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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 11,272 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Ooh @Baileys_Babe, you sound like my Mum used to, when I lived at home. Yes, it's a good point, and I always mean to. I just take it out of my pocket when I use the loo before going outside and 50% of the time I leave it in there (doh!) - I can always locate it when I am thinking, "where's my phone?!" though 😘

    Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • KajiKita
    KajiKita Posts: 10,529 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    I don’t end up with 2 months worth of cat litter, but I do end up with a similar volume of kibble … 😉

    KK

    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Baileys_Babe
    Baileys_Babe Posts: 6,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Glad to hear Mr SL is safely home.

    Sorry to hear about the bee issues 🤗

    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • beanielou
    beanielou Posts: 100,705 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Eek to all the bee issues.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,804 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper

    Oh I hope that things improve for you soon, and that the other colonies stay okay.

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
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