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Payment a Day - Chapter 2025
Comments
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Good morning
£5 to the savings account today please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
Morning All,
The total PAD for 25 September 2025 was £63.37
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)1 -
£10 26/9 leftovers in petrol pot
Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601 -
Good morning
£50 to the savings account please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
Just £5 for me todayLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60001
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£67 today to debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£5.76 27/9 leftover grocery pot
Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601 -
£26 to debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£40 to savings today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60001 -
M £5.47
T £7.55
W £7.38
T £7
F £7
S £7
Today £9
Tommorow £6
T £6Total for this month £205.50
It’s all going into short term cash stuffing
150 for ds 18th in November
50 to Christmas
I’ll chuck the 5.50 to debt 🤣
nothing going to debt (I think) for the rest of the year except minimum payments (not from the pad )0
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