car insurance quote lead time

Spivo46

My new car comes in 4 weeks and trying to save a few quid on car insurance it always pays to search early and pay in advance. i am seeing quotes vary by hundreds if you try to get a quote for a car to be insured quickly. I am happy with the quotes for insuring in 4 weeks time, but it wont let me purchase due to the new car having no registration yet. Another great example of insurance companies ripping the customers off!

cw8825

how do you expect them to insure a car which has no registration?

save the quote and update the registration when the dealer provides it.

there is no conspiracy to rip customers off

born_again

Spivo46 said:

My new car comes in 4 weeks and trying to save a few quid on car insurance it always pays to search early and pay in advance. i am seeing quotes vary by hundreds if you try to get a quote for a car to be insured quickly. I am happy with the quotes for insuring in 4 weeks time, but it wont let me purchase due to the new car having no registration yet. Another great example of insurance companies ripping the customers off!

Why?
How do you know it will not be cheaper in 4 weeks.

Also are you 100% sure car will be ready in 4 weeks? A few days delay & you are slap bang in the middle of Christmas & New Year & all the delays that entails..

Spivo46

born_again said:

Spivo46 said:

My new car comes in 4 weeks and trying to save a few quid on car insurance it always pays to search early and pay in advance. i am seeing quotes vary by hundreds if you try to get a quote for a car to be insured quickly. I am happy with the quotes for insuring in 4 weeks time, but it wont let me purchase due to the new car having no registration yet. Another great example of insurance companies ripping the customers off!

Why?
How do you know it will not be cheaper in 4 weeks.

Also are you 100% sure car will be ready in 4 weeks? A few days delay & you are slap bang in the middle of Christmas & New Year & all the delays that entails..

Nothing is impossible, However my comments are based on some quotes for a few days time and 3 to 4 weeks ahead. It is common knowledge that buying car insurance in advance is cheaper. Last minute searches indicate to the insurers that you need to insure your car quickly (at any cost).

My car is at the dealers waiting for me to take delivery. I am unable to take the car until later in December. 

Spivo46

cw8825 said:

how do you expect them to insure a car which has no registration?

save the quote and update the registration when the dealer provides it.

there is no conspiracy to rip customers off

I agree that there is no conspiracy, however, there is system designed for the insurers to maximise profit via manufactured premiums.  

born_again

Spivo46 said:

born_again said:

Spivo46 said:

My new car comes in 4 weeks and trying to save a few quid on car insurance it always pays to search early and pay in advance. i am seeing quotes vary by hundreds if you try to get a quote for a car to be insured quickly. I am happy with the quotes for insuring in 4 weeks time, but it wont let me purchase due to the new car having no registration yet. Another great example of insurance companies ripping the customers off!

Why?
How do you know it will not be cheaper in 4 weeks.

Also are you 100% sure car will be ready in 4 weeks? A few days delay & you are slap bang in the middle of Christmas & New Year & all the delays that entails..

Nothing is impossible, However my comments are based on some quotes for a few days time and 3 to 4 weeks ahead. It is common knowledge that buying car insurance in advance is cheaper. Last minute searches indicate to the insurers that you need to insure your car quickly (at any cost).

My car is at the dealers waiting for me to take delivery. I am unable to take the car until later in December. 

Get them to register it, & that removes the issue.

Spivo46

born_again said:

Spivo46 said:

born_again said:

Spivo46 said:

My new car comes in 4 weeks and trying to save a few quid on car insurance it always pays to search early and pay in advance. i am seeing quotes vary by hundreds if you try to get a quote for a car to be insured quickly. I am happy with the quotes for insuring in 4 weeks time, but it wont let me purchase due to the new car having no registration yet. Another great example of insurance companies ripping the customers off!

Why?
How do you know it will not be cheaper in 4 weeks.

Also are you 100% sure car will be ready in 4 weeks? A few days delay & you are slap bang in the middle of Christmas & New Year & all the delays that entails..

