Pension investment predictions

Spivo46

Without the benefit of a crystal ball, i would be very interested to hear your thoughts on investment performance over the next 2 years? This would be based on a multi asset, diversified portfolio, perhaps with a 60/40 split in favour of stocks. Following the good 12 months we have seen will this trend continue or will it start to fall? What are the predictions for a £100,000 investment now in 2 years time?

dunstonh

Without the benefit of a crystal ball, i would be very interested to hear your thoughts on investment performance over the next 2 years?

It will either be up or down.

Following the good 12 months we have seen will this trend continue or will it start to fall?

I will tell you in 2 years time.

What are the predictions for a £100,000 investment now in 2 years time?

You cannot predict the unpredictable.


Seriously, you cannot predict it.   So, there really is no point in trying, as you would look stupid if you get it wrong.   Markets price in what they know.   It is the unknown and unexpected that causes movement.   So, you are effectively asking us to predict the unknown and unexpected.

You cannot predict over periods of 10 years either.  The first 10 years of this century were down, with US equity among the worst.   

In July 2022, one of the major investment banks said the fall in gilts meant that UK gilts were now attractive to buy.     Then you had the Liz Truss budget, the various liquidity issues (Japan and LDIs) and 6 months later Gilts were even lower and continued to fall until October 2023.   Then just as they started to recover over the last year, you get the Reeves budget and down they go again.      That is a two-year period.    A major investment bank team of economists got it woefully wrong.    So, how better do you expect a discussion board of amateur investors to fare?

Linton

A £100K 60/40 portfolio only makes sense in the long term and so what happens over the next 2 years is pretty irrelevent.  If the next 2 years do matter to you, you should not be invested in equities at all.

Sam_666

Anyone asking this kind of questions, better stick to lotto.

Spivo46

Sam_666 said:

Anyone asking this kind of questions, better stick to lotto.

I asked for readers thoughts, therefore not to provide a definitive answer that i know nobody can answer? The internet is full of how people think the markets will react, both long and short term. I was interested to see how the MSE forum would respond.

QrizB

Spivo46 said:

Sam_666 said:

Anyone asking this kind of questions, better stick to lotto.

I asked for readers thoughts, therefore not to provide a definitive answer that i know nobody can answer? The internet is full of how people think the markets will react, both long and short term. I was interested to see how the MSE forum would respond.

I have no relevant skills so obviously I'm going to have a go

Spivo46 said:

Without the benefit of a crystal ball, i would be very interested to hear your thoughts on investment performance over the next 2 years? This would be based on a multi asset, diversified portfolio, perhaps with a 60/40 split in favour of stocks. Following the good 12 months we have seen will this trend continue or will it start to fall? What are the predictions for a £100,000 investment now in 2 years time?

Barring eg. global thermonuclear war or Yellowstone deciding it's time, somewhere beteween £50k and £150k.

VLS60 is currently priced at 25486.67p, so I'm forecasting that it will be in the range 12743p to 38230p on 28th November 2026.

Moonwolf

Current trends will continue unless-

War in the middle east escalates and creates global uncertainty.
War between Russian and Ukraine escalates creating global uncertainty.
China invades Taiwan and creates global uncertainty.
Trump decides to go ahead with tariffs and creates an international trade war that creates global uncertainty.
The Atlantic Meridonal Overturning Circulation slows down or changes causing particular severe winters across northern Europe and subsequent economic issues.
Aliens land on Earth because they are fed up with our idiocy and have decided to intervene.
A large but currently unseen asteroid hits the earth.
Skynet becomes sentient.
Cows become sentient.

Any one of a range of other bad things I haven't thought of happen.

Hope this helps.

Nick_Dr1

Bl***y h*ll

Time to put it all under the mattress!

IvanOpinion

Having read some of the answers on here it makes me think the problem is politicians.

Albermarle

Any one of a range of other bad things I haven't thought of happen.

Liz Truss comes back as a new PM .

Spivo46

Moonwolf said:

Current trends will continue unless-

War in the middle east escalates and creates global uncertainty.
War between Russian and Ukraine escalates creating global uncertainty.
China invades Taiwan and creates global uncertainty.
Trump decides to go ahead with tariffs and creates an international trade war that creates global uncertainty.
The Atlantic Meridonal Overturning Circulation slows down or changes causing particular severe winters across northern Europe and subsequent economic issues.
Aliens land on Earth because they are fed up with our idiocy and have decided to intervene.
A large but currently unseen asteroid hits the earth.
Skynet becomes sentient.
Cows become sentient.

Any one of a range of other bad things I haven't thought of happen.

Hope this helps.

This helps thanks - on that basis, i have sold up, bought that Aston Martin, booked the world cruise, hit the bottle and stopped eating healthy - sorted