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2025 Mortgage-Free Wannabes

1828385878895

Comments

  • julicorn
    julicorn Posts: 2,680 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #4 here 👋🏻
    My house move is complete and mortgage has been repaid 😊
    I am mortgage free!

    Thank you julicorn for running this thread
    Good luck everyone 
    That's fantastic news, congratulations @jackieblack! Both on your house move and paying off your mortgage :) 
  • julicorn
    julicorn Posts: 2,680 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    That actually brings us to 5 mortgages paid off this year, which is absolutely amazing! Well done everyone who's mortgage free now (and of course also to everyone who's gotten a little closer already this year through their extra payments :) ). 
    We're only £40k off our annual target now as well, I've just noticed we have already surpassed our original target of £640k. 
  • julicorn said:
    That actually brings us to 5 mortgages paid off this year, which is absolutely amazing! Well done everyone who's mortgage free now (and of course also to everyone who's gotten a little closer already this year through their extra payments :) ). 
    We're only £40k off our annual target now as well, I've just noticed we have already surpassed our original target of £640k. 
    That's amazing progress 👏🏽  thanks for running this thread @julicorn its so motivating to see people achieving there goals.  

    Congratulations @jackieblack and @Jessy103

    Current Balance £22,000
    MFW 2026 #31 £1000 / £17,000 OP
    MFIT - T7  

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £20 / £365

    Declutter 0 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Hettyhound
    Hettyhound Posts: 1,140 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with another November payment of £40 making a total of £270 so far this month.  Thanks Julicorn
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,453[/COLOR] 2025 OP £2991/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5477/£21,930 (24.97%)
  • MFWannabe
    MFWannabe Posts: 2,515 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 with another overpayment of £166
    November total £269.20

    MFW 2026 #50: £3,583.49/£25,000

    Mortgage:
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • powerspowers
    powerspowers Posts: 1,376 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    #27 with £250 for November please Julicorn. Can’t believe the end of the year is in sight! 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £3,600/£5,000


  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Jessy103 said:
    Hi,

    No. 12 with a final overpayment of £9,650 for October transferred from savings and that means I am now mortgage free!

    Thank you for doing this challenge and helping me achieve my goals.

    Jessy x
    Well done Jessy!
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • Wow congratulations to @t4mof, @Jessy103 & @jackieblack very inspiring seeing you all make your last payments!

    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £100/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • Afternoon everyone,

    #31 Reporting another £100 OP for November.

    £2,400 for the month so far.

    YTD £35,800

    Many Thanks @julicorn
    Current Balance £22,000
    MFW 2026 #31 £1000 / £17,000 OP
    MFIT - T7  

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £20 / £365

    Declutter 0 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • #55 November Overpayments:
    499.61
    454.86
    363.12

    TOTAL: 1317.59

    Thanks for keeping track of it julicorn! 
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