We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
2025 Mortgage-Free Wannabes
Comments
-
That's fantastic news, congratulations @jackieblack! Both on your house move and paying off your mortgagejackieblack said:#4 here 👋🏻My house move is complete and mortgage has been repaid 😊
I am mortgage free!
Thank you julicorn for running this thread
Good luck everyone
1 -
That actually brings us to 5 mortgages paid off this year, which is absolutely amazing! Well done everyone who's mortgage free now (and of course also to everyone who's gotten a little closer already this year through their extra payments ).
We're only £40k off our annual target now as well, I've just noticed we have already surpassed our original target of £640k.4 -
That's amazing progress 👏🏽 thanks for running this thread @julicorn its so motivating to see people achieving there goals.julicorn said:That actually brings us to 5 mortgages paid off this year, which is absolutely amazing! Well done everyone who's mortgage free now (and of course also to everyone who's gotten a little closer already this year through their extra payments ).
We're only £40k off our annual target now as well, I've just noticed we have already surpassed our original target of £640k.
Congratulations @jackieblack and @Jessy103
Current Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 37 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum4 -
Number 21 with another November payment of £40 making a total of £270 so far this month. Thanks JulicornSPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)1 -
#50 with another overpayment of £166
November total £269.20MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
#27 with £250 for November please Julicorn. Can’t believe the end of the year is in sight!
MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £5,075
MFW 2026 #27 0/£10001 -
Well done Jessy!Jessy103 said:Hi,
No. 12 with a final overpayment of £9,650 for October transferred from savings and that means I am now mortgage free!
Thank you for doing this challenge and helping me achieve my goals.
Jessy xCC Debt at LBM Nov 08 - £25000+ DFD Dec 2012Second DFD May 2021Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.232025 MFW #361 -
Wow congratulations to @t4mof, @Jessy103 & @jackieblack very inspiring seeing you all make your last payments!
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/243 -
Afternoon everyone,
#31 Reporting another £100 OP for November.
£2,400 for the month so far.
YTD £35,800
Many Thanks @julicornCurrent Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 37 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#55 November Overpayments:
499.61
454.86
363.12
TOTAL: 1317.59
Thanks for keeping track of it julicorn!1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards