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SS's 2008 Debt Free Diary

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Comments

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I'm still in the black (somehow) and am off out tomorrow again to buy more bits. :D

    Only 5 weeks to go! :eek: And only 4 more weekends to sort everything out. Been sifting through some cupboards today. Thrown a bag of crap away and have 3 carriers of stuff to palm off on my brother for his kids! ;)

    I don't actually have that many things but I have if that makes sense! :undecided

    Anyway, I was gonna put an extra few quid to my loan payment next month to take me sub £8k but I've got to shell out £1,800 on a deposit and months rent upfront so that's scuppered that one! :rotfl:

    But the good news is I've got that money still and don't need to buy too much more. I reckon another £500 will get me everything I need including a huge Tesco shop of everything.

    So I'm hoping by the time I move in I'll have saved my 'spare' July pay and will only have to wait a few days for Augusts pay. Plus whatever I make from MB'ing. Actually I must have ballsed up somewhere as that means I'll have about £1,200 spare which can't be right! B*gger. Back to the abacus! :rotfl:

    Edit: I know what I've done. Not included furniture in that £500! :doh:

    So add another £1k and I'll have about £200 left. That sounds more right! :rolleyes:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Things are sounding pretty good right now......and being able to double your debt repayment is still pretty good!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Having £200 left the first month you move into your own place is pretty amazing though. :T
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • wow. you are just too good with money!!!!!!

    xx
    Nevertheless she persisted.
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    hypno06 wrote: »
    Things are sounding pretty good right now......and being able to double your debt repayment is still pretty good!

    Well that is the plan. But they don't always come together! :p
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Snaggles wrote: »
    Having £200 left the first month you move into your own place is pretty amazing though. :T

    If I do have that much! :rotfl:

    Sod it if I ain't! :p
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Sounds pretty d*mn good to me ss. bet you can't wait. :beer:

    What are your plans after you've moved in? After the housewarming obviously.:cool:
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Verbatim wrote: »
    Sounds pretty d*mn good to me ss. bet you can't wait. :beer:

    What are your plans after you've moved in? After the housewarming obviously.:cool:

    Plan is to enjoy myself and my new found freedom! :D

    Gonna trset myself a target of paying off double the loan amount and see how that goes. Will mean the loan is paid of by this time next year but obviously I'd like it to be sooner. :think:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well I've 'nearly' got everything! :undecided

    Still need to get;

    Sofas
    Small table(s)
    Light fitting
    Bed
    Wardrobe
    Bedside cabinet
    Potato peeler
    Garlic press
    Coasters
    Table mats
    Ironing board

    Mum is giving me the money for the wardrobe and bedside cabinet so not too much more to buy. Not gonna order any of the bigger stuff until nearer the time. And when I've definately got the flat! :rolleyes:

    Just got to keep saving now. :doh:
  • skint_spice
    skint_spice Posts: 13,469 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just a wee thing but sometimes sofas take about 12 weeks to arrive...
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 13/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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