Journey North to Debt-Free and Become a Saver

Cousin_Creditor

I got another job interview at 1100 tomorrow. It might go quite well. It might. I guess I will get a job eventually if that's two interviews in a week. 

Sarahwithlove

Good luck on the job hunt hopefully you get some success soon. 

Cousin_Creditor

I have a third interview at a different company today. I think I might get this one. I believe I will be given the job. 

I'm not going to overdo it because I feel the mistake I have been making is doing too much for people because of the domestic abuse I have received from my parents.

I have to walk 3 hours to get to and from the interview. If I get the job, no doubt I'll be on the receiving end of abuse for that as well. 

I have my universal credit to pay my service charge and then I need £30 from somewhere to pay my electric bill. Also I need food from somewhere. If my parents stop helping it might have to be a good bank. 

Cousin_Creditor

I have all my bills up to date including my service charge. 

My mobile phone bill is on a promise to pay and is in hand.

I have setup a Token Payment Plan for now. £9 per month lol.

My council tax has been reduced, for now, to £30 for the rest of the year. 

I just need a job!!! I should find out this week that I'm employed or soon to be employed.

I will come out of this phase of squalor with about £220 mortgage arrears.

When I have a job I'll contact Step Change and setup a DMP instead. 

Cousin_Creditor

Ok I have setup a Token Payment Plan because I have slipped into mortgage arrears. I have about £220 in mortgage arrears.

I also owe some mobile phone bill and electricity bill arrears. I'll have to pay these when I get my first full wage.

Which reminds me: I finally got a job.

I work in a care home now, and I asked for an extra shift just in case I need to slum it with £1 pizzas/ready meals when I'm trying to be financially independent which would be in lieu of asking my parents to help. 

I should be financially spick and span after the last working day of March. I might.

When that happens I'll upgrade my TPP to a DMP. 

I must admit my resolve has melted away to the point that I'm considering simply paying £120 per month so as to pay my DMP in 10 years. 

Come at me? 

Pinknails101

Well done on getting the job! You must be over the moon.

Keep at it, it's small steps, but steps nonetheless. 

I hope you keep looking up