RBoS or Monzo (which to use in Turkey.

andrew71

We have a holiday booked in the next few weeks to Turkey. The holiday is all inclusive, so we don't need to worry about money for food etc. 
However we still want to take a bank card for experiences etc.
Our current bank account is Royal Bank of Scotland (which we use for every day uses)
And I have a Monzo account.
Which offers the best deal for using aboard?

TheSpectator

'Normal' high st current account cards usually have a fee for foreign spending (there are some exceptions). You need to check what fees RBS would charge. 

Personally I woukd get a no fee credit card.

flaneurs_lobster

The Monzo debit (and credit) cards are free of fees for overseas spend. 

https://monzo.com/features/travel

but note the limits on cash withdrawals in non-EEA countries.

FlorayG

Monzo is great because it spends in the local currency then tells you what you have spent in Sterling

NoodleDoodleMan

The regular RBoS debit card is classified as "This is a bog standard overseas spending card" on MSE.

https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/

You'd be better with a "user friendly" card such as Chase or Starling.

saajan_12

What sort of experiences - if its beach or water sports, then remember these might be requested in cash. So consider the cost of cash withdrawals with your chosen card. 

andrew71

saajan_12 said:

What sort of experiences - if its beach or water sports, then remember these might be requested in cash. So consider the cost of cash withdrawals with your chosen card. 

Maybe not experiences such has those mentioned (my wife and my self are both disabled so not going to be doing jet skiing etc 😁)
I'm thinking if we go shopping etc.

TheSpectator

I wouldn't use the RBS and you really want more than one card as a backup.

flaneurs_lobster

TheSpectator said:

I wouldn't use the RBS and you really want more than one card as a backup.

Agree with this, and preferably leave the backup somewhere safe or at least carried by your wife.

How about a cash card type account like Zing? Or there may be time to secure an account with (say) Starling or Chase.