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2025 Mortgage-Free Wannabes
Comments
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Hi,
Last check in for 2025. £338 for December.
Thanks JC!
1 -
Happy (almost) Christmas MFWs! An extra £8 o/p for #29 so total December overpayment is £108.94, thank you Julicorn!
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £83,770 (Dec 25)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
#34 here. I made a December OP of £1683 to (just!) meet our yearly target of £6000.Thanks so much to this whole group of folks for the inspiration, both in this thread and in your diaries. Thanks especially to @julicorn, for putting all that work in.
Wishing everyone lovely holidays and let's see what we can collectively accomplish in 2026.2025 MFW OPs: 6000/6000.
EF: 6500/10000.3 -
#64 Last OP of 2025 of £400 and finally into the teens! I feel like there's finally light at the end of the tunnel and the finish line is in sight! . Thanks MFW 2025 #64: £4350/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August 2025 £24,215
Mortgage September 2025 £22,606
Mortgage December 2025 £19,8871 -
Ahhh wow, I've not my target without realising it. Yay me.
I could OP more but I've a few things I need to pay for and I haven't worked out my budget yet. Therefore in the interest of not causing myself a massive financial headache I'm going to save the OP for January I think.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
Hello everyone. #10 here with an OP who f £120 for December.Wishing everyone a happy Christmas and a prosperous new year! 🌺 keep up the OPs
@julicorn thank you so much for all the hard work you put in year in year out by keeping this thread upto date.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
Merry Christmas everyone! I hope you all get to enjoy the holidays, and thank you all so much for participating this year
3 -
Morning,
No.23 reporting for the last time in 2025.
Nov £99
Dec £99
Total £2220.
A bit disappointing as my target was £5,000 but it has been unpredictable year. Hoping for certainty in 2026.
As always, thank you for running the challenge @julicorn
Bounty2025 MFW No:23
MFiT-T7 121 -
Merry Christmas all.. well done to all on achievements throughout the year..
I haven’t checked in all year- lost my way/momentum this year with ops as I had to prioritise other things this year for a change -
quite far off my 6k target
year total - 2900
jan - 1000
feb - 100
mar - 100
apr - 100
may - 150
jun - 150
jul - 150
aug - 150
sep - 250
oct - 250
nov - 250
dec - 250Hoping to do better next year
happy new year all 😊🥂June 2017 - £295k mortgage/htb
June 2020 - £270k mortgage/htb
Dec 2021 - £228k mortgage
Dec 2022 - £195k mortgage
Dec 2023 - £162.5k mortgage
Dec 2024 - £140k mortgage
Dec 2025 - Target - £130k mortgage2 -
Just realised I hit my target of £5000 in fact I paid £5050 in 2025 woohoo! 🥳 Merry Christmas everyone, see you all in the 2026 MFW challenge when I'm hoping to finish my mortgage altogether 🤞 MFW 2025 #64: £4350/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August 2025 £24,215
Mortgage September 2025 £22,606
Mortgage December 2025 £19,8872
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