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2025 Mortgage-Free Wannabes
Comments
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It's March - total was £1046.62 😁probably me mistyping a number that month!julicorn said:
I'm 10p off - let me know which month to adjust so you've hit it officially on our spreadsheet toosmetf said:#3 checking in with final OP of £744.45, that's the 10k target hit by my calculations.
Thanks Julicorn for all your work running the challenge!
S
Thank you!Emergency fund 15.5k Home/ holiday fund 4k Mortgage £41,453- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 10000/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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That's all fixed now, thank you! And congratulations for hitting your targetsmetf said:
It's March - total was £1046.62 😁probably me mistyping a number that month!julicorn said:
I'm 10p off - let me know which month to adjust so you've hit it officially on our spreadsheet toosmetf said:#3 checking in with final OP of £744.45, that's the 10k target hit by my calculations.
Thanks Julicorn for all your work running the challenge!
S
Thank you!
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Hi Julicorn,
#67 checking in with November's OP of £186.25.
Might struggle to reach the £3k target I set myselfMFW 2025 Op challenge = number 67
£729/£2000
Little and often, that's the key. IYKYK1 -
Hi fellow MFWs and happy December to you! #29 checking in with £100.94 overpayment for this month and happy to have met my target! Looking forward to joining in for 2026, thank you Julicorn
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £84,900 (Oct 25)
MFW 2025 #29
Just keep swimming2 -
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#20: update to November, total paid 302.77
And reporting 302.77 for December too please.1 -
#57 with OP of £647.37 for December. Thanks Julicorn!1
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MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £24,000
MFW 2025 #31 £39,000 / £28,000 OP
MFIT - T7 £39,000 OP
0%CC May 2027- £5,000
0% Loan £600.00
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 /Nov £282.13
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#56 here with an overpayment of £523.09 to go to December. Been very happy to exceed my initial target and look forward to participating in 2026! Thanks for running!
SSave £12k in 2025
#36 2025: Target £15k / £18,113
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £7,620
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202 June '25 £92,751 Sept '25 £87,758 Dec '25 £85,595
MFiT-T7 #15
Target £70k1 -
A little earlier than usual this year, but I've just had some free time and motivation, so I've set up our 2026 challenge. You can find the thread here.
Please post in there (not here!) if you'd like to take part next year. I've reserved numbers for everyone who's been active recently in the 2025 challenge, I'll hold those until the end of December just in case you want to keep yours.
5
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