2025 Mortgage-Free Wannabes

Chili81

Hi,
Last check in for 2025. £338 for December. 
Thanks JC! 

Shal1160

Happy (almost) Christmas MFWs! An extra £8 o/p for #29 so total December overpayment is £108.94, thank you Julicorn!

longestgame

#34 here. I made a December OP of £1683 to (just!) meet our yearly target of £6000. 

Thanks so much to this whole group of folks for the inspiration, both in this thread and in your diaries. Thanks especially to @julicorn, for putting all that work in.

Wishing everyone lovely holidays and let's see what we can collectively accomplish in 2026. 

soapy50

#64 Last OP of 2025 of £400 and finally into the teens! I feel like there's finally light at the end of the tunnel and the finish line is in sight! . Thanks

twinklie

Ahhh wow, I've not my target without realising it. Yay me.

I could OP more but I've a few things I need to pay for and I haven't worked out my budget yet. Therefore in the interest of not causing myself a massive financial headache I'm going to save the OP for January I think.

Sistergold

Hello everyone. #10 here with an OP who f £120 for December. 

Wishing everyone a happy Christmas and a prosperous new year! 🌺 keep up the OPs 

@julicorn thank you so much for all the hard work you put in year in year out by keeping this thread upto date.

julicorn

Merry Christmas everyone! I hope you all get to enjoy the holidays, and thank you all so much for participating this year  

Bounty123

Morning,

No.23 reporting for the last time in 2025. 
Nov £99
Dec £99
Total £2220.
A bit disappointing as my target was £5,000 but it has been unpredictable year. Hoping for certainty in 2026.
As always, thank you for running the challenge @julicorn
Bounty 

fjireland

Merry Christmas all.. well done to all on achievements throughout the year..

I haven’t checked in all year- lost my way/momentum this year with ops as I had to prioritise other things this year for a change -

quite far off my 6k target 

year total - 2900
jan - 1000
feb - 100
mar - 100
apr - 100
may - 150 
jun - 150
jul - 150 
aug - 150
sep - 250
oct - 250
nov - 250
dec - 250 

Hoping to do better next year

happy new year all 😊🥂

soapy50

Just realised I hit my target of £5000  in fact I paid £5050  in 2025 woohoo! 🥳 Merry Christmas everyone, see you all in the 2026 MFW challenge when I'm hoping to finish my mortgage altogether 🤞