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2025 Mortgage-Free Wannabes

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Comments

  • turtlemoose
    turtlemoose Posts: 1,699 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #20 reporting £250 for November please 
  • here_for_the_tips
    here_for_the_tips Posts: 143 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    #35 with £625 for November. Thank you.
    MFWB 2025 #35: £11,150.81 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 2025: £53,722.34
    Mortgage 1 October 2025: £52,539.83 
    Mortgage 1 November 2025: £51,483.47
  • 999poundproject
    999poundproject Posts: 24 Forumite
    Second Anniversary 10 Posts
    My saga of transferring an ISA (been blocked for no good reason for over two years) - has resulted in an interest payment that's going straight to the mortgage (unfortunately they messed it up and paid it into my current account rather transferred it with the ISA) - so updated numbers (apologies julicorn!):

    #55 November Overpayments:
    499.61
    454.86
    363.12
    1,151.56

    TOTAL for November: 2469.15

    Thanks for keeping track of it julicorn! 
  • gih
    gih Posts: 58 Forumite
    Third Anniversary 10 Posts Name Dropper
    #57 with OP of £511.37 for November. Thanks
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,010 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #37 £37.34 (temporarily diverted OPs to EF in case of a redundancy 😬) and I accidentally sent these amounts over to the OP instead of EF. 
    Emergency Fund- £717.77
  • jobbywobbler
    jobbywobbler Posts: 26 Forumite
    10 Posts First Anniversary
    one down, one to go (Holiday home)

    Main house just cleared with Santander, 135k (in many lump sums) DONE THIS WEEK.   Feels good :smile:

    100k left on Holiday Home - which is high value, but happy to let tick away
  • Jemma01
    Jemma01 Posts: 454 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    jobbywobbler said:
    one down, one to go (Holiday home)

    Main house just cleared with Santander, 135k (in many lump sums) DONE THIS WEEK.   Feels good :smile:

    100k left on Holiday Home - which is high value, but happy to let tick away

    Awh that's so exciting, congratulations 👏🎉
    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    MFWB 2026 #44. 
    Mortgage debt start date = 11/2024 = 175k (5.19% interest rate, 20 year term)
    • Q4/2024 = 139.3k (5.19% -> 4.94%)
    • Q1/2025 = 125.3k (4.94% -> 4.69%)
    • Q2/2025 = 108.9K (4.69% -> 4.44%)
    • Q3/2025 = 92.2k (4.44% -> 4.19%)
    • Q4/2025 = 48k (4.19% -> ??)
  • Jemma01
    Jemma01 Posts: 454 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    Can I please up the November payment to 6k total please?
    Thank you 
    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    MFWB 2026 #44. 
    Mortgage debt start date = 11/2024 = 175k (5.19% interest rate, 20 year term)
    • Q4/2024 = 139.3k (5.19% -> 4.94%)
    • Q1/2025 = 125.3k (4.94% -> 4.69%)
    • Q2/2025 = 108.9K (4.69% -> 4.44%)
    • Q3/2025 = 92.2k (4.44% -> 4.19%)
    • Q4/2025 = 48k (4.19% -> ??)
  • Shal1160
    Shal1160 Posts: 65 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #29 reporting an extra £10 payment for November making the Nov total of £113.13, thank you Julicorn! 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £84,900 (Oct 25)
    MFW 2025 #29
    Just keep swimming
  • Hettyhound
    Hettyhound Posts: 1,126 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #21 with another £15 for November making a monthly total of £285.  Thanks Julicorn
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,893[/COLOR] 2025 OP £2773/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4997/£21,930 (22.78%)
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