Nothing is impossible, However my comments are based on some quotes for a few days time and 3 to 4 weeks ahead. It is common knowledge that buying car insurance in advance is cheaper. Last minute searches indicate to the insurers that you need to insure your car quickly (at any cost).

My car is at the dealers waiting for me to take delivery. I am unable to take the car until later in December. 

Get them to register it, & that removes the issue.

will only register if i pay for it

Mildly_Miffed

Spivo46 said:

born_again said:

Spivo46 said:

My car is at the dealers waiting for me to take delivery. I am unable to take the car until later in December. 

Get them to register it, & that removes the issue.

will only register if i pay for it

Of course they'll only register it IN YOUR NAME once you've paid for it.

I presume you won't be happy for them to register it in the dealership name, then you're the second keeper, taking delivery a month after registration with a month of warranty expired...?

born_again

Spivo46 said:

born_again said:

Spivo46 said:

born_again said:

Spivo46 said:

My new car comes in 4 weeks and trying to save a few quid on car insurance it always pays to search early and pay in advance. i am seeing quotes vary by hundreds if you try to get a quote for a car to be insured quickly. I am happy with the quotes for insuring in 4 weeks time, but it wont let me purchase due to the new car having no registration yet. Another great example of insurance companies ripping the customers off!

Why?
How do you know it will not be cheaper in 4 weeks.

Also are you 100% sure car will be ready in 4 weeks? A few days delay & you are slap bang in the middle of Christmas & New Year & all the delays that entails..

Nothing is impossible, However my comments are based on some quotes for a few days time and 3 to 4 weeks ahead. It is common knowledge that buying car insurance in advance is cheaper. Last minute searches indicate to the insurers that you need to insure your car quickly (at any cost).

My car is at the dealers waiting for me to take delivery. I am unable to take the car until later in December. 

Get them to register it, & that removes the issue.

will only register if i pay for it

Are you buying the car?

So it comes down to either wait & pay in Dec, or get it reged now & be able to ins it now?

TBH, the whole it's cheaper at X days is it true? Do you honestly think that ins co's knowing this, would let people get something cheaper, when they could simply up the price & make more profit?

Me Cynical... Never 😶‍🌫️

Nobbie1967

born_again said:

USpivo46 said:

born_again said:

Spivo46 said:

born_again said:

Spivo46 said:

My new car comes in 4 weeks and trying to save a few quid on car insurance it always pays to search early and pay in advance. i am seeing quotes vary by hundreds if you try to get a quote for a car to be insured quickly. I am happy with the quotes for insuring in 4 weeks time, but it wont let me purchase due to the new car having no registration yet. Another great example of insurance companies ripping the customers off!

Why?
How do you know it will not be cheaper in 4 weeks.

Also are you 100% sure car will be ready in 4 weeks? A few days delay & you are slap bang in the middle of Christmas & New Year & all the delays that entails..

Nothing is impossible, However my comments are based on some quotes for a few days time and 3 to 4 weeks ahead. It is common knowledge that buying car insurance in advance is cheaper. Last minute searches indicate to the insurers that you need to insure your car quickly (at any cost).

My car is at the dealers waiting for me to take delivery. I am unable to take the car until later in December. 

Get them to register it, & that removes the issue.

will only register if i pay for it

Are you buying the car?

So it comes down to either wait & pay in Dec, or get it reged now & be able to ins it now?

TBH, the whole it's cheaper at X days is it true? Do you honestly think that ins co's knowing this, would let people get something cheaper, when they could simply up the price & make more profit?

Me Cynical... Never 😶‍🌫️

It’s been proved to be the case by people running dummy quotes including MSE who did an article all about it. Essentially people who tend to leave it to the last minute tend to have more accidents, so you get cheaper quotes if you’re organised. The stats don’t lie.

cw8825

It’s not just about accidents. 

If you leave it to last minute any company can hold you to ransom over the price. Especially when it’s something you have to buy