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Raphael's DFW Diary ~ The beginning of the End
Comments
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Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
"Total Debts Left to pay £1096.60 on Lloyds CC (£1000 0% free 6 months)"
That looks so good.
If you were to pay it evenly it'd be 182 a month in debt repayments. About the same as the 185 you were doing at the start of the year but none of it interest now, while back at the start of the year about 70 of the monthly payments was interest.0 -
If you were to pay it evenly it'd be 182 a month in debt repayments. About the same as the 185 you were doing at the start of the year but none of it interest now, while back at the start of the year about 70 of the monthly payments was interest.
All things going well I hope to pay off about £500 in December
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x_raphael_xx wrote: »All things going well I hope to pay off about £500 in December
Woo hoo! that would be great news, at this rate you will be all clear by FebruaryDo not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Told u u would be under £1000 by end of year!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Lost 1.1 lbs so I'm now 11 stone 12.7 lbs. A little further away from the 12 stone mark can't get complacent thou, still a little way to go.
Off to see a personal trainer for a free session today, hopefully he can improve my workout, cos I think my body is used to mine now, it doesn't have such an effect.Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x_raphael_xx wrote: »Lost 1.1 lbs so I'm now 11 stone 12.7 lbs. A little further away from the 12 stone mark can't get complacent thou, still a little way to go.
Off to see a personal trainer for a free session today, hopefully he can improve my workout, cos I think my body is used to mine now, it doesn't have such an effect.
Yay for Raph! does this mean only 3 pounds to go now?Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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The_Dragon wrote: »Yay for Raph! does this mean only 3 pounds to go now?
For my height I can be between 9 1/2 and 11 1/2 stone to be healthy, so I'm just 5.7 lbs from being healthy. But I want to get to 11 stone to give me a little space to maintain.
Not far off thou!
PT at the gym was very enjoyable, he's given me a few tips to help burn off the last bits of fat. On the treadmill now I'm doing something called interval training, were I run at higher speeds in 30 second bursts. Supposed to be more effective than just running at one speed, and I did feel it working so we shall see
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
x_raphael_xx wrote: »Thought I'd like to share this with you, it's my Abbey Credit Card statement (account details not showing of course!)
Check out the outstanding balance!! :T
Just the Lloyds to go!
Love the picture so much...I have saved it!!!! Seriously so happy for you.:T:T:T:T:T:T0 -
unknown3rd wrote: »Love the picture so much...I have saved it!!!! Seriously so happy for you.:T:T:T:T:T:T
£150 over-payment made on the credit card today, it's now under £1000
Went to the dentist today, first time in 6 years. I'm back on the NHS list now
Also bought my xmas tree today, me and C are going to decorate it when I get home from work. :xmastree: Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980
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