Mortgage Free by 50???

hatch_five · 1 September at 9:14AM

I haven’t posted on here in a few months and really need to get myself back on track! The money saving has gone a little awry and the credit card levels have jumped up scarily- some from spending when I shouldn’t and some from trying to keep out heads above water. We had a lovely summer holiday, bit then got massively delayed on the way home- cue having to spend for meals at the airport, taxi back etc. which wiped out the housekeeping for the month. I have put a claim in with Jet2, but in the meantime shopping had to go on the credit card for three weeks.

I got paid on Thursday which should have meant that we could start rebuilding funds etc, however we had to take our guinea pig to an exotic vet as he was in distress and it turns out (after an x-ray) that he has a bladder stone. That was £250 gone in a morning! We have been trying to get fluids and an anti-inflammatory into him over the weekend in the hope he would pass it naturally, but last night it was clear it was stuck and he was in distress and would need to go back for surgery. OH has taken him this morning and we can use Klarna to spread the cost, but it will probably be the best part of £1500 in total, so had to set up an overdraft to cover the first payment and all my money will be going on paying the rest of the vet’s bill between now and Christmas. It might sound daft for a guinea pig, but he is one of the family, free roams in the living room and is the sweetest, friendliest piggy imaginable and only two, so if this saves his life then to hell with the cost (sorry not very MSE of me but when it comes to the pets I don’t care!). I think its going to have to be a quiet autumn as we are broke (although if Jet2 pay what they owe that will help a lot), living out of the freezer and store cupboard and ‘enjoying my mortgage!’. Got a long list of DIY jobs I want to get done and I have the materials in store for them so will focus on them over the next few months and make the house a bit better.

On a more positive note, I picked up two half price steaks yesterday that have gone in the freezer for me and OH’s wedding anniversary next month- had to cancel the restaurant as the piggy is more important, but we have steak and a bottle of wine so at least I can make us a nice romantic meal if the kids disappear off upstairs for an hour! I have also booked tickets to a free classical concert in our local church in October with music from a forgotten local composer from the nineteenth century which I am really looking forward to.