Debt collectors now charging me for failing to collect debt

Jmoo
Jmoo Posts: 361 Forumite
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edited 11 December 2024 at 1:52PM in Consumer rights
Hello

I've been trying to retrieve a debt off some neighbours who owe me £1000. I got as far a writ from the courts through Court Enforcement Services (which I paid separately for) and provided instructions when best the neighbours would be around to hand over paperwork. But they have mostly ignored my instructions.

I pointed out that they take long holidays around school breaks, and expected them to work around this given they asked for advice at the start to make contact.

Instead out of five visits they made, a majority were during school breaks, where obviously they weren't there.

They now tell me they don't take this into account and it's up to the enforcement officers to decide their own schedules.

As they didn't make contact over the last year, they are suggesting they have moved away, and have done a trace of their address. 

I made it clear that they hadn't - and I had seen them down my street - but they simply said the traces hadn't picked up any other address.

Now I've received a bill for their services saying they won't take it any further, and requesting payment in the next few weeks.

I put in a complaint which went unreplied, and when I said correspondence was poor, they said they'd read it all even if they hadn't replied to it all.

Do I have any option to go any further with my complaint or should I just pay up and accept it was a useless avenue?

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Comments

  • fatbelly
    fatbelly Posts: 22,538 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Not like the tv programmes, is it?

    I thought to use a HCEO, you paid up-front and then were reimbursed if they collected

    So what exactly is this latest invoice for?
  • Jmoo
    Jmoo Posts: 361 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 11 December 2024 at 5:34PM
    fatbelly said:
    Not like the tv programmes, is it?

    I thought to use a HCEO, you paid up-front and then were reimbursed if they collected

    So what exactly is this latest invoice for?
    I paid up front for the high court writ, they've invoiced me for the services because they didn't retrieve the debt.

    Which I don't dispute in principle, but knocking on the door when I've already told them they won't be in, is pretty easy money and hasn't achieved anything. It's taken them a year to decide that. 
  • eskbanker
    eskbanker Posts: 36,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jmoo said:
    I got as far a writ from the courts through Court Enforcement Services (which I paid separately for) and provided instructions when best the neighbours would be around to hand over paperwork. But they have mostly ignored my instructions.

    I pointed out that they take long holidays around school breaks, and expected them to work around this given they asked for advice at the start to make contact.

    Instead out of five visits they made, a majority were during school breaks, where obviously they weren't there.

    They now tell me they don't take this into account and it's up to the enforcement officers to decide their own schedules.
    Did they at any point suggest otherwise?
  • fatbelly
    fatbelly Posts: 22,538 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Did they set out in advance what they would be charging you? There has to be a contract to which you agreed
  • Jmoo
    Jmoo Posts: 361 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    fatbelly said:
    Did they set out in advance what they would be charging you? There has to be a contract to which you agreed
    Oh yes. It's just the fact I don't feel I've had the adequate service. eskbanker said:
    Jmoo said:
    I got as far a writ from the courts through Court Enforcement Services (which I paid separately for) and provided instructions when best the neighbours would be around to hand over paperwork. But they have mostly ignored my instructions.

    I pointed out that they take long holidays around school breaks, and expected them to work around this given they asked for advice at the start to make contact.

    Instead out of five visits they made, a majority were during school breaks, where obviously they weren't there.

    They now tell me they don't take this into account and it's up to the enforcement officers to decide their own schedules.
    Did they at any point suggest otherwise?
    Well they did ask for details to make it easier to track the persons down. 
  • eskbanker
    eskbanker Posts: 36,465 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jmoo said:
    eskbanker said:
    Jmoo said:
    I got as far a writ from the courts through Court Enforcement Services (which I paid separately for) and provided instructions when best the neighbours would be around to hand over paperwork. But they have mostly ignored my instructions.

    I pointed out that they take long holidays around school breaks, and expected them to work around this given they asked for advice at the start to make contact.

    Instead out of five visits they made, a majority were during school breaks, where obviously they weren't there.

    They now tell me they don't take this into account and it's up to the enforcement officers to decide their own schedules.
    Did they at any point suggest otherwise?
    Well they did ask for details to make it easier to track the persons down. 
    But how was that request phrased, i.e. was it asking about when it would be most likely to find them in?
  • Jmoo
    Jmoo Posts: 361 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    eskbanker said:
    Jmoo said:
    eskbanker said:
    Jmoo said:
    I got as far a writ from the courts through Court Enforcement Services (which I paid separately for) and provided instructions when best the neighbours would be around to hand over paperwork. But they have mostly ignored my instructions.

    I pointed out that they take long holidays around school breaks, and expected them to work around this given they asked for advice at the start to make contact.

    Instead out of five visits they made, a majority were during school breaks, where obviously they weren't there.

    They now tell me they don't take this into account and it's up to the enforcement officers to decide their own schedules.
    Did they at any point suggest otherwise?
    Well they did ask for details to make it easier to track the persons down. 
    But how was that request phrased, i.e. was it asking about when it would be most likely to find them in?
    That's right. 
  • sheramber
    sheramber Posts: 21,600 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Instead out of five visits they made, a majority were during school breaks, where obviously they weren't there

    What about the other visits that were not during school breaks?
  • GDB2222
    GDB2222 Posts: 25,948 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Compliance fee £75.00 +VAT

    The only other cost the claimant needs to be aware of is in the event of an unsuccessful enforcement action – called a compliance fee £75.00 +VAT. This arises when the debtor has no assets of any value, is in insolvency or is no longer at the known address and further enquiries haven’t yet been able to find the debtors current location. The claimant will be invoiced by the High Court enforcement company to pay the Compliance Fee, although a company such as Court Enforcement Services could continue to pursue the case,  using alternative enforcement strategies.




    Is that what they are charging you on the basis the debtor is not there? If the debtor is in fact at that address, then the charge is not payable. So, refuse to pay.

    No reliance should be placed on the above! Absolutely none, do you hear?
  • Jmoo
    Jmoo Posts: 361 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    GDB2222 said:

    Compliance fee £75.00 +VAT

    The only other cost the claimant needs to be aware of is in the event of an unsuccessful enforcement action – called a compliance fee £75.00 +VAT. This arises when the debtor has no assets of any value, is in insolvency or is no longer at the known address and further enquiries haven’t yet been able to find the debtors current location. The claimant will be invoiced by the High Court enforcement company to pay the Compliance Fee, although a company such as Court Enforcement Services could continue to pursue the case,  using alternative enforcement strategies.




    Is that what they are charging you on the basis the debtor is not there? If the debtor is in fact at that address, then the charge is not payable. So, refuse to pay.

    That's true. In their correspondence today they admit they've not confirmed they've not been able to say they're not at that address. 
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