We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Payment a Day - Chapter 2025

1127128130132133212

Comments

  • angelicious
    angelicious Posts: 540 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £100 today to debt
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,104 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    My PAD today is £1089.41
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Changeyourlife25
    Changeyourlife25 Posts: 109 Forumite
    100 Posts Name Dropper Photogenic
    Today’s pad £0.19p

    random bit of interest that turned up in another account so I’ll move it over to the savings 

    £0.69p so far 🤭😂
    Dec GC 🎄 £122.41/£600

    Debt Marstons - paid off (June 25)
    Debt Clearpay - paid off (July 25) 
    Debt Ovo - paid off (July 25)
    Debt Klarna- paid off (September 25) 
    Debt Capitol one- £500
    Debt Barclaycard - £1,195.19
    Debt Uksl  - £1,379.83

  • Keedie
    Keedie Posts: 2,979 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all, sorry I've been a bit AWOL, life was lifing. So I'm just getting back into the swing of things.

    I'll be the counter upper for July as I've not been around to sort that out. I need to figure out my PADs, so I'll be back when I've worked out what is going where. Have a good day everyone xx.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I will total up June tomorrow @Keedie
    The forum was down for several days so we lost a fair bit of momentum unfortunately 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • angelicious
    angelicious Posts: 540 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £8 today to debt
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,104 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    My PAD today us £5 to savings
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Keedie
    Keedie Posts: 2,979 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Thanks @AntoMac, not to worry. It'll pick back up.

    My PAD is £200 to savings.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,979 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Afternoon All,

    We're off to a strong start...

    The total PAD for 1 July 2025 was £1,189.60

    Dancing EmojiGif GIF - Dancing emoji Dance Happy dance - Discover  Share  GIFs
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My PAD today is £41
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.