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Raphael's DFW Diary ~ The beginning of the End
Comments
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Yah~You are now under £1000.:j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yah~You are now under £1000.:j :j
OMG it's just sunk in that I'm now just in triple figures.
:j Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x_raphael_xx wrote: »OMG it's just sunk in that I'm now just in triple figures. :j
Woot! Great news!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Just wanted to add a pic of Shadow and the Xmas tree
Shadows ears look funny cos she's got them curled back. She's not happy cos none of the presents are for her! (Hers are hidden in my bedroom in her giant doggy stocking)
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
No change in my weight this week, still pleased cos I've done very little exercise this week and not put on.
Had to pay my electric bill today, no-one has come round to read the meter for the last 5 bills, so for a year and quarter I've been paying an under-estimated bill. My accurate bill is £222.92 :eek: it went down to £90.82 to pay after taking off my monthly £24 payment.
If this bill had come a year ago I would have probably have burst into tears or something, but I just shouted 'WHAT!' and laughed and paid up. And I've still got money to over-pay my credit card
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x_raphael_xx wrote: »No change in my weight this week, still pleased cos I've done very little exercise this week and not put on.
Had to pay my electric bill today, no-one has come round to read the meter for the last 5 bills, so for a year and quarter I've been paying an under-estimated bill. My accurate bill is £222.92 :eek: it went down to £90.82 to pay after taking off my monthly £24 payment.
If this bill had come a year ago I would have probably have burst into tears or something, but I just shouted 'WHAT!' and laughed and paid up. And I've still got money to over-pay my credit card
Things are still going well then! Go the turtle!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
0 -
The_Dragon wrote: »Things are still going well then! Go the turtle!
Tee hee hee, just been up to adsa and bought some new trousers for work. Size 12!!!:T Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x_raphael_xx wrote: »Just wanted to add a pic of Shadow and the Xmas tree
Shadows ears look funny cos she's got them curled back. She's not happy cos none of the presents are for her! (Hers are hidden in my bedroom in her giant doggy stocking)
We used to have a dog called shadow, i miss him....You will have to post piccies of her eating her stocking:rotfl:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Wowho girl~fab on size 12.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
x_raphael_xx wrote: »Just wanted to add a pic of Shadow and the Xmas tree
Shadows ears look funny cos she's got them curled back. She's not happy cos none of the presents are for her! (Hers are hidden in my bedroom in her giant doggy stocking)
hahahahaha that is so shadowesk! Yeah since if hers was under the tree it would not be there long. It would be sniffed, unwrapped and eaten in the time it took you to bat your eyelids.
oh and also...I lied to you...it was 12, not 11 penguins the other day. I missed a beak. Sorry.:o
Also look at the new sig of only two 0's at the end of the number towards what you now owe:T. OMG I wish I could go back in time to say to about june last year and go.....raphael, for xmas 2008 you will only have 1 credit card which you will only owe £800 on and it wont be with Abbey!0
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