Is photo ID required for app type applications?

wmb194

peter021072 said:

dunstonh said:

I have a passport but it's out of date.

Effectively, that means you don't have a passport.

Do all the 'app' type savings institutions (Moneybox, Plum, Atom) require a photo ID or do they still accept the same ID as everyone else has in the past (virtually every BS, bank, more than 5 years old)

Nowadays, most firms will use the electronic ID check and only revert back to manual if you fail that check or there is conflicting information on the file where they need to verify what is correct.    Some firms, particularly newer ones, may have to carry out enhanced check requirements.

Photo ID is the best method but it appears you don't have any. So, that typically means falling back further to at least two other forms of ID.

No but a passport is mainly for travelling and I don't travel abroad.  A friend of mine who has limited funds and doesn't drive needed a photo ID for housing and is struggling to get ID.

For me a passport is mainly for providing photo ID.

masonic

wmb194 said:

peter021072 said:

dunstonh said:

I have a passport but it's out of date.

Effectively, that means you don't have a passport.

Do all the 'app' type savings institutions (Moneybox, Plum, Atom) require a photo ID or do they still accept the same ID as everyone else has in the past (virtually every BS, bank, more than 5 years old)

Nowadays, most firms will use the electronic ID check and only revert back to manual if you fail that check or there is conflicting information on the file where they need to verify what is correct.    Some firms, particularly newer ones, may have to carry out enhanced check requirements.

Photo ID is the best method but it appears you don't have any. So, that typically means falling back further to at least two other forms of ID.

No but a passport is mainly for travelling and I don't travel abroad.  A friend of mine who has limited funds and doesn't drive needed a photo ID for housing and is struggling to get ID.

For me a passport is mainly for providing photo ID.

Likewise, more important for this than travel, although I do use it for both. It usually pays for itself within a few months. Without it I'd have missed out on thousands in incentives and better interest rates.