We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment a Day - Chapter 2025
Comments
-
Good morning
£5 to the savings account today please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 12/15
January PADs £565
January grocery challenge £94.86/£1501 -
Morning All,
The total PAD for 25 September 2025 was £63.37
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉1 -
£10 26/9 leftovers in petrol pot
Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601 -
Good morning
£50 to the savings account please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 12/15
January PADs £565
January grocery challenge £94.86/£1501 -
Just £5 for me todayLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001
-
£67 today to debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£5.76 27/9 leftover grocery pot
Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601 -
£26 to debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£40 to savings today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
M £5.47
T £7.55
W £7.38
T £7
F £7
S £7
Today £9
Tommorow £6
T £6Total for this month £205.50
It’s all going into short term cash stuffing
150 for ds 18th in November
50 to Christmas
I’ll chuck the 5.50 to debt 🤣
nothing going to debt (I think) for the rest of the year except minimum payments (not from the pad )Jan 26 GC 🥞🧇 £434.75/£500
Debt free in 2026 - £410.65 of £4,226.52
NSD JAN 5/10
PAD JAN £79.700
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.3K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.5K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

