More WIRE than FIRE, simplifying, saving and savvy spending

ShyAndRetiring

@Humboldt thanks for stopping by!

Yes, it's been a good week and a useful win on the PB ~ definitely it'll be helpful to build that pot up a bit before we have to fork out on a new-to-us car!

Yellow-sticker pop shops are definitely a thing now, the only problem is that our local SM is the only one for miles and it's also used by visitors to several local caravan parks, so at this time of year yellow-stickers are a rarity! You can always guarantee yellow-sticker mushrooms though, so mushroom omelettes and mushroom risotto are menu regulars at the moment!

Hope you're having a restful weekend now that you are free of visitors for the time being, S&R x

ShyAndRetiring

  It's been a busy, but good week and I'm definitely benefitting from being back and accountable. Some gently-does-it progress since Wednesday's update:

Extra £ / Surveys etc

• Surveys: £12 / £10 this week so very happy with this. New goal of £10 over the coming week now set.

Spending

2 more NSDs across Thurs and Fri, so 5 / 4 achieved, over target on that too. We have visitors currently until Monday, I think so I'll stick with aim of 4 for next week as it's more realistic.   

Saving 

• Have finally been able to book us for a SMART meter installation. Before it's always come back as not possible in our (rural) area, but our provider invited us to book for our address. Have booked for early next month, so that will hopefully be a saving across the winter.
• Survey money for this week has been saved into Xmas pot.

Sorting 

• My savings account sort-out hasn't happened because I don't want to lock any cash away that we might need to use for the car. Need to think about this some more.
• Small bedroom sorted for visitors, some books given to charity shop, a few ornamental bits too, so 25 / 365 items out of here so far.
• A few medical appointments coming up for both of us, so a bit of diary sorting going on to accommodate everything, especially with OH not being able to drive currently.

WIRE stuff

• Haven't had time to do much WIRE planning this week, with work and visitors etc, but am hoping to schedule some time before the end of the month to look at Savings Ladder for draw down & proposed car purchase. It's a key thing for retirement planning, isn't it, planning in for replacing things? I just hadn't planned for it to happen before getting to that lump sum at the start of next year, so it definitely bears looking at. Might plan myself a coffee & spreadsheet morning some time soon. 

All Good Things ...

• Seeing a Hummingbird Hawkmoth again in the garden, seems to be a regular visitor this week.
• Took a long walk with OH, dog and visitors this morning, OH's holding up marvellously after his surgery and it's good to see him getting back to walks we enjoy.
• Have managed a bit of garden-sorting time yesterday and today, visitors have enjoyed a bit of down-time sitting and reading, whilst I've enjoyed weeding around them!

Hope everyone is having a good weekend, S&R x