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Survey for a 10 year old house

Hello. I’m in the process of buying a property that is approximately 10 years old. Any point having a survey? Seems a lot of money in an already costly process!

Comments

  • FlorayG
    FlorayG Posts: 2,029 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Yes. Just because it's fairly new doesn't mean there could be nothing wrong with it. If you are getting a mortgage that might be a condition of the loan

  • Do it.  We didn't, and wish we had
  • daveyjp
    daveyjp Posts: 13,327 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
     An owner can do a lot of damage to a house in 10 years.  Mum and dad's first house was only 3 years old when they bought in the 60s and my dad still reckons the first owner could only use a hammer!

    You are also buying knowledge.  If a surveyor is local they may have surveyed many properties on the development and are aware of inherent defects they can make you aware of.
     
  • Albermarle
    Albermarle Posts: 26,960 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    A level 2 survey will be sufficient ( cheaper than a level 3) unless it has had significant alterations.
  • alri08
    alri08 Posts: 22 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    We had one, a level 2. To me, it was worth it for the peace of mind. It was reassuring to read that all the issues were just normal maintenance, nothing serious.
  • Agree with everyone else, get a level 2 survey, often called a homebuyers survey. It will tell you all you need to know about the property and it's not all bad news, but it will give you an idea of any future maintenance issues that will need looking at, but hopefully no major issues that need fixing now. Presumably it's a few hundred £k purchase, so worth spending £600 ish to me.
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