SS's 2008 Debt Free Diary

lunar

Hi SS hows things, good to see your total coming down again.

Needcash_3

Hi SS, you're doing soo well, especially since the amount of debt you had to start with .... inspiring :T

I'm a Southern Scouser too - was up there at the weekend .... skipped the M6 Toll fee yesterday coming back for the first time in ages .... £4.50 saved ... hurrah

moonlightpjs

Hello Sexy

Well done on the debt total falling, fantastic!!!!

Hope you are ok, will catch up with you soon, got something to tell you and I want to do something for you - but will reveal all later.

Hugs for now xxxxx

ZTD

slowlyfading wrote: »

wahey! That's going down so fast! :j

And not one comment was made about this. Slipping...

southernscouser

Right, just spoken to Tesco. I can make overpayments without any penalties! :T

Also, my settlement figure as of today is £10,687.69 which makes me feel a bit better as it's £830 cheaper than letting it run it's course. Obviously the longer it takes me to pay, the less that £830 becomes!

But by pure random maths :rotfl: I guessing that the 'rebate' reduces by about £28 a month on the basis of the current rebate divided by the term left of the loan!

So at £1,000 a month it will be paid off in December! At £1,500 a month, it will be September ish! At £2,000 a month it will be July. And July is gonna be my target! Roughly! :rolleyes:

elantan

i like a man that plans lol ...go for it hun i think you will do it no probs...just getting to grips with the bingo sites still but i think they have caught up with me now lol

Karmacat

£10687!!!! The way you can m.b., no WAY will your debt free date be as late as March 2009. Fancy snowballing it and telling us the new one? Gowon, I dare ya!

Bunnyinthelights

Hey SS!
Not seen you for ages-where you been hiding?
Is your dog ok?

elantan

i double dare you

southernscouser

Karmacat wrote: »

£10687!!!! The way you can m.b., no WAY will your debt free date be as late as March 2009. Fancy snowballing it and telling us the new one? Gowon, I dare ya!

Well it's all dependant on different scenarios.

Worst case is paying my set £1k a month which will be January 2009. If/when I make more from matched betting it will bring it forward but it's not guaranteed! :undecided