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Payment a Day - Chapter 2025
Comments
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Morning.
£9.98 to my loan for me today please.PAD target #1 - ASDA CC - £2057.30 £1926.98 -1 -
Morning, £10 to emergency fund savings today (from a cashback award received today)

Debt | £224.10 / £471.90 M1 | £131.88 / £858.65 Mobile | £443.45 / £3,370.22 L1 | £383 / £6,460 CC2 | £26.25 / £0 M2 | £1,159.55 / £1,159.55 CC1 | £2,368.23 / £12,309.32 Total
Savings | £953.64 / £1,233 Other | £1,000 / £1,000 EF | £1,953.64 / £2,233 Total1 -
£7.07 PAD to mortgage savingsMortgage free wannabe 2025-2030. Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!
Mortgage Balance:
31 Dec 2024: £70,550
Mortgage Savings Balance:
31 Dec 2024: £01 -
£8 today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
PADs for the 7th:
mortgage OP £1.82
very £20.82
Total £22.64MBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Morning guys
Another £5 off the CC today 😀
Pay off by Xmas 2026 £175/£2324.67
January NSDs 9/15
January PADs £520
January grocery challenge £92.66/1501 -
Morning, £4.91 thanks0
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Morning all
Lots for me today to savings an sinking funds
£317 in total
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
£46.18 paid off my Very debt.
MBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Total PAD today £60.56:
£5.46 Emergency fund
£54.10 CC 1 (min payment)
£1 CC 2Debt | £224.10 / £471.90 M1 | £131.88 / £858.65 Mobile | £443.45 / £3,370.22 L1 | £383 / £6,460 CC2 | £26.25 / £0 M2 | £1,159.55 / £1,159.55 CC1 | £2,368.23 / £12,309.32 Total
Savings | £953.64 / £1,233 Other | £1,000 / £1,000 EF | £1,953.64 / £2,233 Total1
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