard. So I was thinking of withdrawing. Is anyone aware of a similar investment like the 80/20. I saw somewhere maybe the HSBC global strategy funds, but not sure. Any guidance would be much appreciated.
Hope all had a Merry Xmas.
Many thanks 

VLS80 hasn't changed its charges.    Vanguard platform has changed its charges.   So, you need to look at the investment platform and not the fund.

Tonyacs

It doesn't matter the platform. All vanguard are still £4 a month under £32,000. Where would I find the 80/20 on another platform as suggested.

Thanks for your replies. 

masonic

Tonyacs said:

It doesn't matter the platform. All vanguard are still £4 a month under £32,000. Where would I find the 80/20 on another platform as suggested.

Thanks for your replies. 

Most full service platforms will offer Vanguard LifeStrategy 80. iWeb is a good option just £5 to trade and no ongoing fee.

dunstonh

Tonyacs said:

It doesn't matter the platform. All vanguard are still £4 a month under £32,000. Where would I find the 80/20 on another platform as suggested.

Thanks for your replies. 

All whole of market platforms offer that fund  at the same cost.