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Title plan of flat A outlining area of flat B

Hello,

I have been looking at two flats that have become available and that coincidentally are next door to each other.

Flat A is a repossession at auction and I have downloaded the legal pack. In the Title plan for the lease it outlines the area of the next door flat, the Title itself references the correct flat number.

As flat A is for sale under auction conditions I have decided for now to avoid as there appears to be too many issues with an absent previous owner, there are still a lot of their belongings in the flat, and doubt conveyancing could be completed in time.

Flat B has also been put up for sale, different vendor, and I've downloaded the title plan from the land registry for this flat. The plan here outlines the correct flat.

I noticed the issue with leasehold title plans for flat A and B both covering the outline in the building for Flat B. If I put in an offer for flat B I'd mention this (I don't know if they even know at this point, would neighbouring plans normally be checked?)

Taking into account the neighbouring property's owner is either uncontactable or likely to be uncooperative, is this title plan issue easy to resolve or likely to be complicated and expensive? or is this a situation where it might be best avoid and look elsewhere?




Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,540 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Cisk123 said:
    Taking into account the neighbouring property's owner is either uncontactable or likely to be uncooperative, is this title plan issue easy to resolve or likely to be complicated and expensive? or is this a situation where it might be best avoid and look elsewhere?
    You say that A has been repossessed so the bank/freeholder is the owner? They will be contactable but may not have too much knowledge of the situation on the ground as it's likely managed by a central team dealing with dozens of properties. 
  • Thanks for reply, yes Flat A has been repossessed, although I don't know if the bank has realised their title plan doesn't cover the area of the building for the flat they have repossessed. The auctioneers handling the sale haven't answered the easier questions sent to them, so I've all ut given up on Flat A.
  • user1977
    user1977 Posts: 17,396 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 16 December 2024 at 11:15PM
    Cisk123 said:
    Thanks for reply, yes Flat A has been repossessed, although I don't know if the bank has realised their title plan doesn't cover the area of the building for the flat they have repossessed.
    It might be the reason it's being auctioned - auction lots often involve legally problematic titles.
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