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Raphael's DFW Diary ~ The beginning of the End
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Yes that's right!! Another payment made, now just £800 left
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
I closed my Abbey Credit card account yesterday and cut up my card!! I did think about keeping it for emergency use, but thought I would only end up giving into temptation and use it. It was very cathartic to cut it up
Been feeling pants the last couple of days, losing my voice. I managed to get thru the last couple of days at work, but called in sick tonight. I can't do my job if I can't speak to the drivers & customers! Got a day off tomorrow, hopefully I will be okay by Sunday, can't miss too many days of work.
Listed a couple of things on eBay today, to clear some clutter and make a few pennies.Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Hope you are on the mend soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
x_raphael_xx wrote: »I closed my Abbey Credit card account yesterday and cut up my card!! I did think about keeping it for emergency use, but thought I would only end up giving into temptation and use it. It was very cathartic to cut it up
Woot - great news!!!!!
Been feeling pants the last couple of days, losing my voice. I managed to get thru the last couple of days at work, but called in sick tonight. I can't do my job if I can't speak to the drivers & customers! Got a day off tomorrow, hopefully I will be okay by Sunday, can't miss too many days of work.
Listed a couple of things on eBay today, to clear some clutter and make a few pennies.
Not such great news - I hope you feel better soon (is C looking after you?!)Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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x_raphael_xx wrote: »I closed my Abbey Credit card account yesterday and cut up my card!! I did think about keeping it for emergency use, but thought I would only end up giving into temptation and use it. It was very cathartic to cut it up
Been feeling pants the last couple of days, losing my voice. I managed to get thru the last couple of days at work, but called in sick tonight. I can't do my job if I can't speak to the drivers & customers! Got a day off tomorrow, hopefully I will be okay by Sunday, can't miss too many days of work.
Listed a couple of things on eBay today, to clear some clutter and make a few pennies.
huggles and I know how much you soldiered on through it all....but be defeated by the nasty soar throat virus just at the final battle. *huggles*. Fingers crossed you will be better by Sunday.0 -
Of courseThe_Dragon wrote: »is C looking after you?! I've got her well trained
Just had to take Shadow out in the drizzly rain & blowing gale, (which I don't suppose helps my throat any) but poochies need daily walks regardless of the weather.
At home and warm again now.
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Lost 2.1 lbs this week
Feeling a little better, been back to the gym today, started off gently with a swim, just pleased to get back to it.
Dug out my xmas avatar too. Not long til Christmas now!!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x_raphael_xx wrote: »Lost 2.1 lbs this week
Feeling a little better, been back to the gym today, started off gently with a swim, just pleased to get back to it.
Dug out my xmas avatar too. Not long til Christmas now!!
You are going to have to get that shell of yours tailored Raph - with the amount of weight you are losing it will be WAAAAY too big!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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The_Dragon wrote: »You are going to have to get that shell of yours tailored Raph - with the amount of weight you are losing it will be WAAAAY too big!
Just checked out my BMI calculator...I'm now in the healthy range not bad for someone who was obese last year Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x_raphael_xx wrote: »Just checked out my BMI calculator...I'm now in the healthy range not bad for someone who was obese last year
Go the half shelled slimmer :j:j:j:j:j! I am still in the "Why are you not dead!!" catagory :mad::mad::mad:Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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