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2025 Mortgage-Free Wannabes

1…8586878991

Comments

  • MFWannabe
    MFWannabe Posts: 2,502 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 Overpayment for December of £368.48
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • ajmoney
    ajmoney Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 7 with n OP of £400 for December. Thanks julicorn
    MFW 2025 No. 7 £2731.07/£2700
    MFiT-T7 No. 6 £5515.91/£30,000
  • smetf
    smetf Posts: 377 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with final OP of £744.45, that's the 10k target hit by my calculations. 

    Thanks Julicorn for all your work running the challenge! 

    S
    Emergency fund 15.5k Home/ holiday fund 4k Mortgage £41,453
  • 999poundproject
    999poundproject Posts: 24 Forumite
    Second Anniversary 10 Posts
    Julicorn, would you mind changing my target to 11k for #55?

    We just learned our annual bonus won't be paid out until end of January - so with these overpayments for December that is all I can do:

    December overpayments:
    - 363.12
    - 346.56

    Total for the year £11k


  • AuntieL
    AuntieL Posts: 449 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    #45 - £29 OP for Dec 😁 

    thank you @julicorn
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    December 2025 NSD Challenge 1/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £93,038.66 (10years 5months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = /£1000
  • Hettyhound
    Hettyhound Posts: 1,126 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with a December overpayment of £167.  Thanks Julicorn
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,893[/COLOR] 2025 OP £2773/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4997/£21,930 (22.78%)
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 116 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    #83 with an OP for November of £450. Thanks @julicorn
    I'm not really following the thread so if it comes to next year I would like to be included please with a target of £2500 for the year, and I'd prefer number 22, if it's not available please can i stick with 83.
    Many thanks for all your hard work on this.
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £25550


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227 Sept £400 Oct £505 Nov £450

    Daily interest £3.33
    Percentage owned 49.2%
  • jennystarpepper
    jennystarpepper Posts: 824 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16 - £560.59 for November please Julicorn.

    Many Thanks 


    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979

  • julicorn
    julicorn Posts: 2,652 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    smetf said:
    #3 checking in with final OP of £744.45, that's the 10k target hit by my calculations. 

    Thanks Julicorn for all your work running the challenge! 

    S
    I'm 10p off - let me know which month to adjust so you've hit it officially on our spreadsheet too <3 
  • julicorn
    julicorn Posts: 2,652 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    NotWhereIWantToBe said:
    #83 with an OP for November of £450. Thanks @julicorn
    I'm not really following the thread so if it comes to next year I would like to be included please with a target of £2500 for the year, and I'd prefer number 22, if it's not available please can i stick with 83.
    Many thanks for all your hard work on this.
    I'll be setting up a new thread for 2026 in the next few weeks, please post again in there. I won't be keeping track of comments about 2026 in this thread here, it just gets too messy :) 
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