Migration from ESA to universal credit

Dancingcrocodile

Good morning all, newbie here. Sorry a lot of questions 

my siblings is having to move from income based ESA to the universal credit. They have severe mental health issues including schizophrenia

i their carer so  I’m going to fill out the forms 😬 (dyslexic so it’s going to be difficult)

I haven’t seen any dummy copies of the online form so don’t know what to expect, do I need to get supporting letters from the specialist or do I just give his details to call? 

Also as we live together we have a joint account that solely covers bills , does this have to be declared alone with their bank details? As it’s a joint account with siblings? we have a friend who may gift some money to get over Christmas as there will be a few weeks with no money- if this happens do we declare this

what else need to do to make sure that the migration goes through ok. It’s really sending them into a panic 


Thank you ☺️ 

peteuk

Cant help fully but hopefully this helps.

Capital - There are two thresholds on capital these being £6K and £16K.  At £6K the UC claim is reduced t the rate of £4.35 per £250 over the £6K or part of there in.  For example if you have £6001 in capital then your UC is reduced by £4.35, equally if you have £6249 it’s still the one reduction.  £6251 - then its 2X £4.35

This limit is capital so will cover all accounts added up at the end of the assessment period, with the exception of any wages/income from that assessment period. 

With the joint account - yes it needs declaring but if the money going in clears the house hold bills then theres nothing significant to worry about. 

Rubyroobs

If your sibling is in the support group of ESA then you need to make sure that the LCWRA element of UC is added on the first statement as it is something which sometimes gets missed off. 

Dancingcrocodile

Rubyroobs said:

If your sibling is in the support group of ESA then you need to make sure that the LCWRA element of UC is added on the first statement as it is something which sometimes gets missed off. 

Thank you. They are, what is LCWRA and how do we make sure it’s added on. 

HillStreetBlues

Dancingcrocodile said:

Rubyroobs said:

If your sibling is in the support group of ESA then you need to make sure that the LCWRA element of UC is added on the first statement as it is something which sometimes gets missed off. 

Thank you. They are, what is LCWRA and how do we make sure it’s added on. 

It's the UC equivalent to the Support Group in ESA
Make an entry in UC journal stating that it's a migration from ESA SG  that means being put into LCWRA with no work commitments and no fit notes needed.

Dancingcrocodile

peteuk said:

Cant help fully but hopefully this helps.

Capital - There are two thresholds on capital these being £6K and £16K.  At £6K the UC claim is reduced t the rate of £4.35 per £250 over the £6K or part of there in.  For example if you have £6001 in capital then your UC is reduced by £4.35, equally if you have £6249 it’s still the one reduction.  £6251 - then its 2X £4.35



With the joint account - yes it about. 

peteuk said:

Cant help fully but hopefully this helps.

Capital - There are two thresholds on capital these being £6K and £16K.  At £6K the UC claim is reduced t the rate of £4.35 per £250 over the £6K or part of there in.  

Thanks. 

Sorry a few more questions I’m a bit thick. Is capital all the money you have. In bank accounts and savings.

also how do we know which threshold they will be on.

Also if they over go over the threshold and when you fall under it do we then update them to get the decrease dropped?

it’s the support group of ESA that’s changing to universal credit 

poppy12345

Capital includes everything in any bank account, ISA's, properties they don't live in etc etc. The lower amount of £6,000 and higher amount of £16,000 applies to everyone, there's no different amounts for working age people.

For every £250 of part thereof over £6,000 they need to report it, so if they have £6,001 and then again once it reaches £6,251. If their capital drops below £6,000 they need to report that. Anything under £6,000 is ignored completely. 

The money from their benefits is not counted as capital until the end of the period it's paid for. 

If all of their ESA is Income Related then all of it will stop 2 weeks after a claim for UC has been submitted. 

peteuk

Once you hit the £6K threshold you need to report your capital every time it goes above or below the next £250 band.
Eg if you have £6510 in capital. The next time you report a change is if it goes above £6750 or below £6500. 

If you go over £16K then your entitlement to claim ends, if thats the case once back under the £16K you can reapply.

Spoonie_Turtle

Is your joint account between the two of you?  If so they'll almost certainly view half of it as belonging to your sibling.

Dancingcrocodile

Spoonie_Turtle said:

Is your joint account between the two of you?  If so they'll almost certainly view half of it as belonging to your sibling.

Yes. The money paid in covers just the bills each month so it’s in and out

8dayweek

UC has the same capital thresholds as income- related ESA. 

What you would / should have been declaring to ESA is the same as what you declare to UC essentially.