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2025 Mortgage-Free Wannabes
Comments
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That's fantastic news, congratulations @jackieblack! Both on your house move and paying off your mortgagejackieblack said:#4 here 👋🏻My house move is complete and mortgage has been repaid 😊
I am mortgage free!
Thank you julicorn for running this thread
Good luck everyone
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That actually brings us to 5 mortgages paid off this year, which is absolutely amazing! Well done everyone who's mortgage free now (and of course also to everyone who's gotten a little closer already this year through their extra payments ).
We're only £40k off our annual target now as well, I've just noticed we have already surpassed our original target of £640k.4 -
That's amazing progress 👏🏽 thanks for running this thread @julicorn its so motivating to see people achieving there goals.julicorn said:That actually brings us to 5 mortgages paid off this year, which is absolutely amazing! Well done everyone who's mortgage free now (and of course also to everyone who's gotten a little closer already this year through their extra payments ).
We're only £40k off our annual target now as well, I've just noticed we have already surpassed our original target of £640k.
Congratulations @jackieblack and @Jessy103
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £27,200
MFW 2025 #31 £35,800 / £28,000 OP
MFIT - T7 £35,800 OP
0%CC May 2027- £2,550
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum4 -
Number 21 with another November payment of £40 making a total of £270 so far this month. Thanks JulicornSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Nov 2025 £17,241[/COLOR] 2025 OP £2426.36/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4689/£21,930 (21.38%)1
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#50 with another overpayment of £166
November total £269.20MFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0001 -
#27 with £250 for November please Julicorn. Can’t believe the end of the year is in sight!
MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,350/£5,0001 -
Well done Jessy!Jessy103 said:Hi,
No. 12 with a final overpayment of £9,650 for October transferred from savings and that means I am now mortgage free!
Thank you for doing this challenge and helping me achieve my goals.
Jessy xCC Debt at LBM Nov 08 - £25000+ DFD Dec 2012Second DFD May 2021Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.232025 MFW #361 -
Wow congratulations to @t4mof, @Jessy103 & @jackieblack very inspiring seeing you all make your last payments!
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Afternoon everyone,
#31 Reporting another £100 OP for November.
£2,400 for the month so far.
YTD £35,800
Many Thanks @julicorn
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £27,200
MFW 2025 #31 £35,800 / £28,000 OP
MFIT - T7 £35,800 OP
0%CC May 2027- £2,550
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#55 November Overpayments:
499.61
454.86
363.12
TOTAL: 1317.59
Thanks for keeping track of it julicorn!1
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