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2025 Mortgage-Free Wannabes

1878890929395

Comments

  • smetf
    smetf Posts: 382 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    julicorn said:
    smetf said:
    #3 checking in with final OP of £744.45, that's the 10k target hit by my calculations. 

    Thanks Julicorn for all your work running the challenge! 

    S
    I'm 10p off - let me know which month to adjust so you've hit it officially on our spreadsheet too <3 
    It's March - total was £1046.62 😁probably me mistyping a number that month!
    Thank you!
    Mortgage £39,933
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 1236.62/4100
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • julicorn
    julicorn Posts: 2,675 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    smetf said:
    julicorn said:
    smetf said:
    #3 checking in with final OP of £744.45, that's the 10k target hit by my calculations. 

    Thanks Julicorn for all your work running the challenge! 

    S
    I'm 10p off - let me know which month to adjust so you've hit it officially on our spreadsheet too <3 
    It's March - total was £1046.62 😁probably me mistyping a number that month!
    Thank you!
    That's all fixed now, thank you! And congratulations for hitting your target :) 
  • Hi Julicorn,

    #67 checking in with November's OP of £186.25.

    Might struggle to reach the £3k target I set myself 
    MFW 2025 Op challenge = number 67
    £729/£2000

    Little and often, that's the key. IYKYK  
  • Shal1160
    Shal1160 Posts: 67 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi fellow MFWs and happy December to you! #29 checking in with £100.94 overpayment for this month and happy to have met my target! Looking forward to joining in for 2026, thank you Julicorn :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £83,770 (Dec 25)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • RedFraggle
    RedFraggle Posts: 1,489 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #87 reporting £2300 for November 
    Thanks @julicorn
    Officially in a clique of idiots
  • turtlemoose
    turtlemoose Posts: 1,700 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #20: update to November, total paid 302.77
    And reporting 302.77 for December too please. 
  • gih
    gih Posts: 58 Forumite
    Third Anniversary 10 Posts Name Dropper
    #57 with OP of £647.37 for December. Thanks Julicorn!

  • #31 with an OP of £2350 for December. 

    YTD £38,850 

    Many Thanks @julicorn

    MFW
    Opening Mortgage Balance 
    16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £23,000

    MFW 2025 #31 £40,000 / £28,000 OP

    MFIT - T7 £40,000 OP

    0%CC May 2027-  £5,000
    0% Loan £600.00
    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 /Nov £282.13

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • #56 here with an overpayment of £523.09 to go to December.  Been very happy to exceed my initial target and look forward to participating in 2026!  Thanks for running!

    S
    Save £12k in 2025
    #36 2025: Target £15k / £18,113
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,620
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202  June '25 £92,751 Sept '25 £87,758 Dec '25 £85,595

    MFiT-T7 #15
    Target £70k
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