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Payment a Day - Chapter 2025
Comments
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Morning All,
The total PAD for 11 September 2025 was £73
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
£4 12/9 items I couldn’t get from Tesco but can do without!
Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601 -
Good morning
£20 to the savings account today please
Pay off by Xmas 2026 £70/£2324.672 -
£10 13/9 - promised ds £10 if he scored in his footy match but he didn’t so same £10 going towards the target
Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602 -
Hi all
£5 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001 -
Afternoon All,
The total PAD for 12 September 2025 was £209.44
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Weds £8
thurs £7.06
fri £6.04
today £6
tommorow (yay) £7Dec GC 🎄 £122.41/£600
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £500Debt Barclaycard - £1,195.19
Debt Uksl - £1,379.831 -
Good morning
£20 to the savings account today please
Pay off by Xmas 2026 £70/£2324.671 -
£5 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001 -
£3.96 14/9 rounding down spending pot.
Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601
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