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Payment a Day - Chapter 2025
Comments
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Back with my PAD - £5 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60000 -
£30 today
£10 debt
£20 savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
Good morning, I’ve paid £1.06 to my credit card.Having joined this and other MSE challenges, I’ve started a diary, thanks for the inspiration.
https://forums.moneysavingexpert.com/discussion/comment/81269348#Comment_812693481 -
Good morning guys
I’m finding saving so much easier doing it a day at a time rather than putting a big chunk in at the beginning of the pay month and then worrying that I’ll run out.
So another £25 into the EF today. It’s helping also that the weather here is disgusting so I’m not leaving the house to spend anything.
Have a good day guys
Cuddles
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2002 -
Morning all
£4.21 to electric bill
1 -
Same here @cuddlymarm
Adding little bits rather than trying to save/pay off a big sum is so much easier isn’t it?£5 to savings today27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Afternoon all, we're off to a great start to February 2025 aren't we?! 🤗
And yes, little and often works for me as well. I tend to get sidetracked when trying to stockpile large sums to make payments.
My offering today is £4 to the sealed pot.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)2 -
Another £1.07 to the Credit cardDebt | £0 / £2,217.25 L1 | £0 / £2,971.18 CC1 | £0 / £4,899.87 CC2 | £0 / £21,368.80 M | £0 / £31,457.10 Total
Savings | £0 / £1,000 EF | £3,338.57 / £4,500 Other | £3,338.57 / £5,500 Total1 -
12.52 today. £12 payment from my number grid and 52p Tilly Tidying. Thank you 💕January 2025 - Debt £20,0061
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1st £1
2nd £1
3rd £1
4th £1
5th £1
Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.301
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