Car Insurance, Social, Domestic, Pleasure and Commuting

RandomTourist

You must play safe. If things go pear-shaped for whatever reason it'll cost you and the company lots of time and energy, if not money.

Ensure you have checked (and updated your records) of these things:

Valid driving licence

Proof of appropriate insurance

MoT if the vehicle is of the right age

Ensure this is logged; set up reminders to check insurance and MoT on their expiry dates; set up a routine for re-checking licences as well.

Nebulous2

I've worked in care / health most of my life, where employees, even occasionally, may be carrying the people they support. 

Most employers are very conscientious about checking insurance when registering for business mileage and checking insurance certificates annually.

Car_54

RandomTourist said:

You must play safe. If things go pear-shaped for whatever reason it'll cost you and the company lots of time and energy, if not money.

Ensure you have checked (and updated your records) of these things:

Valid driving licence

Proof of appropriate insurance

MoT if the vehicle is of the right age

Ensure this is logged; set up reminders to check insurance and MoT on their expiry dates; set up a routine for re-checking licences as well.

Licence and insurance, yes.

Checking the MOT is (arguably) opening a can of worms. Is the company accepting some level of responsibility for all the legal and safety aspects? Probably best not to.

Otherwise, shouldn't it then check the lights and tyres weekly? And perhaps breathalyse the driver daily?

WellKnownSid

Car_54 said:

RandomTourist said:

You must play safe. If things go pear-shaped for whatever reason it'll cost you and the company lots of time and energy, if not money.

Ensure you have checked (and updated your records) of these things:

Valid driving licence

Proof of appropriate insurance

MoT if the vehicle is of the right age

Ensure this is logged; set up reminders to check insurance and MoT on their expiry dates; set up a routine for re-checking licences as well.

Licence and insurance, yes.

Checking the MOT is (arguably) opening a can of worms. Is the company accepting some level of responsibility for all the legal and safety aspects? Probably best not to.

Otherwise, shouldn't it then check the lights and tyres weekly? And perhaps breathalyse the driver daily?

When we were foster carers the council routinely checked licence, MoT, tax and insurance for all five cars, on top of all of the police and financial checks.

Bigphil1474

At my work we have always had to sign to agree that we have a valid MOT and Insurance etc. and our car is suitably road worthy every time we submit a monthly mileage claim for business travel. Have done for 30 years. As we are grey fleet, we aren't required to do vehicle checks, although I tend to.

IME a lot of people carry passengers around assuming their business class 1 insurance will cover them. It doesn't. You need commercial cover to carry passengers or for delivering goods.

DullGreyGuy

Bigphil1474 said:

IME a lot of people carry passengers around assuming their business class 1 insurance will cover them. It doesn't. You need commercial cover to carry passengers or for delivering goods.

That depends... if you are carrying a colleague that happens to be going to the same meeting as you and are only getting the HMRC approved 5p per mile additional expenses then that is fine under Class 1.

If you are taking a colleague to another site which you dont otherwise need to go to or are getting paid more than the 5p/mile for the passenger then you are in much more dangerous territory. 

LightFlare

I’m still not clear on what responsibilities and relevance the OP has in all this

Are they a manager, a colleague or a well meaning bystander