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Loanpad announce drop in rates

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where_are_we
where_are_we Posts: 1,223 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
in ISAs & tax-free savings
Our new rates will be as follows:

From 02 January 2025:

Classic / ISA Classic              5.40%  
Premium / ISA Premium        6.40%   

From 01 February 2025: :

Classic / ISA Classic              5.30%  
Premium / ISA Premium        6.30% 
I suppose it was to be expected - Loanpad Premium ISA rates still have a slight premium on cash ISA rates but there is a small risk. I have held about 5% of total cash savings in this product for a few years and though I will not increase my holdings I am happy to continue with my present investment.

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